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Can't get credit card and don't know why?
kotum45
Posts: 7 Forumite
in Credit cards
I have no idea why I can't get credit card or even open a current account. (I have cash card account)
I have been checking my credit file online through experian and the only active account there is my bank account.
I have been living in my current address for one year and I have lived in the previous one for three years.
I checked all records for ccj's online and I have no ccj's. I earn three times the average London salary.
I can't be on electoral register as I am citizen of a non-EU country so I wrote the credit reference agencies and they put a note on my file.
When I went to upgrade my cash card account, I got rejected by a man who said "computer says no" but even he was shocked as I maintain my account very well.
So no idea what to do!!
I have been checking my credit file online through experian and the only active account there is my bank account.
I have been living in my current address for one year and I have lived in the previous one for three years.
I checked all records for ccj's online and I have no ccj's. I earn three times the average London salary.
I can't be on electoral register as I am citizen of a non-EU country so I wrote the credit reference agencies and they put a note on my file.
When I went to upgrade my cash card account, I got rejected by a man who said "computer says no" but even he was shocked as I maintain my account very well.
So no idea what to do!!
0
Comments
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Could you maybe try and get a contract? That would add some history and then after 4-6 months maybe re-apply for a cc?Using my phone to post - apologies in advance for any typos0
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I have no idea why I can't get credit card or even open a current account. (I have cash card account)
I have been checking my credit file online through experian and the only active account there is my bank account.
I have been living in my current address for one year and I have lived in the previous one for three years.
I checked all records for ccj's online and I have no ccj's. I earn three times the average London salary.
I can't be on electoral register as I am citizen of a non-EU country so I wrote the credit reference agencies and they put a note on my file.
When I went to upgrade my cash card account, I got rejected by a man who said "computer says no" but even he was shocked as I maintain my account very well.
So no idea what to do!!
Count your blessings, think your self lucky to have slipped the hangmans noose and cut your cloth.Four guns yet only one trigger prepare for a volley.Together we can make a difference.0
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