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MBNA help
Hi everyone! We had an MBNA credit card which we have now cleared with a balance transfer to Barclaycard (as recommended on this site!). We also had to pay our monthly minimum charge as the balance transfer was not through in time. We are now in credit on our MBNA card and phoned them today to get the money credited back…
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Quidco
:eek:BELOW FROM QUIDCO Here are four really useful things to know: 1[FONT=Helvetica,Verdana,sans-serif]We give you 100% of the commission we get from retailers. The first £5 you earn each year is deducted to fund the site and help us get better deals.[/FONT]2[FONT=Helvetica,Verdana,sans-serif]Cashback can appear in your…
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Does a successful application hurt your score?
Hi, all! long time user of the site and the forums, first time poster. Something thats been bugging me for ages... I know that if you apply for credit and you are declined then it leaves a footprint and "hurts" your score. but, what happens if you apply for credit and you are successful? this must leave a footprint but…
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Sneaky Sainsbury's Credit Card
I'm posting this in the event that it may stop anyone running into problems with their Sainsbury Credit Card. From this month, statement dates have been changed slightly for the majority of customers, but the repayment period has been drastically reduced. My statement was issued on line yesterday (28th Sept) but not…
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Chargeback
Hi all, im not sure if this is the right section to put this in. I purchased a product from a USA website and received the product only for it not to work and having done a bit of research afterwards it seems like there was a few other people suggesting that it is a scam and their products don't work. I paid £1000 for the…
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Arrangement to Pay
Dear All, I currently have 6 credit cards that have been on arrangement to pay since January 2009. No payments missed and have kept in touch with each company advising them of any change in my circumstances. What I owe is as follows: cap one £6547.07/£100.00 halifax £5868.44/£100.00 Barclaycard £1776.47/£25.00 NatWest…
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Car Hire Abroad with no credit car
Does anyone know if it is possible to hire a car in the USA without a credit card? (Not that I can afford to go anytime soon but am always hopeful with the competitions I enter!):)
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virgin credit card - clear smal debt
hi guys ive had an egg CC for about 4 years now. been paying off by DirectD minimum payment (yes stupid i know) wised up abit now and want to get rid of it after i looked into it properly and saw what interest i was paying... :eek: i only have a £450 debt on the egg card, but dont fancy just laying out £450 in one go and…
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Help regarding the credit
Hello, How can i increase the chances of my credit limit from hsbc credit card which is £500 and using it regularly and paying it off every month. Secondly my main bank is barclays where my salary come every month but i still waiting for the offer of credit card or overdraft from them. Please help me how to raise the…
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Santander Credit Card Website
Does anyone else have a Santander credit card? Their website is completely and totally useless! Firstly the login details they gave me sometimes work, and sometimes don't. It seems random whether I can actually login... When I am logged in, the direct debit options are either: 'pay in full' or 'pay the minimum'... no…
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Should I accept partial settlement offer?
I recently contacted Halifax to find out the outstanding balance on my credit card. I have been on an arrangement to pay since being made redundant back in 2007 and thankfully now find myself in a position where I can clear most of my debts. I am about £2K short from paying of all my debt and was surprised when I was told…
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credit card clearance phone call
My OH had a call today to say a company could basically clear the balance of his cards if they had not got him to sign every time they raised the credit limit. Is this true, is it a scam and whats the opinion on here, has anyone else had this?
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Balance Transfer - Virgin Credit Card - HELP!
Hi, Ok so I have recently got a Virgin Credit Card to pay off my existing HSBC Mastercard. It has O% on balance transfers until December 2011 it says and I have paid off £3,600. It also has O% on purchases for three months. Here is my conundrum. I used my Virgin Credit Card to buy £100 worth of currency at the Post Office…
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Credit Card Refund/Recall- Parking Fine
Hi guys, I have searched the internet regarding this but can't seem to find a clear answer. I'll try and keep this as brief as possible and hopefully somebody can help. I got clamped in February in a car park, I stupidly placed my pay and display ticket the wrong side up. I paid the £125 by credit card, and the big chap…
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Can I change my Halifax One to Halifax Clarity and then put money in my account?
Then do a BT from my MBNA card to avoid paying 4% fee and pay just 2.9%???? Thanks
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Barclay Card Pressure
Hi I am new on this site so please be kind...I have received a letter from BC informing me that they are going to charge me £12 extra each month as I am over my limit. The reason I am over my £800 limit is due to paying only minimum payment each month and it as crept up to £1,015 from a balance of just over £800. I am…
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pre paid credit cards?
Does anyone have any experience of these? Is there an age limit? what happens if you loose it?
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Yo-Yoing credit card limit
I have a BOS credit card which had a large amount of unused credit on it. About 6 months ago I received a letter stating due to the fact they were 'responsible lenders' they were reducing the limit to about £200 above the outstanding amount. I wasn't too bothered as if I'd used the amount available (approx £7000) it would…
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Rights to a refund??
HELP!! Not sure where to post this. I recently bought goods over the phone using my credit card. Although the company dispatched them in good faith, they have never arrived, so now I want my money back. The company says they will only pay me back when they have received compensation from the post office for the loss. This…
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what cards are connected to who?? Newbie
Hi there, reall need some help. Have three credit cards and want to try and do a 0% balance transfer. I have MBNA with approx £6700 on and HSBC with around £7000. and Lloyds Tsb £700. Applied to Barclaycard approx 6 months ago and was turned down. tried for tesco yesterday and turned down again. I have made sure all my…
