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Having trouble with EGG card
hiya is anyone able to help me please , i send an email to Egg card about ppi ,ive been paying £30 odd a month,when i took it out i wasnt working , but they insisted i take this insurance .so send them email stating this and reply i got was The Egg Card Repayment Protection was applied on your account in November of…
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MBNA 5.9% LOB Offer, 1% Handling fee
MBNA are currently offering a 5.9% life of balance deal with a 1% handling fee. Thought it was a pretty good deal if your in the market for a LOB. Regards UNDERGROUND :D http://www.mbna.co.uk/
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credit card charge recovery ( help required )
:eek::eek: Good Everning Everybody, Sorry new on this site require help i went onto Money Saving Expert site and clicked onto the recover credit card payment ( charges ) so i downloaded the template letter to send to my creditors listed all the charges and used the interest calculater as it told you. lloyds bank ask for £…
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URGENT HELP-Financial Statement & CCA Request Letters
I've had some recent demands by some of the more forceful DCAs for financial statements before committing to another arrangement. I've avoided this for months because I'm self-employed with an intermittent though reasonable income/cashflow. These financial statements wouldn't be such an issue (I've been told a verbal…
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Best Credit Card
which credit card is the best to get? there's so many banks with cashback offers and such, you don't know who to trust without reading pages and pages of Terms and Conditions. which do you recommend? thanks in advance.
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Credit card full and final settlement
HI there We currently have an 'agreement' with a credit card company where interest has been frozen for 6 months and we've paid £100 a month for six months. The sixth month is February. we have just come into a windfall (PPI reclaim :beer: ) and i'm wondering whether if we offered the credit card company 50% of the current…
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Volutary Freeze Credit Card ??
I have recently undergone a financial makeover and I now have my finances under control, except for one Credit Card, it is a Virgin Card and they have refused to freeze the card, instead they prefer to charge me a minimum payment of £75 per month of which £70 is interest. I wish to freeze it and will pay as much as…
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Llyods Duo Amex not accepted (but Amex accepted)
I tried to buy AV products from couple of websites and both gave me following message when I try to pay by Lloyds Duo Amex: "We are sorry to inform you that we are unable to accept the type of American Express® card you entered. Please use your Lloyds TSB Airmiles Duo MasterCard instead. This was supplied with your Lloyds…
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Trailing interest
Hi all - I'm new to Money Saving Expert so forgive me if I've put this in the wrong place My Goldfish Mastercard (which I've had for 10 years) has recently become a Barclaycard Goldfish Mastercard, and I've just been introduced to the lovely concept of trailing interest. I got a statement showing a balance of 42 pence,…
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Requirements for American Express Platinum Cashback Card
I've been looking at applying for one, but have noticed the following: "I have an Annual Household Income of £20,000 (ie. your personal income plus partner's income)" There is a section for 'other household income' (your partners income before tax) So is this card only available to people in relationships?? Also I'm not…
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Sky card & capquest
hi all,i had a sky credit card from 05 to 06 i had come into a bit of money so decided to pay it off,asked for a settlement fee and paid it by debit card.As far as i was concerned that was the end of it...little did i know!! the settlement was paid in aug 06 in early 08 i started receiving letters from cap quest saying…
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Balance transfer from another persons card
Does anyone know if it is possible to transfer my partners credit card balance to a card in my name. Basically she has had the letter from Capital One upping her interest rate but I have a Barclaycard with nothing on it which has a 6.9% life of balance transfer facility available and obviously would pay less if I could…
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Urgent help re CCA Requests etc.
Hi, I've been reading these forums over the last few days and looking back over credit account documents (I keep everything). There are some copies of signed CCAs but even so most of these accounts are a few years old and have long since been closed and sold/passed to various DCAs. It seems likely that at least my MBNA…
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Capital One missing payment
Hi guys I made a payment off my Capital One credit card back on Jan 19th of £500 through my bank online. On Monday, I received a letter from my bank advising that I had used the right sort code but wrong account number, however it said that the receiving bank had updated the account number to correctly redirect the money…
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credit cards
last year i had too many searches on my credit report for credit cards decided to stop in july 2008 i hav 1 credit card with Vanquis with a limit of 1250 but the interest rate is 39% so am looking for a credit card with a low apr is it okay for me to apply for a high street credit card i got the v..credit card because i…
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Credit card frozen
Hello I have a Natwest credit card limit of £1200 and am currently at £850 into it. I am currently unemployed and therefore my main account is in overdraft but not over the limit. Natwest have now decided to 'freeze' my card (though I still have to pay minimum payments) due to a change in my financial circumstances, so I…
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Credit Card Insurance
Can anyone recommend a good company to use to protect against loss or theft of credit cards? Many thanks:)
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Marks and Spencer Charge/credit card
Does anyone know if an M&S charge/credit card lists items that are purchased on it separately? My aunt bought my baby a musical toy for Xmas and it doesnt work. She has lost the receipt but bought it on her M&S card. I've tried to take it back without the receipt but unfortunately it has been reduced from £15.00 to about…
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Paying Off An Overdraft With A Credit Card?
Hello, I'm new to this site and just wanted some advice. I have a student overdraft (still!) which I cannot seem to shift. At the moment it is £1,750. (Interest is £24 a month!) I was going to get a loan to pay it off, however, at the moment I am temping and cannot commit to a fixed amount each month. So, I just wondered…
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Sky Card interest rate offer - is it per month?
dh and I got a letter each this morning from Sky Card. His says 2.9% till 1st Nov. Is that 2.9% a month? or in total? and mine is 4.9% for lob - again is that a month or a year?
