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£123 repayment £111 interest ???
hi,urgent advice needed please.i have a MINT card with £5400 currently paying min £123/month but interest is rising and has hit an alltime high of £111 / month ???. got into a bit of money trouble 2 years ago and went with a debt management co with 4 a/c"s totaling £17k.managed to pay off 3 with help from family but took…
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Please help me shoose between these two transfer rate offers.
My first post here, on this excellent site. :T I have read the main article on reducing cost of debt prior to posting this. I'd much appreciate any input/advice on this decision which has had me stumped for many days: After buying a house with cash I find myself £7,000 in the red, which is now on the credit card issued by…
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Scam O2 transactions on credit card
I wanted to bring this to light today, after checking my statement online I found an O2 prepay £30 slough transaction on my card. This was fraudulent and I reported it to my card provider immediately who cancelled the card and will return my money and investigate. Be sure to check your statements regularly as this is a…
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I love Capital One (please can I have my money now?)
I'm a little confused, maybe someone could help clear this up for me. Getting money back from Capital One is always a long winded process and I'd like some advice to help me out next time, but here's how I got my money back this time: Let me explain what I'm getting at . . . Damn, I realise that the due date to clear the…
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Beware of mondoaffarionline
Beware of mondoaffarionline.it. I ordered 1pcs. Apple Iphone and got nothing ! at the beginning he still responding at Email and he said everything is ok. But now (over a month ago) he says he never got my money. That is not true ! My bank has confirmed this ! Beware of this scam !!!!!!! :mad: I need your help, please send…
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credit card advice/bad history
hi all, just looking for some advice so i will give you a short history. I have been a gambler drinker etc; you name it i was it. in the past year i had my lightbulb moment and trying to change things.Set up my dmp and pay £77 pounds per week to ward debts of approx £10000 (2 yrs to go)all creditors happy with this so i…
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Vanquis paid off in full, still took direct debit
Hi, I've been trying to search for this for a few days now with no joy. I got my first CC from Vanquis a couple of months ago, with my first statement due on the 22nd Sept (best birthday present ever!) I paid off the full balance by debit card a day or two later, and the minimum payment indicator on the evanquis site…
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Barclaycard
Hi All, Has anyone ever had an email address for Barclaycard customer retentions, I have been emailing customer services but the "answers" I have received seem to be straight from a script and bear no relevance to my queries. I am going to send a letter if not, but would prefer to email. Cheers RFTG
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2 years down the line and still not correct
Well I have been having fun trying to get the correct information to be seen on my credit file. It has been 2 years trying to sort this out. History Had a credit card, paid off in full in Oct 2007 and closed account. A certain bank didnt close it till Oct 2009, so I had some history after which appeared as missed payments…
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Mackenzie Hall - Advice Please
Can anyone help me? I have recieved a letter from Mackenzie Hall saying they are looking for me to discuss a personal matter. Their is no indication of what the personal matter is. After doing my research I have found out that they collect old debt from 6+ years ago. Can anyone advise the best way to deal with these people…
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What the best Credit Card out the now?
Im looking into getting my first CC, whos best to go with? Thanks
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Credit Limit upped should I reduce?
Hi, I've been hacking away at my debt for 2 years now and recently cancelled my virgin credit card. This left me with 1 loan, 1 egg credit card (which be paid off finally end of this month) and a barclaycard holding £5000 ish. A month after cancelling my empty virgin card to avoid having access to to much credit, which can…
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spending 0 % balance transfers
Hi, could anyone please help me. I have just got a new credit card and transfered balance onto it for the 0%. If i now use this card aswell do i then get charged interest on the balance i have transferred? Thanks Matt
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Broke and cant telephone my creditors
Should creditors show some attempt at making it easy to communicate with their debtors? I'm broke and cannot justify the cost of telephoning 08 numbers to discuss matters with my creidotrs. Despite my letters advising them of this, none of them provide a landline number or free phone number for me to contact them. Nor is…
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Tesco Fresh Lamb Boneless Rolled Shoulder - ? special offer
can anyone work out if this is a 'special offer' or just the usual scam? 'Was £7.48 kg Now £6.00 kg Then £3.39 lb Now £2.72 lb' why change from kg - lbs midway through the bargain? :mad:
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When applying: Do I say I'm a Student or working Part-Time?
So I'm a student and I'm working part time (yes, a very very rare occurrence in the world ;) (not)) When applying for a credit card, do I tell them I'm employed or that I'm a student? I was thinking that saying I was employed would increase the likelihood of them accepting my application than just saying I'm a student, but…
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Barclaycard Platinum Credit Card Limit
Just been accepted for a Barclaycard Platinum Credit Card Any idea what the credit limit will be..well happy can now close my other card and just have one credit card that I can handle and maintain:T:T:T:T:T :)
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Looking for advice on MBNA
Hi, Apologies if there is another thread along the same lines as this. I am currently in dispute with MBNA over an outstanding balance on a card I cancelled with them on 11/5/10. I phoned them that day to get a final balance (for a balance transfer to close the MBNA a/c). I got the amount, and authorised my new card to pay…
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Best CC for me
Hi folks, just wondering if I could pick your brains a bit. I'm just off the phone to barclaycard who I've had a CC with for nearly 20 years. I always pay my CC off each month and probably forget and miss it about once a year. I normally just phone up and they refund it but I phoned tonight and the guy in the off shore…
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Interest on zero balance!
Can somebody explain to me why I had a £13.53 interest charge on my last Sainsbury's credit card bill when my balance was £0? 13 Sept 2010 balance was £1659.91 to be paid by 8 Oct 2010. Min payment was listed as £37.34 with "Next months estimated interest" listed as £20.21. I paid of the full balance of £1659.91 on 4 Oct…
