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Over payment Question.
Hey all, A company messed me around royally the other week and I asked for a refund on the product I bought. They refunded me 4 times. What are the laws on this - can they just retake it out without my permission if they discover it, or do they have to come to me? Do they have a certain length of time to get it back? Cheers
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Somebody please answer
I have posted on here a couple of time now but I never seem to get an answer. I have just got my credit report from experian and paid the £6 to get my credit score at which point I nearly fell off my chair. I have ccj's and still have an outstanding balance of £24,450 yet my credit score is 842 !!!!!!!!!!!!!!:D The guide…
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Paying M&s Card With Another Card?
Hi - we are just about to pay for a car (8K - it's a Lotus Elan - OH is starting his mid life crisis lol:rotfl: ) and transferred some money onto my OHs card from an MBNA 5.9% for life deal, but now I would like to pay on my M&S card to get the points:T :T . If we do this does anyone know if we can pay the M&S card with my…
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Credit Card Scams
Hi, this is some advise on things to look out for to stop your card details falling into the wrong hands.. I recently had my supposedly secure chip & pin card scammed - and it wasn't from a cash machine. was from a shop. and its easily done..!! best tip ever - NEVER let your card out of your sight... in a restaurant or…
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Finally Justice against Halifax C Card.!!
Hi All, My first post here, and I apologise now, but its a long one..!! I joined specifically to share this post to anyone in a similar situation..... In May I had my Credit Card scammed at my local Indian Restaurant (I know this as its the first and only place I used my new card - as the old one had expired.!) - and I…
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Egg Money Cashback
Hi there I have a loan that I want to pay off in full as an early redemption. If I was to pay it off with my egg money card and then paid the egg money card off straight away would i still be able to get the cashback for it? Any advice appreciated as i can t see on the Egg site an answer.
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Barclaycard Problem
Hi, I have a problem with Barclaycard who have just taken a large sum of money from my Barclays Current Account without my knowledge. I have now been left with the situation being that its a over week until I get paid again, and I now have no money for groceries and travelling expenses for work. I have spoken to…
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Start new credit status from scratch??
Hey 1st post here, although used the site as reference before a few times now. I basically need help deciphering if this site is for real... and if getting a totally new credit file is actually possible like these people claim? So im in my gmail and theres an ad on the top strip for this site....…
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Credit scoring question - two addresses
Hi all, I'm a newbie and interested in rebuilding my credit. I apologise if I've put this post in the wrong section, I wasn't sure where it should go! About ten years ago I had a bit of a dodgy credit experience (turned 18 and went a bit mad) with store cards etc. I didn't have a credit card as such, but I did have a…
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Argos:O% Balance transfer, 0% Purchases & 1 or 2% Cashback
I have just been at Argos. It is offering the following for its mastercard credit card: -1% money cashback on any purchases -2% money cashback on Argos purchases -0% Balance transfer for 9 months on balance transfers up to £5000 (£3% fee) -0% for 6 months on all Argos purchases -0% for 3 months on all other purchases -plus…
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Beginner credit card questions
Hello, I recently applied for a capital one platinum card i ticked all their boxes my credit should be excellent never missed a payment in my life! Anyway they sent me an application form for one with a 19.9%APR and 0% on purchases only till may. I want the card to pay for £2000 of flights. I was thinking of going for the…
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emergency
Hi all I am going to the US (Orlando) Saturday and would like to hire a car but have only just found out that I need a credit card - Is there any possibility that a company would organise an "over the counter" card? Is anyone aware of a company that will issue a card quickly? Thanks DM
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annual charge
helle, i have applied for a credit card and waiting for some forms but as am not tooo glued up on what am doing was wandering if these cards charge you an annual charge for having te account. something they dont tell you when you go for it? dont want to get caught out, cheers
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egg money question
I have a egg money card with a £7k limit and have a balance transfered £10k from my halifax credit card on to it . Will this be ok as i will have a positive balance higher than my egg money card credit limit. once the transfer is complete. All advice welcome
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Credit limit increase on Goldfish cc?
Hi, I have had my Goldfish CC now for about 6 months with a £ 500 credit limit. Always paid off the balance in full at the end of the month. Never paid late, but did go about £ 3 over my limit once due to some intrest being added on. As we are going on a 5 week holiday to Australia in November, I would quite like to get my…
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Making a larger purchase than my limit - Amex
Hi all, I'm planning to make a single purchase of about £4800 on my Amex Platinum card when it comes through the post (any day now). It's to pay for a wedding at a hotel in case anyone's curious and I thought I might as well get cashback on the full £4k. Now my limit is £3.9k. Can I put £900 onto it so it is in credit and…
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Reidy
I currently have Sentinel Gold cover for my credit/debit cards and they have just increased its cost. Can anyone suggest a reasonable priced card cover or is the the best?
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Credit Card Fraudulent Use - Debt Advice
Hi guys, In April 2005 I lost my wallet at petrol station while going away for the weekend. I cancelled all cards when arrived back the next day. Reported to the card companies and to Police on their advice who issued me with a lost property reference number. When the statements came found out around £950 on one and £1,400…
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Marks and Spencer More Card
Does anyone know if the More card issue cheques or do balance transfers once you have been with them for a while? Or is it just an introductory thing? Thanks for any replies.
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Credit Card Misuse - theft !
My friend at work recently received a credit card bill for £6000.00. All of which were cash withdrawals made during a 6 week period - she did not make any of them. She had split up with her boyfriend of 9 years in Feb 2006 and all financial ties were cut then when he moved out. She had had him named as a secondary card…
