Applyed for MBNA card but bit confused

fairmorn308

Applyed for the classic card online but after everything it came up with i need to contact them as they need to talk to me and ask further questions.

Little bit confused about this bit. does it mean i have a good chance of getting accepted or something?

anyone else had this

thank you in advance

cifpower

From what other people have said on this board, it sounds like you have been refused for the Classic card but will be accepted for another Visa card for which you have to pay a £100 deposit and will come with a £500 limit and an APR of 19%

fairmorn308

tbh i wouldnt mind that but does that mean that it will get marked down as being refused on my credit file.

cifpower

fairmorn308 wrote: »

tbh i wouldnt mind that but does that mean that it will get marked down as being refused on my credit file.

Nothing is ever marked as "refused" on your credit file.

fairmorn308

will give them a call 2mo then

cheers anyway

clio

It could be to sell you PPI , did you say you wanted PPI on your application or not, if it was NOT then you,ll get the hard sell from them.

fairmorn308

think i said i wanted PPI anyway

wounder what they want me to call about then

fairmorn308

cifpower wrote: »

From what other people have said on this board, it sounds like you have been refused for the Classic card but will be accepted for another Visa card for which you have to pay a £100 deposit and will come with a £500 limit and an APR of 19%

well your correct there thats exactly what they wanted to offer.

I took them up on there offer just to help myself rebuild my credit rating.