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Positive balance on MBNA card - Is that OK?
Hi I have a DD set up on an MBNA CC for the min amount becuase I was on a 0% deal for purchases. The deal will run out at the end of this month so I paid off the full balance online last week. I notice today that they have taken the min payment DD (£10). I just want to check this is ok. I assume my account is now just £10…
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Barclaycard customer retention - cashback offer
When I attempted to close my Platinum Barclaycard, the Customer Loyalty Team offered me a 3 months 3% cashback deal capped at £50. As I understand it, cashback is credited every month. The only thing I am not sure about yet is whether the £50 are the monthly maximum cashback or the total maximum. Has anyone else received…
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Lloyds TSB V RBS
I am currently with lloyds tsb and have a credit card with them i have recently opened a bank account with RBS, i no nothing about balance transfers , im paying through the nose on interest with lloyds sumthing like £65 a month on interest, i can maybe do a balance transfer to RBS there saying interest free for 13 monthx…
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Query regarding Equifax Credit Report
I have just received an email saying there have been updates/changes to my credit file. One of the changes under 'New Credit Agreement' : New Information 53180018 Credit Card XX1052 But the section 'Company Name' is 53180018 which does not really help. Does anyone know how to find out the company? I've not applied for a…
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capital one (need some help)
i got a capitalone card 5 months intrest free (still within the intrest free) planned to pay the sum off after the intrest free expires i created a online account when i got the card and it said first payment due august so i set up a direct debit (in july) month i got the card i get a text message saying i missed a payment…
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My Credit Card chip has been cloned,Help!!
My Husbands Chip and pin credit card HAS been cloned. the original credit card was safe and sound at home in our possesion while fraudsters took £1,700 in four seperate transactions over two weeks from Barclays bank ATM machines (In Cambridgeshire @ Gamlingay). the credit card company say their equipment shows the original…
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does mbna take adverse credit that has been satisfied?
the title says it all :confused: all help would be great!! thanks all
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address for cancelling Egg card
hi, i'm cancelling 4 unused credit cards and the only 1 i cant find an address for is Egg. Because i havent used the card in over a year i dont have a statement and i cant locate an address online either. does anyone have an address i can use so i can get this in the post? many thanks and sorry for such a silly question…
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MObile phone unlocking
Hi, Can anyone please help to unlock my samsung SGH-M300. Thanks
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Pay off overdraft with credit card?
Completely new to this so sorry if it's a question already asked but couldn't find it anywhere. We've been living with a permanent overdraft for ages now, which doesn't look like getting any better for some time. Currently getting fleeced by the bank (between £20 and £30) every month for the privilege, which of course…
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Can u stop interest on a cc?
Hi, my friend is having probs at the mo with her cc (not going down and too much £ going out to whats coming in) and im sure i read that you can ask them to stop any interest on your card and not use it again-or have i imagined it? also if it is possible does it effect your credit rating an dif so how long for? Thanks in…
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Trident Financial Management
Does anybody know what this company does:? Says it Guarantees to have your Debts wrote off without the usual IVA,BANCRUPTCY,DEPT MANAGEMENT
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Setting up a transfer/direct debit.
Hello all. (Apologies if this is a dim question :rolleyes: ) I've just cleared my Halifax CC by moving the balance onto my Virgin CC which has still has 0% for the next 9 months. So I don't miss any payments, what's the best way to set-up a payment online? Can I set up a standing order or a direct debit (whichever is…
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PLEASE HELP - which cards starts 4543??
:mad: We have a receipt of ours from an old credit card(2005) we are trying to find out which company itwas so we can claim back our charges but are coming up against a brick wall does anybody know which cc starts with 4543????? thanks in advance
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unpaid debt
i thought i read somewhere that if a debt has gone unpaid for 6 years then you dont have to pay it back does this mean that if a credit card company finds me after 6 years i dont have to pay them back???
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Cancelling credit cards
Hi all, I've just been cancelling some credit cards, and I phoned up Goldfish, who are in the process of moving to barclaycard. When I stated I wanted to terminate my card they offered to credit my account with £20, and asked me to wait until I had read the new terms for barclaycard, before considering cancelling. This is…
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Do balance transfers affect credit rating?
Hello, I have just made a new credit card application and was told that it would take ten days for the company to let me know. I had also planned to transfer the debt that I have recently accrued on one of my cards (also by the same company to which I applied today) to another card. Although in the past I have paid off in…
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Credit Card deal ending..i got a question
Wonder if anyone can help? Its probably a silly question but just wanted to make sure. my current credit card 0% purchase deal is ending soon, but still has 1yr more on 0% balance transfers. my question is on the current card i have some balance transfer that i initially transferred onto it and new purchases amount now on…
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Goldfish CC credit limit
I have had a Goldfish CC for over 10+ years, never been overdrawn always pay in full. My limit was £11,000, got a brief letter advising me limit was now £500, with standard blurb about regular reviews. Phoned and asked why, to get more standard blurb about credit reviews etc. Yes, but I have no CCJs, no credit defaults,…
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When to apply for credit limit increase
I need to make a large purchase (£1,800) that, with other purchases, will take me within 90% of my credit limit of £2,500 on a Halifax credit card. I will be making several similar purchases over the coming year and want to increase the limit on this card to £3,100 to give more flexibility. When is the best time to ask for…
