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Cash back credit cards, would this work?
I had an idea and I'm not sure if it would work. I'd appreciate any input on this. Step 1. Get a cash back credit card eg Amex platninum, 5% cashback to a maximun spend of £4000. Step 2. Sign up to one or more internet Bingo sites eg Butlins bingo, Virgin Littlewoods etc Step 3. Deposit money into your Bingo account with…
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Using Credit Card to Pay for Car Payment...
Hi There I was wondering if someone could offer me advice on what my best course of action should be. Three years ago my hubby and I bought a new car from Peugoet and have been paying for it through one of their agreements which meant that after three years, we could either upgrade the car, return the car or pay of the…
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Airmiles deals
Hi I need advice on the best way to accumulate airmiles. I start a new job in Ukraine soon and will be travelling between UK and Kiev/Warsaw/Dublin using KLM, BA, Flybe, Ukraine Airlines and other airlines maybe. I need a credit card so that I can accumulate points so that my family can visit me in Kiev. Any ideas? Thanks…
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Getting an incentive
I will soon need to do a balance transfer and can hopefully use one of my empty cards if i get an "incentive" offer. I've never done this with an existing card, but will i need the security number on the back of the card to do the BT? I couldn't find some of my cards last night (they never leave the house) and was…
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Never Had Credit Card, Pay By Cheque, But Want To Start Earning
HI, i am in business and always pay suppliers ££££££ 's etc with a cheque, i have heard and read in the past about people earning from paying with credit cards, i am in the dark ,as i have never had credit cards, always paid using a cheque or debit card. Can anyone let me know where do i start ? Any help
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Residential Status - Living with Parents or Private Tenant?
Hi guys, Just trying to prepare to apply for a new credit card, and obviously want the best chance possible of being accepted. I can't remember the answers I chose previously for my current credit card, but asking for my residential status - I don't know which is best to put. Living with Parents or Private Tenant? Both are…
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Payment Due Date
Hi, I have a Virgin Money credit card and I usually pay my bill on their website using my debit card. I have just paid it now but noticed on my statement that the payment due date is on Sunday 24th August. With this not being a working day and with Monday being a bank holiday, my payment won't show until Tuesday. So, my…
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M&S CC and Vue Cinema website
Does anyone else ALWAYS get their card declined by Vue when buying tickets, then get a call from M&S fraud dept, then get clearance to use it on the site afterwards? I can't quite understand what they are trying to do?
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0% balance transfers and puchases - watch out!
I've just been stung with an MBNA 0% deal. They offer a 12 month 0% deal on balance transfers and 6 months on purchases. I transfered £3000 to an ISA first and then decided to take advantage of the 0% on purchases by buying a holiday (£1500). Just prior to the 6 months finishing on purchases, I cleared the £1500. When my…
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What catologues improve crefit score?
I was told in another post to get a mail order catalogue to improve my credit score, can some one please explain how it will help, how to get it and use it and which on?
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Student credit card?
Hi there! I was hoping somebody could help me! I am about to start university and am keen to get a credit card (just in case). I am aware that it is not a wise idea but I wuill be using it wisely and only spending on big items - however, it may take me longer than a month to pay back. I was hoping someone could give me…
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Bad Credit History, just 6 days after I turn 18?
Hi, ive been to barclays to apply for a bank account and overdraft, and a barclycard initial (the one the peoples first cc, with high interest) and iv been declined for both? I have only just turned 18 how can i have a bad credit rating already? i understand that it may not be a good rating as i haven't had credit products…
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Barclaycard charging BT fees for LOB transfers
Just noticed that Barclaycard are putting in a 2.5% BT fee for life of balance transfers at 6.9%.....when did it change?
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~*Silly Question Time*~
Afternoon, My OH owes around £4700 on credit cards, of that I have taken out 2 0% BT cards in my name and have transfered £1700 to the cards (Virgin and Mint). I am now thinking of applying for a furthur card of 0% to help shift that £3000 that remains on the original high interest card. I was thinking of applying for a…
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credit card when abroad
I am going to south america for six months and i am worried if i lose all my cards, WHAT WILL I DO?? I know about card protection, eg CPP , but all this will do will re-issue me the cards to my home address. Is there a way of getting replacement cards in the south american countries? Or should i just get the first flight…
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help
please help recently suffered a bereavement in family and as a consequence missed payments on mortgage and c/cards. mortgage i can handle paying that. but the c/card is spiraling out of control minimum payment £230 at end of month plus £95 missed payment from last month. want to do a balance transfer but keep getting…
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Credit card purchase costs
I run a small business from home and use an Egg creidt card for my business expenses, post, petrol etc which I usually pay off each month. I have just noticed that Egg is now charging me a fee of 1.13% for each transaction I make which at the end of the month adds up to quite a lot. Do all credit card companies now make…
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Have I messed up with ppi and insurance
Have I Messed Up With Ppi And Cover Ins hi to all i used to pay ppi on loans , took out cover on c/c's , had the insurance on catalogues , cancelled all bar one last year . GUESS WHAT ???? I had an accident at work , been off work for 3 mths , and the one i paid insurance with has paid up .... WAS I TOO HASTY IN CANCELLING…
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New credit card, questions.
I have just been accepted for a HSBC credit card. The reason I have done this is because getting money in the right account and the right time can sometimes prov a little difficult, so I'd put it all on CC then pay it off in full every month. Now the card has 0% on purchases for the first 3 months. Does this mean that when…
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Virgin Credit Card - Extortionate Interest
Hi All Just wondering if i could have some advice. I have a Virgin Mastercard with a balance of around £3870. I pay £120 a month and my interest is charged at a whopping £103 per month, which means im technically only paying off £20 a month. What can i do to reduce this? The card is already suspended and its going to take…
