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Charged twice for a transaction on barclay card
Hi, I have a Barclay platinum credit card. Recently, I had used it at a local shop to buy something. I paid the amount by Barclay credit card and after i entered the pin to confirm the transaction did the person at till noticed he ran out of the paper to produce a receipt. The lady went back and put the paper on and asked…
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Section 75 consumer credit act 1974
Has anybody else had to take their cc company to court for a refund? Our holiday company went bust 10 days before we flew. Flights were paid but nothing else. Spoke to Trading Standards and as with my gut instinct, paid for the rest again expecting to claim through our cc. We have now had to take them to small claims where…
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Accepted by Vanquis.
Hi all, I'm looking to go mainstream in Nov once ccj drops off. Only have a Cap 1 card with a yr of green (0s) so this is my only history! Applied to Vanquis 13days ago(sat nite) got message to say be in touch? Got call today been accepted, still with ccj on file. Yippee Thank You Vanquis. Only going to be used to build…
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M & S Credit card Existing customer BT?
Hi, I have an M & S card with a 9.5K limit and 4K outstanding on a 3.9% Lifetime balance transfer. I would like to transfer another 2K to it so does anyone know if they offer any good rates to existing customers? Thanks
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Question about store card charge
I have received a £12 charge on my store card for paying £10 instead of £11, my mistake I know but was a little annoyed that I got a £12 charge for the sake of £1. Anyway it says on my bill that the charge is for a late payment even though I made the £10 payment in time. Is there anything I can do to try and get the charge…
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Really annoyed with Tesco credit card!
We have had Tesco credit card for a few years and once the 0 % finished (about a year ago) we set up a direct debit to pay off the full amount each month which has happened with no problems................until now. We check our flex account regularly and noticed that the £904 monthly fee had not been taken. Thinking they…
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APR Hell
I know this sounds ridiculous, but I am getting conflicting advice .. I have approx £800 left on my Abbey card and £5550 on my Virgin both of my 0%s have run out - I have asked Virgin if they will do a reduced APR being that I have been with them forever - they gave me an outright no!! Does anyone know if I will get away…
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Santander
Just received my statement from my credit card with Santander with a notice of default for a late payment for £12. I phoned to clarify as I was sure I had paid on time as I was going on holidays. It turns out I had paid on 13 July and it wasnt due until 15 July but because I paid by cheque they classed it as a late payment…
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Capital One PPI Via Axa
As I have been taken ill just lately and am waiting for a Operation later in the year rendering me unable to work I thought I would claim the PPI with Cap One that I have been paying over the years at £1.25 a month. All was going well over the phone until the part about my National Insurance payments being up to date…
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Capital one rate hike - incensed!!!
Dear all, I ahve today received a letter from Capital one telling me my long term rate of 10.44% APR is going to INCREASE to 18.44% as of October 2009. I of course rang Capital One to say how incensed I was and that I would appreciate it if they would be more flexible to a very long standing cutomer given the current…
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Citi Easyjet Mastercard benefits reduction
Apologies if this has already been posted, but I thought it was worth making existing and potential Citi Easyjet card holders aware of this. When I took out my card about 18 months ago, you earned 2 easyjet miles for every £1 spent overseas and 1 easyjet mile for every £1 spent in the UK. On June 1st this year they changed…
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M&S CC - Interest hike, couple of questions pls?
Hello all, Hope you can help me clarifying few questions. I have a M&S cc with £5200.00 limit and £5100.00 outstanding at the moment. I've got a letter saying that they are increasing my interest to 25.9%APR from 20.9% APR. Bottom of the letter says that I have an option to close the account and repay outstanding balance…
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How long does it take for Flybe
Just wondering how long it takes for Flybe cards to come through. I applied and was accepted last week but I haven't received any paperwork or anything as of yet. The reason i'm asking is because i'm off on a few days out next week and although it's not essential it would be handy.
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Closed Credit Card account- should I get interest frozen
The Credit Card Co. canceled my card and I think they closed the account on me, because my direct debit didn't go out and therefore payment bounced. I must admit I hadn't been aware of this and hadn't checked my statement; but also, they didn't telephone to tell me until they were telling me they were going to transfer it…
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????~paypal~????
Hello, We have got a private purchase to pay for and have got a tesco credit card to pay for it. We were originally thinking of just transfering the money into either ours or their current account but would face a very high money transfer interest rate. So now we were going to pay via paypal, we understand there would be a…
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MBNA to MBNA Transfer
I am guessing not, but was wondering if anyone knew of a way I could transfer a balance from an A&L CC (MNBA) to a 0% Virgin (also MBNA) without having to transfer to anther card and incur two lots of balance transfer fees? Cheers in advance, jambon
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credit card reclaim
Hi all I am a first time forum user today. I will be brief, I successfully reclaimed £4500 for the RBS about 3 years ago. In May this year I declared myself bankrupt, for many reasons, one of which was credit card debts, and a lot of the debt was unfair charges. I was wondering if anyone knows whether I can still try to…
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Moorcroft
2 years ago a man knocked on my door telling me that baliffs would be instructed unless I made a repayment plan for an Egg card at £50 per week and he was going to come to the door to colllect the money weekly. Suffice to say that it was a credit card debt from 4 years previously which I now understand would have been…
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Credit Card for bad credit score
My credit score is pretty dire to be honest but we are hoping for a holiday in america next year and need a credit card to hire a car.Any companies you can get one from? I'm not too bothered about the apr on it as tbh we wouldn't actually be using it thanks in advance ss x
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Tesco credit card....no searches!!
After having applied to Tesco credit card and despite a good credit report was declined but also noticed that no searches were made against my report with neither experian or equifax. Tesco web site says that they are using experian. Last year I had a similar experience with the post office, I got a letter a few days…
