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Virgin Atlantic Credit Card - Air Miles
Hi all, I am new to this forum and i am looking for some advice regarding credit cards At the moment i currently pay for everything using my debit card. However i have been reading some of the rewards for using a credit card. With the virgin credit card (white) you can earn 1 air mile for every £1 spent. Would i be better…
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credit rating...for other half
up to now i have helped other half in his business because of him getting a ccj he was unable to get a credit card. however i would now like to see him to do his own finances as i cannot get on with what iwant to do in my life. i did pay £100 approx to go to court to clear his records (but my gran fell ill and passed away…
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Capital One
Hi, i am need of some advice. I went of worl last septmeber. and subsequently put a claim in for my payment protection with axa. They recently made a payment, and are due to make two further payments. I asked them about the charges i have recieved from capital one in regards to late payment and overlimit fees. These have…
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Tesco Bonus Credit Card - Warning?
I was in Texco today and picked up a leaflet for a "Tesco BONUS credit card" It was offering 13 months BT at 0% with 2.9% fee. (standard 15.9%) Upon closer inspection of the leaflet I found the following in the small print "The balance transfer fee will attract interest at the rate applied to purchases from the date…
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Marks and Spencer wont refund my money
Hi Hope someone can help me, I was contacted by a company who offered to reduce my google adwords costs for my company by £2k per month, They offered to put me on the top line of google sponsered links for £3k per month which is a pretty good deal for us as we sped a lot of money with google a year. However they managed to…
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Abbey Zero - sent my card to the wrong address
Me and the OH applied for a joint AZ card for the 0% fee on transactions abroad with me being the second card holder. We were accepted and my OH received her card, but I didn’t. We phoned and queried where my card was and they said it should have been sent out at the same time, but may be delayed for some reason and not to…
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Need help getting help!
Hi, I am broke. I work full time on small pay. I have bills coming out my ears and just had to buy a car (£350). This leaves me with £110 to last me until next payday, 22nd September. I want to find a credit card that will accept me and my bad credit history. I had a mint card but got made redundant so repayments were set…
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Can I Use vouchers to pay credit card bills?
Anyone happen to know if you can use Asda gift vouchers to pay Asda credit card bills? The wife can get Asda vouchers as bonus from work, which would tie in great with their 2p off per liter deal!
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best deal required? too many cc's not good?
Hi I need some help. I have a virgin credit card & the 13 months 0% interest has just finished. I have about 5k on it and my statement tells me next month i'll be charged an estimated interest of £59.58 :eek:. I really need to move the card to another 0% deal . I've had a look around and these two offers stood out. Abbey…
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Capital One 4% cashback but only on first £1500
A couple of months ago, my wife applied for a Capital One card offering 4% cashback for the first three months. After two months of statements, we've noticed that the cashback is capped at £60 per month, which after spending £8000 is a large shortfall. When we queried this with Capital One, they told us that the cashback…
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Credit Card APR hikes - best way to deal?
Just wondering if anyone has any advice for how to deal with credit card APR hikes. Both my ccs have done this to me now Barclaycard and Virgin have increased their APR to extortionate levels - 27.9% and 34.9% - I have 12.5k in total on these cards so I'm not impressed. When Virgin first tried to increase to 34.9% earlier…
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Applyed for MBNA card but bit confused
Applyed for the classic card online but after everything it came up with i need to contact them as they need to talk to me and ask further questions. Little bit confused about this bit. does it mean i have a good chance of getting accepted or something? anyone else had this thank you in advance
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Password Protect Credit Report Search(es)
Is it possible to password protect any credit report searches. By that I mean that if a company (or other) wants to search my credit report (eg. as a result of me requesting some form of credit), they will be required to ask me for my password first in order to proceed. Does anyone have any practical experience doing this?…
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Uh oh...credit card trouble!
Really old thread. Goodbye.
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Nectar more points?
Last week I received in the post a letter saying that from September 1st, I'll receive 500 extra nectar points for every £500 I spend on the amex enctar card each month. I'm pretty sure I still get the 1 point for every £1 on spend, plus an extra point per every pound spent at Nectar participating retailers -- like…
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Post Office CC - charge for cash abroad when in credit?
I have a Post Office Credit card and was hoping if someone can confirm that theres no charge for withdrawing cash via an ATM whilst abroad specifically if the account is in credit.I was looking to load up the account by a few hundred pounds and just take out cash as I wanted. As I would be taking out my own money I assume…
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Where can I get VISA ELECTRON CArd???
Hi, Can some one let me know where i can get the visa electron card??? I am fed up with Ryan air charging loads for card transactions when paying for tickets... I have jsut booked a flight and the card fee was half of the ticket price :mad: , which wasnt that much, but it was free with visa electron :confused: many thanks
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where should i move credit card debts to ?
hello , this is my first time on here although i have read alot of it many times . i have two large credit card debts that i need to move to make it easier to pay back rather than just paying interest , they are m&s money £8900 19%apr nationwide £7800 17%apr ithink others are morgan stanley £750 whole of life balance…
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mbna?????? info from exsisting customers
hey guys for those with a mbna card i have a few questions 1. what are they like as a company ie good cust service? 2. are there statements on time ie you dont miss your payment date as the statement has not got to you? 3. are there online services good? 4. what are the credit increases decreases like? any info would be…
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Diners Card
I read in Martins e mail that a Diners Card gives free access to 80 airport lounges worldwide and it is sometimes possible to get the card for free . Any help on which lounges /airports this applies to and how to get the card for free would be appreciated . pawsforthought
