📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Strange Egg Behaviour?

Hi,

I used my egg card to Balance Transfer from my Capital One card (new balance for life low rate) to my current account to pay off a chunk of a loan as there was no other way to do it. (almst stoozing)

I got a call from Egg saying that this was unusual behaviour and my card was blocked until I went through a process with them that sounds like going through applying for the card again and it was going to take 20 minutes to complete before they would unblock the card. The chap was most unpleasant.

It was a bit of a shock as I have never broken any of the T&Cs .

I am tempted to not get the card unblocked and then get it paid off ASAP as this was not a nice experience.

Tony.

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    To be clear, you were transferring a ficticious balance from your Egg Card (Visa) to Capital One?

    At what point did Egg call you...as soon as the positive balance arrived on your Egg Card or when you tried to send it from there to your current account?

    If the latter, what method were you using, and was the transaction a) larger than £10K, or b) larger than your Egg Card credit limit?
  • Hi,

    Neither.

    I transferred most of the egg balance to Cap 1 (2k)

    I then transferred 2k from egg to my current account about a week later.

    I got the call 2 weeks after that .......................
  • clio
    clio Posts: 3,345 Forumite
    this sounds similar to a post i read over on stoozing.com about the 20 minutes grilling people are given, cannot remember the rest :(

    ps. this post -> http://www.stoozing.com/forum/YaBB.pl?num=1232541737
  • Thanks,

    That link reads about right. I'll tell them to keep my card suspended, cut it up and concentrate on paying them off as top priority ........... :o

    Seems a shame that they offer a service and then dont like you using it.
    TT
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.