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Mule Card
What C/Cs can still be used as mule cards,I do still have an egg money card and have used this in the past for muling but understand that egg have changed their t&c s.
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card payment over counter gone missing
My wife has an MBNA credit card with a small balance remaining (under £70) . On the 7th september she made a payment of £30 over the counter at her bank (Lloyds TSB). The payment had to reach MBNA by the 21st september. When the latest MBNA statement arrived through the post we found a default late payment charge of £12…
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Super balance transfer
Hi, Does anybody know what is the best card at the moment for a super balance transfer? Thanks.
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ppi/repayment cover info needed
Hi everyone. I have 4 credit cards on the go at present, all of which where applied for & taken out on line. I have never received any "paper" statements from at least 3 of them and when i look at the statement online,to me it's very briefly detailed, just stating what i need to pay them and if any new transactions. What…
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Will a credit card comp ever extend a 0% balance transfer rather than lose you?
I have an Egg credit card with about £400 to pay off. My balance transfer 0% period ends in about 2 weeks so will be switching, but was wondering if I ring Egg if they'll extend the 0% period rather than lose me as a customer? Has anyone ever tried this? My main reason for this is I don't really want to apply again for a…
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Santander cancelling their own direct debits - Watch out!
Quick heads up, seems Santander are having 'trouble' with their direct debt stuff. They canceled my direct debit themselves, didn't notice my payment never went out this month and now I have a late fee, frozen card, credit score black points and chap on phone demanding payment! So if you have a Santander card double check…
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Tesco take direct debit early
I pay my TESCO Credit card off in full by direct debit each month. The statment "due" date from TESCO matches my direct debit instruction for payment 29th of each month. However, TESCO take the payment from my bank on the 23rd of each month. They say because it takes 6-10 days. Does it really take that long to process…
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Credit Cards - CCJ History
Hello Everyone, I'm new to this so please accept my apologies if one has seen a similar post. I have a CCJ which was satisfied November last year. I have settled all my outstanding accounts that i have had roughly around two years ago. I have good payment history now and have been for around 3 years approx. I had a loan…
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To close or not to close?? Help Please!
Hi there. I have a Bank of Scotland One Card, with a credit limit of 1500 and it's pretty much maxed out to that. I've just finished studying as a full time student and i'm now working mostly full time (but on a 0 hours contract with no guaranteed hours) and studying with the OU. I earn about £1000 a month after tax, and…
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credit card insurance, does it exist?
I recently fell for a scam on the internet and bought what I thought was a laptop. Unfortunatley I have learnt that the site now does not exist and now I am £174 poorer. I made a payment to western union on my credit card, and the con merchants picked payment up from western union. I thought I may have had some insurance…
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Barclaycard fraud and Indain Call centres
Big problems with Barclays Indian call centre Hi I have been a regular custer of Barclaycard for many years. This week I had a call from Zoe from UK Fraud office saying there was a fraud attempted on my card. Unfortunately I was in a meeting and she left a message on my voicemail. I attempted to call the number she gave me…
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Urgent advice needed re Credit Card
I need to borrow £1000 urgently and quickly. I can't get a loan as I'm a pensioner but my partner is working so I have my pension to myself and can afford the repayments. I don't want to pay the "cash" rate to borrow it on my credit card but a friend who owns a shop has offered to put it through as a "purchase" transaction…
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Credit card purchase protection
At the beginning of September I bought a new laptop using part Clubcard vouchers (yes, I know I should have used them on deals) and part Santander Zero credit card. Like an idiot i've managed to drop the laptop, which has wrecked the screen plus ??? other damage (doesn't even boot up). Someone told me that, if there's no…
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Paypal---no longer taking Credit Cards?
My paypal a/c is locked, when i try to resolve it online, I just keep being re-directed to, "Fill in your Bank details" but I always have paid by CC., I dont want them to have Bank Details, is this a new condition?
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Major problem! Help needed!
I wonder if anyone can help me, I divorced my husband more than 3 years ago but prior to that we both had a joint account which unfortunately was never closed as my ex-husband would not sign the form for closure and it needed the consent of both parties in the form of our signatures. Under duress he took back my card when…
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cap1 progress increase
how long till cap1 progress increase your credit limit and how often? i read somewhere its after 4 months then 3 months after that, or was it after 3 months then 4 months after?
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Capital One Visa Credit Card
Hi, just wondering if someone could help... I've just got one of these cards in the hope of building up my credit rating. I have an ok credit rating, but haven't borrowed much so don't have a 'good' credit rating. I'm trying to get my head around it all, but i have a £200 limit, so if i use the card for £200 worth of…
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Credit Card and PPI
Hello, i wonder if anyone could give me some advice. Back in early march this year, i had an accident at work, falling off a ladder and injuring my head and back..at the time of the accident, i was working my redundancy notice. I then got made redundant at the end of march. I made a claim on my credit card payment…
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Debt problems
If you have debt problems and you have you money managed by a debt management company do the credit cards companies etc have to reduce their interest rate????
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Credit Card company refusing refund for dodgy goods
Hello my husband bought a second hand car part last July for £275 from a company trading on the web. Have since discovered they have a bad name and others have had similar probs. He is doing up an accident damaged car (bought it like that not because we didn't have insurance!). He gave them all the details of the car -…
