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CC File late payment??
I'm having a little problem and wondered if anyone can give me the correct advise? I missed a payment on my Barclay card (i always paid it off in full each month) and received a call about 2 days after the payment was due from them. After a short conversion i was told that if i paid there and then the min amount no late…
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Payment has been refused
I have just tried to buy something over the telephone and the woman told me my card has been refused by my bank. what does that mean? it is a visa debit card Thanks...
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help with interest
i got a capital one classice for bad credit to rebuild credit. this is what is last payment 12 Oct 2010 12 Oct 2010PAYMENT PROTECTION INSURA£1.29 and before it is all what i baught (shop names) had it 2 months but its not charging me interest? i dont pay card in full as i want them to make a little bit interest from me…
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First CC bill
last month applied and got a barclaycard platnium. This is my first CC. I spent £40 on it last week, which now shows on my account. I cant find anywhere on mybarclaycard.com as to when the payment is due.... 1) does the statements come at a set time - then say payment due 5 days after that? But when does the statement…
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Pre-approved for a CC
Hi, Does the term 'pre approved' have any fixed meaning or status? I have been told I can have a CC with my new bank account, they told my type of card and what the limit was. Will they have done a credit check already or would that be still to do? Thanks.
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Card authorised with only 2 numbers!
I was using my credit card to pay for a meal and due to lack of light couldn't see if the first number had registered and so put it in again. However this then gave me 2 numbers which were wrong so I cancelled without putting anymore in. Now, surely you have to enter all 4 numbers in the correct order to get a transaction…
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Section 75 - would a lost concert ticket be a valid claim?
Hi all, Sorry if this question is a very basic one (while I've surfed the site for a while, I'm new to the whole credit card area)! I've managed to lose a pair of Guns and Roses tickets this morning for tonights concert at the 02. While I'm about to go bash the box office on the head to see if I can get reprints…
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Debenhams Store Card - (Santander) statement problems
Hi, My girlfiend recently got a debenhams store card as we were buying a bit of new kitchen stuff in their recent sale and got the extra 10% off The statement came through Monday 11th Oct. I've just gone to pay it off in full. When I've noticed the statement dated 13 Sept and a payment due date 8th Oct!! (3 days before we…
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Can you get a credit card whilst receiving Benefits?
Does anyone know if you can obtain a credit card whilst in receipt of benefits. I wanted to sign up for the Tesco card and they ask for a minimum of £5000 income pa. Does anyone know if your benefits count as income? I had a Halifax One card for just under 10 years which I got when in employment. I hadn't used it for…
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Transferring money from credit cards
Hi all, I have read a few things on the forum regarding transferring money from credit cards, balance transfers, stoozing etc. My question is similar but slightly different… I need to make a payment to a guy I owe money to for some building work. As I have a slight lack of cash flow and I was wondering if it is possible…
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uk card overseas resident-section 75
I live in France. There's no section 75 here, nothing like If I used my UK credit card to pay for something when i want the protection would i be able to claim if necessary?
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Tesco Clubcard Credit Card - Confused!
I really need a new car because my current one is on its last legs. Having seen the 0% for 13 months offer on the Tesco Clubcard Credit Card, I was thinking of applying for one and paying for a car with it. My plan was to pay off say £200 per month and have it cleared before the 13 months was up. I looked on the Tesco…
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Still not got money Section 75 MFI
My daughter paid for a kitchen from MFI part on credit card part cash she is still waiting for Barclays Bank to pay up they keep saying that they are looking into it. Any advice on what the next step should be.
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Bizarre Situation with Debit Card, Advice Needed
So my girlfriend purchases a fair bit of stuff using her debit card, as opposed to carrying or using cash, which is becoming more and more the norm I guess. Anyway the other day she phoned her bank when she noticed a payment hadn't been claimed for an item in well over four weeks. Not knowing where the item could have come…
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Unenforceable credit agreement
Hi all, I have now had one of my credit cards deemed by the court as unenforceable, great i though! :j only, where does this now leave me? the Debt is still there and owing, only the lender can't take me to court now, big cheese, i can still get a bad credit reference as non payment will go down on my record and late or…
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need money for urgent repairs- 0% transfer
I need urgent repairs doing to my house which is going to cost the £1700 I dont have! If I leave it the repair will maybe get out of hand so it has to be done. A small builder will be doing it so its going to have to be cash I give him. Now would it be economically viable for me to withdraw money on my existing tesco…
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MBNA - You can't transfer debts from other cards in the stable?
I recently applied for an MBNA credit card (16 months 0% interest on transfers) and got accepted. I just read on the main site of this website: Does this mean there are certain credit cards MBNA wont accept a transfer from? If so, does anybody know what credit cards other than Virgin? I already have a Barclaycard and know…
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£30,000 debt on CC's. Can this be written off? I don't have PPI
Hello, I am actually trying to gather information on behalf of my boyfriend at the moment. He was made redundant 6 months ago and decided to go off travelling for 8 months. He has £30,000 of debt all together, majority of it on credit cards. He has just told me he has not got any PPI protective payment insurance, so I am…
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Balance transfer from card 1 to card 2 - then back again?
Wondered if anyone in the know could offer some advice please. I have a small balance on barclaycard that I was going to transfer to RBS (they are offering 0% for 6 months with no transfer fee at present). Once this has gone through, could I then transfer it back to Barclaycard before the end of the month? (as they have…
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Advice Needed on Balance transfer
Hello everyone I currently hold a Virgin Card that has a balance of around £2600 on it. It was a 0% for 16 months card and it is close to running out on that promo. Currently money is tight for our household and we pay around £70 from the card. More when it is available. I recently tried for a Barclaycard Platinum (0% for…
