Post Office CC - charge for cash abroad when in credit?

beastman

I have a Post Office Credit card and was hoping if someone can confirm that theres no charge for withdrawing cash via an ATM whilst abroad specifically if the account is in credit.I was looking to load up the account by a few hundred pounds and just take out cash as I wanted. As I would be taking out my own money I assume there would be no interest ot any other fees?

thanks

Richard019

beastman wrote: »

I have a Post Office Credit card and was hoping if someone can confirm that theres no charge for withdrawing cash via an ATM whilst abroad specifically if the account is in credit.I was looking to load up the account by a few hundred pounds and just take out cash as I wanted. As I would be taking out my own money I assume there would be no interest ot any other fees?

thanks

I don't think you're allowed a positive balance on it.

Why not get yourself a Nationwide Flex Account and use that for cash withdrawals? You don't need to have any money going in to have one.

beastman

Richard019 wrote: »

I don't think you're allowed a positive balance on it.

Why not get yourself a Nationwide Flex Account and use that for cash withdrawals? You don't need to have any money going in to have one.

Yeah its no problem to do this - done it several times. Anyone know if I would still get charged anything?

arealhighlander

Not 100% sure, but I think you will find that any CC that charges for cash withdrawals even if you are in credit- you are basically paying them for the convenience of withdrawing cash, you would probably only save on the credit charges as you would not be going into debt.