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Samsung Fridge Freezer Warranty Problems
Hi! I'm hoping someone will be able to give me some advice on how to proceed with my issue with Samsung as I've come to the end of my tether and ideas on how to deal with them now! We bought a Samsung american style fridge freezer last November for £909 online. This item has a 2 year warranty on it. However since then…
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Pre-Pay Credit Cards
I have been looking at pre-pay credit cards and noticed that you have to purchase the cards and pay a transaction fee:( I only want the card so I can purchase apps for my Android phone and don't really want to put in either of my regular credit cards. Are there any free pre-pay credit cards that I could put £100 on just…
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Which is the top credit card in USA?
:j I am from india and i would like to know which credit card issuer doing good business in USA market? I got information from my friends but would like to know more about it from this discussion forum.
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American Express Rewards
Anyone else having trouble getting through to AE re points not added? Had to hold for ages then tried emailing, got an automated response but not much else.
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Halifax Card Credit Card Interest Rate Opt Out? (And Loyalty Team.)
Hello, Following Martin's advice found here (sorry, being a newbie, I can't post the link, but it is on this website entitled "Credit Card Shuffle - Reduce interest rate without new credit"), I decided to ring my credit card company (Halifax) to try to reduce my credit card interest. After I got through, I got hold of an…
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Credit LIMIT Transfer?
Hello, I'm really quite ignorant about credit cards, which is probably why my cc debt is on the rise. In order to pay my credit card off more quickly, I've decided that I need a 0% interest balance transfer to another card. (I'm aware of the potential average 2% fee for this kind of thing.) I don't want to have to transfer…
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balance transfer help needed please
Hi I have 2 cards on which I owe credit card1 : 4400 card2:2800 I have about 5000 available after excluding all expenses, I need guidance as to whether I pay one card fully or pay each card equally and how that would help the interest/credit score. I have tried to apply for new cards to balance transfer but have been…
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If you have a TESCO credit card - READ THIS Huge rip-off on foreign transactions
This must be some kind of record - a recent foreign purchase with my TESCO card cost me 9% more than the official Mastercard rate. This really is the credit card from Hell for forex purchases. Here's how it happened... On 18th August I paid for accommodation in south africa with my tesco card - at the time the mastercard…
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It has happend......
Hello people, well as per the title it has happened; I have been forced to find another job which pays £7,000 per annum less than my current job - I cant service my debt. After just recovering from a poor credit rating in 2008 I have spent about 18 months with a half-decent credit rating, all to be undone over the course…
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How to set up regular payments using Capital One Classic?
Hi, I am new with Credit Card. Just got a Capital One Classic for earning some cash back. Used a couple times for fuel and shopping. But I cannot figure out how to set up standing orders or Direct Debits to pay my phone bill, gas/electricity, rent and council tax. They all require my 8 digit Account Number and 6 digit Sort…
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Credit Card Advice
How long will it take for my credit report to update if I pay off and close my cards down just leaving one for emergencies? I'm going to do this to help a mortgage application. Thanks.
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2 Cards (Hoping To Build Credit Am I Doing It Right ?)
Hi All, This is something which i have searched for a long time but have never got the answer i wanted, that was until i discovered this fabulous website with loads of information and help. I currently have a £1000 limit Virgin credit card with 0% interest until May 2011 with roughly £700 from when i purchased my car i pay…
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Top Up Cards.
Paypal have just announced that they are stopping their Top Up card service next year. I found this card the quickest way to get hold of money in my Paypal account. I could transfer money to it and it was there on my top up card by lunch time the following day. Does anybody know of a card which is as quick as this in…
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Balance transfer juggle - help please!
I've tied my brain in knots trying to work out the best way to do this, so I'd appreciate any advice you lovely MSErs can give! I currently have £1,800 debt on my Virgin Money card. It's in an interest-free period which is due to end January 2011. In the meantime, Virgin have offered me another balance transfer deal which…
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Visa electron replaced to visa debit
My wifes account at Abbey (Santander) has replaced her visa electron card with a visa debit card, stating that electron cards are being phased out. The problem is when purchasing flights etc on line the visa debit card incurrs an extra charge where as the electron did not. Is this true or yet another money making scam by…
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Tracking down old shares
I have been handed a box from my mum with some old share certificates and tax vouchers referring to 1992 Seeboard PLC and National Grid PLC. I have managed to track the national Grid shares, but don't seem to be getting anywhere with Seeboard PLC, I think they were taken over by EDF energy at some point, but have no idea…
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Credit card payment not processed
I had a phone call yesterday from The Co-operative Bank to say that I hadn't made a credit card payment this month. However I did send a cheque for £200 to them on the 11th Oct (alot more thatn the minimum payment necessary) which went out of my bank on the 14th. They advised me to obtain a copy of the cheque and send it…
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paying off loans
I have 2 loans which i want to consolidate & pay off quicker . Is this possible with a credit card . thankyou in advance for your replies
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Someone Please Help
My parents had a cold call to their home phone where someone (itcdevcorp) was selling something that they said was on behalf of EDF energy, stupidly my father believed them and gave them his Barclaycard number after being told by itcdevcorp it would be a one off payment of £99 only. I happened to pop round a couple of…
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Settling Credit Card Balance
Hi, Can anyone tell me if its possible to settle my outstanding credit card debt at a reduced amount by paying it of as one lump sum? I currently have £2350 left on my credit card and have saved in the region of £1600 and was wandering if i should write to the company asking for a settlement figure, any suggestions or help…