-
Credit card interest rates
Someone help me!! I have a Capital One card which is currently charging me 22.05% interest. Yesterday I got a letter from them saying that from March 2009 they will be charging me 30%. I can opt out, but I have to destroy the card and pay them at the old rate until the debt is clear, and then I have to close the account. I…
-
Stopping Credit Card Interest - Possible??
Hi everyone, was just trying to find out how easy it is, or if its even possible to get your cc company to stop your balance of the card, and start making agreed monthly payments, say to get the balance paid off within 5 years or something. I have £15000 on credit cards, now my monthly payments have shot up massively as…
-
The Sun Tuxedo Card
Having been fortunate enough to be rid of the credit cards I have some 2 years ago and returning to a MAESTRO card which is a debit card I found that the Maestro isnt accepted all over the world but seems to be a few european countris and the UK only, I dont and didnt want a credit card therefore I was pleasantly surprised…
-
MBNA Rate For Life 5.9% (1% fee)
I'm no expert, but this rate looks pretty good for someone looking to either park debt or use the money transfer facility as a long term loan. http://www.mbna.com/uk/index.html Any good to anybody?
-
Credit Card that transfers money into Current Acc?
Hi, OH is looking for £5k short-term loan to pay off overdraft and credit card. He will be able to pay this off within 9months, so looking for a credit card that will give 0% for 10months+ but that will transfer funds into his current acc. I remember lots of cards doing this two years or so ago, but i think they got wise…
-
Barclaycard Hilton - having a laugh!
Applied for a Hhonors Hiltn Card (underwritten by Barclaycard) on 26th Jan 09 for the bonuses it brings and got an instant acceptance. Today in the post I have received a letter saying they've "reviewed my application and after making investigations I do not meet their lending criteira and have closed my account"! Has…
-
Barclaycard interest rate reduction!
I have to say I've been quite pleased with the recent reduction in mortgage interest rates, but have wondered why there hasn't been a similar reduction in credit card interest rates. Imagine myh delight today therefore when I noticed that purchase interest on my most recent Barclaycard statement has been reduced to…
-
How long
does egg usually take to update your account with a payment made from a bank using the faster payment system? tia
-
Will a bank issue a 2nd credit/debit card in the same name?
My girlfriend has started a new job and has to leave her bag/purse in a locker on the top floor of her building. Because of this it means that she has to spend 15 mins to get to her bag each lunch time and it makes her leave late evening going to retrieve her bag and she sometimes considers leaving it in the locker (Which…
-
Help
Can someone help me . I got a cc over a year ago and have run it perfectly since getting it. When I applied I had a second address where I had been staying for a while when my partner and I were having a rough time. I still had some stuff registered there but my permanent address is where I have been on the deeds and…
-
Charges for balance transfers
Existing card holders - RSB have put the transfer fee (3%) for a 6 month 0% offer onto the purchase APR - checked and they tell me this is now their policy. As their purchase APR is an outrageous 22% this is now stuck until entire balance is paid off. Watch out - ask before you do the transfer I'm off to check my small…
-
Sending CC details over email
Hi Guys I have contacted the hotel that I've booked as part of a holiday to arrange a room upgrade. They have asked for CC card number and exp date to book the upgrade and for me to send this by email. Is this ok or am I likely to open myself up for fraud? I know they won't be able to buy online due to the third stage…
-
Black Horse loan
Hi, I have posted this in the loan section, but thought some of the guys (and gals!) on here might also have had experience with them, so posting here also... any comments most appreciated. Hi, My mum just applied for a loan with Black Horse online - at the end it said provisionally accepted. Has anybody had any experience…
-
0% Disappeared
Hi All, I have a bit of a problem, hope someone can help. I have a Virgin Card which I transfered my balance to a few months ago on 0% until Sept '09. I noticed on this months statement that I have got interest charges on there. I think this might be because I was late paying last month therefore they have now cancelled my…
-
does virgin CC use faster payments system
does virgin CC use faster payments system ??? Thanks
-
Strange Egg Behaviour?
Hi, I used my egg card to Balance Transfer from my Capital One card (new balance for life low rate) to my current account to pay off a chunk of a loan as there was no other way to do it. (almst stoozing) I got a call from Egg saying that this was unusual behaviour and my card was blocked until I went through a process with…
-
elderly parents credit card
My father is in hospital with dementia, the bank have stopped withdrawals on his national savings card(link) ,but he is the only name on the card so therefore my mother has no access to there (well/his) account,how do we go about gaining access without going down the legal route.
-
Help/advise needed please
Hi I have a poor credit score and have done for some time (I am making steps to improving this, but that's for another thread) Anyway, I have recently moved into a new flat with my girlfriend and am trying to be ultra careful not to tarnish her good credit score with my pittiful one. Is there anything we should def avoid?…
-
Paid 1 amount charged another
Hi, I was on holiday in new york and used my mbna card when i was there. i siged a reciept for 180$$ in a gift shop and i got billed for 303$$. The shop itself was a bit "off the back of a lorry ish" but was on a main street so i thought it would be ok. I've spoken to mbna and :mad: they have said there is nothing i can…
-
Credit Card newbie
Hi Folks, I have signed up to this forum, as I wanted to get some advice regarding my situation with credit cards. I am 23, and have never had a credit card before. I recently applied for a credit card through Marks and Spencers, and was turned down. I have since applied for one through Barclay card, and am awaiting to…
