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Help Me Please Overcharged On Debit Card
hello, i have never posted before and i am not sure i am in the right place. recently booked a flight with ryanair, got charged ......wait for it......an huge £16.00 DEBIT CARD fee, can that be right or even legal??? i use credit card generally for everything but realised i would be charged so decided to use debit on this…
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Prepay credit cards
I would like to get a prepay credit card are they worth it? can anyone recommend any? I can not get a normal credit card at the mo as im in a bit of debt and my last credit card didnt end well! thanks clare:D
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Debit Card Use Charges
I have just bought a railway ticket on-line from raileasy.co.uk (Ferries Trains Planes Ltd). They have sent me an email saying that I have paid £8 for the ticket - £5.50 + £2.50. But what they haven't included in the total is their additional Debit Card usage charge of £0.50. Firstly, can they make a specific charge for…
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identity theft, shredding and insurance
should i buy a shredder for all credit card documents etc? and do i need identity theft insurance i'm really confused, there was something on tv about people stealing your rubbish and that you should shred but i only caught half the program. i dont get it, if someone steals my statements so what? if they apply for a credit…
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new credit card help
hi, I've had a capital one classic card since February payed of the balance in full every month since then and credit limit increased from £500 to £1100. the reason i have this card is because I had no credit history at all can I now apply for another card with a good 0% on purchases or is there still a good chance of…
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Barclaycard = evil APR hike - help anyone?
:mad: Well had a lovely statement waiting for me when got home today from Barclaycard. Looked at it as usual ouch as usual but then noticed a nice message saying oh by the way your interest rate is going up by 5% to 27.9% from September statement. Tried ringing but got absolutely no help from a non helpful advisor. I…
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advice - i have 3 credit cards
Will this ruin my credit rating? I have had one for about 7 years and have not used it for about 5. I have another that i have had for about 5 years that i pretty much stopped using a couple of years ago. Then i have my current one that i am paying off this month. Never missed a payment and with exception of the last will…
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0% Finished on Natwest Credit Card
Hi all I have recently transfer my balance from my Natwest credit card after its 0% ran out. I phoned to close the account but they are suggesting that in 4 to 6 weeks they will review my status and possibily offer a new deal at 0% for balance transfers. My questions is whether this is all sales talk and rubbish or is it…
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Interest Rates - Beginner's Course
Hi all, Been registered here a while but have been hiding under the carpet hoping my situation would get better by itself. In some ways it has - I now have had a job after a string of 3 redundancies in 4 years... During these periods of unemployment, I maxed up EGG Credit Card (yup, I know! But really had no choice as had…
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IP Address blocked from using MSE
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HSBC CC Default - Removing Due to charges?
Hi all... a common story I guess of beign reckless with credit at a very young age. I went over my overdraft as an 18 year old with a part time job, had one charge and everything spiralled from there. Eventually I defaulted on my CC account, this was over 4 years ago now, though I can't help but think that despite being…
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Help !!!!!
Hi i am posting this on behalf of my in laws. My father in law has been placed into a nursing home due to ill health and we have discovered he had 3 credit cards. One of them he owes just over £1000. They are going to charge i think £18 per week or month, not sure which. My in laws are not in a position to pay this amount…
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Time for new credit card yet?
Hi, i started to get myself some sort of decent credit score in december last year i don't have any bad credit or default's i just had no credit at all as im only 19. well i got my first credit card from vanquis in january and after maxing it out and paying it off in full every month my credit limit has gradually been…
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Rewards
Hi All, I am looking for a new credit card. I have about 500 quid to transfer over via a balance transfer, but thought I should have a look about and see if any companies have a decent reward for opening a card? I have received points from virgin atlantic in the past. I just want something for nothing :) Ideally I am…
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Credit card reclaim
A local finance firm is offering a service to get the repayment of my credit card completely wiped off, if it was with me since before April 2007 along with the possibility of other loans and mortgages, is this true?
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Homebase -> Egg Balance Transfer Help
Hi. I'm after some help regarding a balance transfer that I'm trying (and so far failing) to set up. The situation is that I have an outstanding debt on a Homebase store card that I want to balance transfer to my shiny new Egg card (with 0% on balance transfers for 12 months (and yes, I do know about the 3% balance…
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how long does a credit car take to improve credit score
im a student with no credit history, so im trying to improve my credit score (experian says its 821, 'i know every company scores differently so no need to comment') ive been accepted for a student credit card, not going to use it much. if i pay off the full balace off each month, how long before car finance companys are…
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Device Steals Chip & Pin Data.
From the BBC "This was the first evidence of a breach of the chip-and-pin system, with the encryption of the chip having been broken.". Article from the BBC Click here.
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Two Barclaycards
I am about to be issued with a Barclaycard to replace my Morganstanleycard, I already have a Barclaycard (2% cashback for petrol supermarket), so I will end up with two Barclaycards. Anyone know how this will affect my credit limit in the future (with the two cards I now have 3 times the credit limit I had before)? I wish…
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Citibank over limit!
Hi, I've recently applied for a Barclaycard to pay off another credit card and have been successfull but last month went over my limit (my fault completely) on my Citi bank. This is all sorted out now and they will be recieving a large payment of £990 in a few days anyway but I'm scared that this has runied our chances of…
