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annual charge
donnymaha
Posts: 3 Newbie
in Credit cards
helle, i have applied for a credit card and waiting for some forms but as am not tooo glued up on what am doing was wandering if these cards charge you an annual charge for having te account. something they dont tell you when you go for it? dont want to get caught out,
cheers
cheers
0
Comments
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Generally speaking Annual Charges are rare these days, but not unheard of.
It should say in your "Terms and Conditions" or your "Summary Box" whether there is an annual fee.0 -
just realised the forms are here, it says the anual charge is £0 and then in another bit annual charge £188. is this a card i shuld just give a wide bearth0
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just realised the forms are here, it says the anual charge is £0 and then in another bit annual charge £188. is this a card i shuld just give a wide bearth
I don't think you will pay £188
This is probably on the illustration which is only an example and is shown for legislative reasons. It does confuse many people, and doesn't actually mean anything.
On the rare cards which do have an annual charge it is usually of the order of £20.
Can you tell us which card it it ?0 -
it is for a capital one card with 0% untill feb 09. need to try and get my credit score up as i am planing on buying a house and have never borrowed money or been in red so canot get a mortage because of my credit. thanks for the info all i can get is welcome0
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it is for a capital one card with 0% untill feb 09. need to try and get my credit score up as i am planing on buying a house and have never borrowed money or been in red so canot get a mortage because of my credit. thanks for the info all i can get is welcome
The OH applied for this card and we were reading the information that came with the application, it does give the impression that there is a yearly fee!
We were going to call them before signing the credit agreement but in the end felt we didn't need the card!0
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