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Which Banks Own Which Cards??
A while ago Martin had a graph showing which banks owned which credit cards. I can't seem to find it now. Can anyone point me in the right direction? I've just been accepted for a Play.com CC but have since been inform by letter that I can't do a balance transfer because my existing card is Virgin CC.
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Barclaycard Acceptance then cancellation
Hi everyone. I applied for a Barclaycard Gold credit card and balance transfer early this week, and I received an email on Wednesday telling me that I'd been accepted, and that the card was being posted to me. Today, I received the card, and 2 other letters from the fraud department, telling me that the account has been…
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0% BT CC not linked to bank account?
I am looking for a CC I can apply for a 0% balance transfer but doesnt seem like there are any suitable for me because they are all attached to bank accounts. I currently have: Barclaycard with 6.4k limit (this limit has just recently automatically increased and promotional 0% BT is coming to an end) Egg 2k limit (no 0%…
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Credit card !!!! up
Hi, Any advice would be appreciated. In September I contacted my credit card company & instructed them that for the time being I could only afford the minimum payments. Previously I had been paying the CC off in full. every month. I made it very clear that until further instruction they were only to take minimum payments.…
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charity credit cards?
How worthwhile are credit cards which donate to charity at no extra cost to the card holder? ie the credit card company donates?
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MBNA affiliates
Do MBNA serviced cards such as Virgin and AA use a common call centre? I ask because I'm fed up of poor service so considering non-MBNA affiliated CC's but with good a cash back rate (or maybe rewards). Ta
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Bailiff attending for his fees only
I am hoping someone can help me urgently as I am so unsure of how to proceed regarding a bailiff from Rundle and Co attending my property. I have never posted before but am in a great need for information. Ok so the sorry saga is: we got totally bogged down with unpaid council tax and our council passed the bills out to…
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Increasing credit limit
Hi everyone, I've been banking with NatWest for about 6 years, and in the last year I finished my university studies and got a well-paid job. Given that I was now on a good salary (and accruing business expenses which get paid off every 4-6 weeks) NatWest recommended I upgrade my credit card from their student card (£500…
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Halifax's current policy re. conversion to Clarity Card?
Hi there, I have a Halifax One card nearing the end of its promotional period. I intend to convert it to the Clarity card once that happens. I know previously you can't (you have to cancel and re-apply). Has this matter changed? Thanks!
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Credit report is wrong
Hello, first time posting on here and I'm not sure if this is the correct place to post! I recently applied for a credit card and was surprised to be rejected, so I checked my credit report and discovered that Nationwide have got me down as having missed 6 months of mortgage repayments, which I have not I hasten to add!…
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Should I consolidate my 27K CC's to a loan?
HI, I have 5 credit cards with 27K between them. The last 12 months I've paid about 11K to the credit card companies and paid off about 1K the rest was interest. Should I now get a loan to reduce my debt. If so from where and how. Thanks for your help in advance. DP
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Please help!! Credit card balance transfers
I'm really stuggling with my best options reguarding credit cards and transfering to 0% balance transfers!!! is it ok to apply for 2 credit cards at the same time? And one has declined me, will this affect my credit rating?
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Just applied for a Capital one credit card/my Credit..
I've just applied for a capital one credit card for peeps who have bad credit, ccj's (:o) the APR for this is 34.9 APR. They haven't gave me a straight decision as in, ''yes or no'' it just says we will get back to you within 7 working days on a decision. Do you think i will get accepted or you just couldn't say? Also on…
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Pay a CC with a CC?
Dumb question I know, i'm with Santander under the 'Paypal' guise and I am due a refund of £240 on my Capital One card (putting me into the black by £248 in total). Can I simply pay my Santander bill with my Capital One card? Is this a monumentally stupid question?
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Husbands debts transferred on my credit cards
Dear All. I know I have been really REALLY stupid but a while ago my husband let me know he was heavily in debt. I wanted to help him and transferred some of his high interest credit cards onto my low rate credit cards with the arrangement he would pay me back when he could. We have since seperated and I am struggling…
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Buying a car and stoozing the cash
Over the last few months I've saved a cash lump sum to buy a car. However, I plan to buy the motor with a zero per cent credit card and either save or invest the cash for a year or two. My concern is whether to put the money into a savings account or to put into the market through a fund supermarket. But is this too risky?…
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DD fee on zero balance!
My Virgin money CC have just added a £12 fee for a DD not working even though a new one was set up (and acknowdedged) and the balance due was zero anyway! Is this wierd? Typically, they are "experiencing high call volumes" so incredibily frustrating to try and sort out. :mad:
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MorganStanley to Barclay - Life of Balance offer has been changed - Pls Help
Dear MoneySavingExperts, I had transfered balance to MorganStanley card with balance transfer for life offer at 5.9%. Barclaycard has taken over Morganstanley in Nov 2008. Until Sep 2010 balance has been charged at 5.9% , from where the interest rate has been changed to 16.9% APR. When I called Baclays, they are saying…
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Barclaycard charges for travelex
I recently purchased a large amount of US dollars online and paid for it using my Barclaycard, all well and good I then get my Barclaycard statement and there are 2 charges on there for the transaction, an additional 3.7% commission on currency they never supplied:mad::mad: I feel conned by them (I was as far as I'm…
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Enforceable credit card agreement
I live in scotland and just have a general query. If any information is wrong on a credit card agreement can it be enforced.
