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Tesco Credit Card application
Hi, I've recently applied twice for the Tesco CC - after the application I receive an error message, not a decision. We are sorry but the service is temporarily unavailable, please try again later. If you have any queries please call our technical helpdesk. Will I have been credit searched (twice)? I can't find an email…
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help please Money Laundering Product on my credit file
Hi all after some advice please just signed up to a free trial with callcreditcheck and to my horror i have just looked at my report and there is something worrying me on there. On 30/10/2010 there in an entry from barclays Search Organisation:Barclaycard (SA CVAL) Search Unit Type:Barclaycard (ML) Search Purpose:Money…
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Many Credit Searches in short space of time.
I'm in a very lucky position, I have never needed credit before, and have always kept my Lloyds TSB Premier account with good "credit" Unfortunately Lloyds TSB would not give me their AirMiles builder credit card. - Due to lack of previous credit history (so their credit advice, IDAWARE department told me) Since realising…
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Halifax Cancer Research UK Charity Card?
I want a credit card with Halifax as I moved by bank account there, and have an ISA with them, so everything is all in one place. On the Halifax sight I've seen the Cancer Research Charity Card with the following benefits * We make a £20* donation when you first make a purchase on your card * We donate 0.25% of every…
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Balance transfer Fee, is it part of 0% deal?
Hi, This is probably one for someone who knows credit cards quite well I've recently applied for a Virgin card and I have transferred £2000 onto the card. The 2.89% Transfer Fee has added an extra £57.30 onto the card. What confuses me and I cant seem to find out from Virgin(I've searched terms and conditions booklet) is…
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Living overseas
I currently live and work in Poland, and will be living overseas for a few more years yet. I assume that I can't use an ISA to save as you have to be a UK resident for tax purposes so where do I put my money?
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Cancelling old cards
Hi I need some advice, I have 2 cards 1 Tesco credit card Limit 3000 balance 0 and 1 Barclaycard Platininum Limit £3000 balance 0. I tend to use my Tesco card for the points value but pay off in full every month. But do not use the Barclaycard and have not used it for 6 months, Now the way things are at the moment should I…
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Halifax Reward Clarity CC online application question help please!
Hello This is going to sound like a daft question but I am in the middle of applying for the Halifax Reward Clarity Card (the one that offers cashback) and I'm a little confused with filling in the bank account details section. Are they looking for my main current account (which is with RBS btw) or the Halifax Reward…
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virgin c card letter in post
hi all i recieved a letter from virgin offering me their c card . i have bad history althoughi think it is improving as i have a cap one c card and paid it off in full every month for the past 9 months. my question is am i guarenteed of getting the virgin card because of the letter ooffering the card to me?? thanks
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Cash of a Barclaycard
Hi, I need to pull some cash off my Barclaycard? Can someone tell me what the daily limit is at the ATM? Also Can I go into Barclays and withdraw from the card and is there a limit on that? Thanks MrsD
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Can credit on opted out cards affect future credit?
At present, I've one card with a £2k limit and when the balance is paid off, that's it for that one. (Same with my Barclaycard which I've opted out of and it's being reduced quickly) I don't owe anywhere near that on that card yet it still lists as £2k available credit on my statement and reports. Therefore, if a credit…
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Paypal transactions not covered by credit card companies?
Hi. I've just read a discussion on the eBay forum, where a member has warned that credit card payments made via paypal are not covered in the same way as high street transactions. That is to say that a credit card issuer would not engage on my behalf, if I tried to reclaim my funds from paypal. I always made my paypal…
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Virgin Atlantic Black Card are giving me money !!!
Whilst I'm not complaining, I seem to have two credits on my statement this month which are in my favour. The first is called "Interest Credit" and totals about £350 The second is called "Compensatory Interest" and total nearly £50 I have added up the lines of debits and taken off these two credits and it works out…
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Cashback on credit card
Hi, I wonder if anyone can answer my question, please? I know I shouldn't use my credit card to withdraw cash from an ATM to avoid charges, but what about getting cashback at the shops, like Tesco's, for example? Would I be charged for getting cash that way?
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balance transferring RBS and Barclaycard C.Cards
Hi, I have a royalties gold account with RBS. I also have an RBS Credit card, and also have a barclaycard credit card. I would like to balance transfer the amounts on both of these cards to 1 new interest free card. total to transfer is just under 4k. any recommendations, greatly appreciated
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Cifas
I recently signed an agreement to move into a house with my mates so decided to apply for a bank account with all three of us to pay bill etc Anyway we went into nationwide as the two other guys have accounts with them, so he checks my name and notices a record set up from 2004 when I was declined due to CIFAS! Since then…
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Credit card protection insurance?
Hi all, Could you please inform me if there is such a thing as credit card protection insurance? For instance, to protect against loss of job, etc.......is there a legitimate one which will cover the repayments? Many thanks.
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Virgin Money registration problems
Hi, anyone having problems with the Virgin Money website? I'm trying to register for online banking but when I put my card details in I'm just told "the server is temporarily unavailable, please try again later" I've been trying for a few days, they seemed uninterested in the website problems over the phone, almost…
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Virgin card...cancelled Nov 09 but still taking charges!
Hi i pay my credit cards off each month so imagine my surprise today to get a Virgin credit card Notice of Arrears notice for £77.75! This is on a card cancelled in October 2009! I ring up and am told it is an AA car breakdown renewal from October 2009 for my girlfriend,who told AA in Nov 09 not to charge to this card…
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Strange letter from HBOS re CC
Hello I paid in full and closed my BoS credit card, and today received a letter of confirmation with the usual stuff - (monitor residual interest still to be applied, etc) The final paragraph states - "Please be advised that we may contact you in due course to discuss your decision to close your account. If no further…
