📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sky card & capquest

hi all,i had a sky credit card from 05 to 06 i had come into a bit of money so decided to pay it off,asked for a settlement fee and paid it by debit card.As far as i was concerned that was the end of it...little did i know!! the settlement was paid in aug 06 in early 08 i started receiving letters from cap quest saying they had bought my debt from sky,what debt i thought! So i phoned capquest,they asked me to provide proof of this i replied it was 2 years and something i thought was closed so the chances of me having any paper proof were slight.So this has went on and on and i have just got off the phone with sky on the first occasion i phoned i was told there was no recored of any settlement agreement and subsequent payment and the second time i phoned i was told they couldnt discuss it with me as it was now capquests.Now in my favour the settlement fee was paid by debit card so the bank will have a record of that but even if it was the case that i still owed sky money why did they not contact me looking it? I paid it aug 2006 and sky tells me they sold the debt in oct 2007 and in that period of time not once did i hear from them looking the money that i now supposedly owe:confused: Plus i pulled up my credit report and it states that there is £501 balance for sky and they say they sold it to capquest for £1300? HELP
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.