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Does Natwest Platinum give you any other advantages?
Hi, I recently applied and was accepted for the Natwest Platinum CC, which allowed me to do a balance transfer for 0% for 15 months. I wonder does Natwest's Mastercard Platinum provide you with any other added advantages, for instance, free insurance etc.? Does Mastercard themselves provide any benefits for someone who…
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Never had a credit card before
I've never had a credit card before but have been wanting to get one for a while to build up a credit history and have Section 75 protection for big purchases. I won't be spending much on it and intend to pay it off in full each month. Some months I probably won't spend anything on it. I'm finally making the move as Lloyds…
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'loading' cedit card to avoid cah withdrawal interest?
Someone has suggested that if you load your card, i.e overpay so you are in credit, the company will not charge you interest on money withdrawn from cash machine. anybody know if this is true.:rotfl:
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Capital One - Cancelling card before even activating
I recently got the capital one card; in the mean time I have decided that it is not for me. The card has arrived and I have yet to activate it, If i were to cancel the card without activating it would there be any impact on my credit score? (I know there are going to be people telling me that this probably been answered…
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Refund to credit card
I have had quite a substantial refund (over £500) from a purchase which i got a refund on, as i used my credit card the money has gone back there. I'd quite like the money in my bank account rather than the card as credit. How can i do this?? It seems i might need to withdraw it in cash from an ATM on my limited research…
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Is there a card similar to the old Egg Money card?
I originally got an Egg Money card a couple or three years back to purely use for work expenses fuel/hotels etc. I'd simply move all my expenses payments that I got from work into it - most months I'd end up in credit Anyway, I stopped working away so much & never bothered with it for a while now I'm back to needing to…
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Nationwide replacement: best debit card just to use abroad
Nationwide are introducing charges for use of their flex account debit card from the 1st November. I only use the card abroad and don't wish to be charged the Earth to withdraw under the changes. There are lots of recommendations for the best credit card but which is the best debit card at this moment in time?
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M-Cube Media
Heads-up: M-Cube Media have had their FSA & MasterCard licences withdrawn, with effect from 1st November 2010.
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Santander cards: collections phone number?
Hi all, Does anyone have a valid number for Santander's collections department in Leeds? I have called the helpline which puts me through to an Indian call centre who cannot transfer me directly and they keep giving me the number 0870 513 4568 which is not valid. I have also tried to call the numbers that they have called…
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do i get charged interest on my emerican express purchases?
If i set up a direct debit to pay my balance off in full each month will i get get charged any interest? Can i pre-load this american express card? thanks
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Vanquis - cash withdrawal
Hi all, I've had to use my Vanquis card to make 3 seperate withdrawals of £50, over the last 3 days - total of £150. This was an absolute necessity for reasons I wont go in to. Now...from what I understand, I'll be charged £3 per transaction, which is fine with me, and I can pay the total of £159 off on Saturday, which I…
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Capital One - Activate?
My wife has been accepted for a Capital One Card with payment protection and received the pin number today, so I assume the actual card will soon be on its way. My query is this, as my wife has hard surgery to her throat etc due to cancer, her voice is barely hearable, especially down the telephone, so will she have to…
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First Direct *AND* HSBC credit cards?
Hi everybody, I have a credit card with HSBC (had it for years, big limit, no missed payments, rarely been used since the promotional rate ended, zero balance) and a First Direct bank account. I know First Direct are a part of HSBC, so what are the chances that I'll be accepted for the First Direct credit card if I already…
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Credit ratings and addresses part 2
I thought that some people may be interested to hear that I've now had a fairly clear (and pretty upsetting) answer to my question about whether activity at my address could be damaging my credit history last night and it turns out that it absolutely can. My source for this was...the police. Without going into too much…
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New 0% interest on my current Credit Card?
Hi, I have a credit card with barclays, after many months i have got the balance down to £0. I was thinking on calling them up to ask if i can have an offer like 0% interest on balance transfers for 12mths applied to the account since i have been with them for like 3 years - as a loyalty offer? Seeing as new customers…
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Transfering 2 balances
Hi all need some advice, My partner has 2x credit cards, one is a Virgin and the other is Halifax. We are now paying stupid amounts of interest on these as the 'deal' has run out, my partner had been out of work for 11 months after being made redundant, we kept up minimum payments on both throughtout this time. My partner…
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Getting a credit card :-S
Hi, got a few questions which I hope some people can help me with :-s I've been looking to apply for a credit card and whilst on the money saving expert website I noticed that they had a link to a tool on the Money Supermarket website that conducts a soft search on your credit file to tell you how likely you are to be…
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Do you pay interest on a BT fee of a 0% card?
Hi, I was just wondering whether you pay interest on the balance transfer fee on a 0% balance transfer offer. I'm currently offsetting the mortgage (at 3.79%) and one of my credit cards 0% purchase offers ends in Feb. I was going to try and apply for a 0% balance transfer card next year (hopefully one of the 15 month ones)…
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Stolen Credit Card Question
Not sure if this is the right place to enter this? I have just heard from John Lewis that our credit card that was being sent to us in the post has been used fraudlently. Turns out they used the card in Apple to buy £1948 worth if goods and used the PIN to do so!!! Clearly the card has been stolen on route but am I now…
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Capital One Classic - be very careful
I applied for the Capital one Classic card via the link on this site last week, and for some reason the site bounced me across to the World card - the one with the £18 annual fee. All very annoying when the wrong card turned up, and of course talking to Capital One it was all my fault. And they refused to acknowledge that…
