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Tesco Credit Card
Hi there, Myself and the Mrs were thinking about getting one of these things. I applied for one about 8-10 months ago and got turned down. I was raging. I have since paid off my 2K Halifax card (by the end of the introductory interest free period) and closed a Barclaycard one that I didn't realise that was still open, have…
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Vanquis interest payment question?
Can anybody advise on what interest i should pay next month on my Vanquis minimum payment is paid by DD £5 but left it too late to pay the rest manually before the payment date or if i paid it now by debit card 31/12 6pm would it be there before the 4th Balance is £94.00 at 34.08%
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Sygma Credit Cards
Has anyone got we will write to you in 7-10 days got a card?
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Tesco Personal Finance
Can anyone help? I have had payments being paid from my tesco card since march. Unfortunately as i rarely use my card I didnt check the statements thoroughly and just let the minimum payment be taken. When i did notice i rang tesco straight away and was told that i needed to speak to fraud, and was told that they would…
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Section 75 & car garages
Can anyone tell me if i can use section 75 to obtain money back from a car garage. I recently had some work done on my car and was not satisfied. I went back and they took another look, but did still not resolve my issues. I then went to another garage who amended my problems. The bill was £280 from first garage and i paid…
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Amazon cedit card WARNING
I have just realised after receiving statement that amazon only offer the interest free on purchases made from amazon site, anything else will be charged interest and will only be cleared off once amazon purchases are cleared first, wish i had noticed thir :mad:
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Reducing credit limits
Hi guys, quick question.... If I reduce the limits of my cards as I'm paying them off, will it have a negative effect on my credit rating? I wanna pay off the cards and reduce the limit to prevent temptation (otherwise known as OH!), but don't wanna affect my rating as I may want to apply for cards in the future (deals)…
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Virgin credit card 0% purchase - being charged interest!
I hold a virgin credit card and from time to time they offer some good deals - recently I was offered 0 % for 9 months on all purchases over 250 pounds. So I decided to take up this offer whilst purchasing two flights from Alitalia which totalled 376 pounds. However, upon checking my statement it seems that Virgin are…
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Banks win partial High Court victory on credit cards
http://news.bbc.co.uk/1/hi/business/8435867.stm Banks have won a partial victory against some credit card customers who have been trying to avoid their debts. A judge at the High Court in Manchester has ruled that card companies need only provide a "reconstituted" copy of the original loan agreement. It means banks can…
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Overlimit Fee charged - unfair?
Hi, I went within £20 of my credit limit last month, but was disappointed to find that when the bill came, I was charged an Overlimit Fee of £12 because the interest charged had pushed the outstanding balance over the credit limit. Is this fair?
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Goldfish v MBNA Platinum Rewards?
Hi guys, I've had an easyjet credit card for the past couple of years, but now they are getting rid of them am going to get a new one. Goldfish seems to offer better rates, but heard a lot of horror stories about the customer service now its switched to Barclaycard. Also looking at the MBNA Platinum Rewards. Anyone have a…
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Barclaycard question
I have a Barclaycard which I had a late payment on 3 months ago which was down to a error by them I had my credit limited reinstated with my 0% and my late payment fee refunded. I checked my card online today and have noticed my limit was reduced to £300 I phoned BC and asked why and they said there was a late payment…
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Credit card fraud - can I get full refund for a foreign transaction?
My credit card company contacted me just before Christmas to say that there had been a suspected fraud on my card. The transaction was for £66.55 to an IT company in Australia. I told them I didn't recognise this and the card was cancelled. I just received my statement and although the transaction was refunded, it was not…
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what can he do at 19yrs
my son is only 19yrs works full time got himself in to det in overdraft 1500 he hasnt appied for a credit card do you have to be over 21yrs? he cant aford to pay much off a month and is always in the overdraft by 1000 or more whats his best opption as he cant see any light at end of tunel
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santander zero
been offered new card with santander ,the zero ie 0% intrest for 12 months 0 % tranfer fee and 0% on cash and foriegn exchange ,is this as good as it sounds or is there a catch.
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Balance transfer from a loan or not!
Hi all I have a £16,000 loan and the settlement figure for this is £11,600, I think the rate is 19.9%. 4.8 years to go...... Can I do a balance transfer to a 0%card from a loan? Should I? and Can you Balance transfer any amount, or do they tell you how much you can transfer? Thanks for any help at all, and keep up the good…
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Can't get credit card and don't know why?
I have no idea why I can't get credit card or even open a current account. (I have cash card account) I have been checking my credit file online through experian and the only active account there is my bank account. I have been living in my current address for one year and I have lived in the previous one for three years.…
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Capital One online banking glitch?
Hi all, just wondered if anyone has had trouble with Capital One online banking. I have a Capital One Classic card (The nasty 34.5% APR one), with £100 limit. So basicly, I've only used it 3 times this month- topping up my oyster card, paying my mobile phone bill and a xmas present. I got abit of a shock when I checked…
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Getting Credit after defaults
I had a sticky stage about 2 years ago when my credit went up the wall. Burying my head in the sand I change my surname on my accounts to Smith and did a bunk from the houseshare I lived in. Eventually the council sorted me with accomodation so I registered in a new surname to avoid being traced by my creditors, after…
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Barclaycard Goldfish Rewards
Hi everyone. I signed up for the deal Barclaycard is doing to get £30 worth of points added to your account once you have sepent at least £100 a month for 3 months. I have done this now and was wondering how long it takes for them to credit the extra points? Regards
