Somebody please answer

Charliefiggis

I have posted on here a couple of time now but I never seem to get an answer.

I have just got my credit report from experian and paid the £6 to get my credit score at which point I nearly fell off my chair.

I have ccj's and still have an outstanding balance of £24,450 yet my credit score is 842 !!!!!!!!!!!!!!:D

The guide tells me this is fair, my question is does anyone thing I would get accepted to the higher interest rate cc from Barclycard or vanquis ?

The ideas behind getting a cad is to put say £30 a month on and pay it off straight away therefore improving my history.

Please help

exel1966

You have debts of £24K and you're wasting an extra £6 to get a credit 'score' which means more or less nothing !

That score will not guarantee you a card from another company, just as a 'score' of 100 won't necessairly stop you getting a card.

I'd think about clearing debts before trying to get another card which could possibly lead to further problems.

Maybe you should try posting on the DFW board for some suggestions on debt repayment etc or read this thread on Sub-Prime cards.