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advice - i have 3 credit cards
suzyp1982
Posts: 255 Forumite
in Credit cards
Will this ruin my credit rating?
I have had one for about 7 years and have not used it for about 5.
I have another that i have had for about 5 years that i pretty much stopped using a couple of years ago.
Then i have my current one that i am paying off this month.
Never missed a payment and with exception of the last will all be at zero.
Basically i took the last 2 out for the 0%purchases for larger items i have bought for my first house.
Now i need to update my delapitated car im thinking of taking out capital one's 0% for 15months, but wondering by still having the above it will effect my chances?
I have had one for about 7 years and have not used it for about 5.
I have another that i have had for about 5 years that i pretty much stopped using a couple of years ago.
Then i have my current one that i am paying off this month.
Never missed a payment and with exception of the last will all be at zero.
Basically i took the last 2 out for the 0%purchases for larger items i have bought for my first house.
Now i need to update my delapitated car im thinking of taking out capital one's 0% for 15months, but wondering by still having the above it will effect my chances?
0
Comments
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the one that u havent used 'may' have an adverse effect due to it being 'available'.
but i think the credit crunch would be more reason for u getting declined anywhere.0 -
Can you meet the criteria listed on the C1 website (e.g. hold a credit card with credit limit of at least £5,000) because that's what's important?
People who don't know their rights, don't actually have those rights.0
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