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I'm confused about Egg Money
I've recently signed up for the Egg Money Credit card on the strength of its cash back and the abilty to have a positive balance, and the various options this brings. However, the views on this board seem completely polarised! For every "I'm cancelling my egg" post, there is a response saying they've had no problems and it…
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Which Credit Reference Agency?
How can I find out which Credit Reference Agency my bank uses for my credit card? I have requested this from my bank and they say 'Don't know!' which sounds absolutly pathetic. I am with the Bank of Scotland.
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Credit Scoring: Equifax vs Experian
Hello people, My first ever post here but before I continue I'd just like to say 'Hi' to everyone. Anyway, I went BR in 2005 and got discharged a year later. I am now trying to rebuild my credit rating by opening one of those sub-prime credit cards.. I had a look at my credit report by both Equifax and Experian and whereas…
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Transaction declined, should I pay the cost?
I emailed payment instructions for a $3,000 purchase just before going on holiday for a month. Nationwide chose to decline the charge presumably for fraud prevention, but didn't bother to contact me to verify whether it was valid. I got back to find out the purchase had been declined (the vendor emailed me), and have…
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Virgin Credit Card - Direct debit
Hello there My payment date is the 28th of each month, does anyone know if I can change this with Virgin Credit Card ? Many thanks
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Just over 1 hour to go....get it now free!
Just seen a post over on the techie forum for free anti-phishing and key logging software, normally you pay but today free, good bargain for the paranoid individual. http://forums.moneysavingexpert.com/showthread.html?t=1092147
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Barclaycard
if i set up a direct debit for the full amount and say i receive a refund or if i pay online the balance before the direct debit date does the payment still go through? Also how do I set up one online?
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Overlimit charge?
I've just noticed on my credit card statement that I've apparently gone over by £10 so they've charged me a £16 over limit charge?? Is there any chance of claiming this back like bank charges or are credit card companies (mines with Egg) different to banks? I always thought they'd decline your card if you were about to go…
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Barclaycard application
Hi all, Just want to ask if someone applied for a barclaycard? What's the procedure and how long does it take them to send the card? cheers Miu
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how to an overdraft balance transfer
Hi first post here so bear with me - am looking tranfser an o/d onto a credit card and was after some tips as to how this could be done, thanks in advance
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pay off credit card or keep money in isa
I have just done a ballance transfer to abbey zero from hsbc 12 month interest free like martin sujested over the 12 months I put the money into an isa it is all getting very complicated for me now so do I pay off the new abbey now with the money in the isa or do I leave it in the isa for another 6 months then pay it off…
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credit card balances wiped out
I have been offered by a company that for a fee of £450 for one credit card and then £150 per additional credit card they can contest the validity of the original credit agreement with the credit card firm if the agreement was set up before april 2007. As they say the consumer credit act 2007 made credit card agreements…
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credit card balances wiped out
I have been offered by a company that for a fee of £450 for one credit card and then £150 per additional credit card they can contest the validity of the original credit agreement with the credit card firm if the agreement was set up before april 2007. As they say the consumer credit act 2007 made credit card agreements…
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credit cards & paypal
i currently use my debit card to fund & withdraw funds from paypal. if i was to add my credit card details to it, if i was to withdraw money TO the credit card from paypal, would this act the same as going into my bank and paying the amount off or would i still have to do that? i'm a CC noob. Thanks
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advice needed please - getting cash from 0% credit cards
Hi, I've just been reading this article and have set up the egg money card which will be arriving shortly. However I'm just a little unsure about the creit card I want to go with it. I'm looking at pulling out £5000 from the card to put in my current account to get a new car. I am fully able to meet the payments for a year…
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Card Protection Plans & identity fraud
This may be the wrong section to post in. Can anyone advise whether Card Protection Plans are worth the money and which one to recommend. Re using your card online someone getting your details then milking off money from your account. The fee is around £100 per annum to cover legal fees etc. Any advice gladly received…
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Card activation - asked for security code on back (cvv)
I'm aware that I'm overly cautious about my credit card after fraud......But.... I recently had to activate a new card with TSB, I phoned, went through the auto card number verification then got through to someone who claimed it hadn't worked and wanted to know all my details again, everything that was on the…
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Binning credit cards and consolidating debts
Hi, I'm a journalist writing for Cornhill's Family Finance E-book. I'm looking for a case study of a family who have binned their credit cards and consolidated debts to get a handle on their finances, If you, or anyone you know can help, please e-mail me on…
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HELP - Shall I get a loan to pay of my credit cards?
Hi, please can someone advise me on what to do? I have 4 credit cards: Mint - £3000 (interest free until June 09) Barclaycard - £3000 (interest free until Dec 08) MBNA - £6500 (I can't remember the interest rate, but I accrue £110 a month interest) Virgin - £3000 (interest free until June 09) On the interest free cards I…
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Prepaid credit cards & ebay / paypal
Hi Can prepaid credit cards be used with ebay & paypal? Thanks
