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Question about Credit Cards
Looking to go on holiday and was thinking about applying for a 0% on new payments credit card and using that to pay for the holiday and then paying off the total off the holiday over a 3 month period. Once the holiday is paid for I will then cancel my credit card so it can't be used again. Is this a good idea? Will I be…
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missing statements
hi im needing help. ive just recieved my statements frm barclay card. there are 9 months missing.i rang the number on the letter and they tell me they dont have anything to do with this. what step should i take now im wanting to claim back ppi that i was charged. please help.
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CC versus Loan
Hi all its my first post I am a bit thick when its comes to things like this but here goes I have a personal loan of £ 6000 (24 x 275 a month) and have made 10 payments to date. My settlement figure is £ 3700 as of today I now have a super balance transfer credit card which gives me 15 months 0% on SBT with 3% fee Would I…
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Smooth radio mentioned a company who can reclaim payments made on credit cards!
On the smooth radio website there is a company called 'Personal Finance claims' who do a credit card review on any cards held since 2007. They say that they can reclaim payments made plus interest and even claim back any balances outstanding on certain cards but they do charge a fee for this and I'm wondering if this can…
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Any 0% card which you can transfer overdraft debt to?
Hi all, I am trying to sort out mine and OH's overdraft debts at the moment which are getting ridiculous. Obviously we need to cut back etc on spending but I have started a thread in DFW to sort that out, so really I'm looking for a way to pay back the overdrafts, incurring minimum interest costs, and preferably flexibly.…
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Closing credit card accounts?
Hi. Can anyone assist. I have 5 credit cards and if i am transferring a balance from one card to another and then maybe another over a few years so as to maintain 0% interest, should i close the old accounts down therefore enabling me to reuse at a later date? And would this effect my credit rating? Thanks.
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Switching Credit Cards
I'm new to this so go easy on me,i only have one credit card and i'm strugling to pay it off i've looked on the web site and the best option for me is the barcleycard plat 6.5% for life but the site says this card operates a rate for risk policy whats that? also how do you balance transfer?
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UK Card Details & PINs - 60 fro $400
Lots in the News recently about Chip & PIN terminals being hacked, ATMs rigged, and Garage after Garage blamed for Card details and PIN compromises. Good News, another alleged criminal's been caught purchasing UK cardholders details and PINs on the Internet. Article click here. Hint: Don't let them PINch your Credit Card…
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Don't forget Cashback sites when applying for credit cards!
I remembered to sign up to my American Express 5% cashback card through topcashback.co.uk but forgot to check it when I applied for my Halifax all in one card. So I earned £27 on Amex but missed out on £20 for Halifax :mad:
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Recent grad needs high-limit card
I've just started a job where I'm paying for hotels & meals during the week and recharging them to my company at the end of each month. So I need a credit card with a high limit (£6000 or so would be good). I will be paying it off in full each month, and with such a high expenditure some sort of reward/cashback scheme…
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Best card for BT with higher Credit Limits
hi all, i have gone through a few of the threads and couldn't find what I was looking for. for someone with a Good Credit history, which is the best CC to apply for a BT. i'm hoping to get the best higher limit. Salary 45K +, in stable employment for > 4 years no other Credits or loans at present, 3 CC at present not a…
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Barclaycard Cashback 3%
FOR EXISTING BARCLAYCARD HOLDERS. I stopped using mine about a year ago when Barclaycard ended their partnership with Nectar and I realised I could get a better deal elsewhere. I'd hung on to the card just in case but recently I thought I might as well get rid of it. But when I called up and told them I wanted to cancel as…
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New Credit Card?
I currently have a Co-op charity card with a balance of £700 and APR at 18.9% that I'm clearing at approximately £50 per month plus any extra income from ebay. I'd quite like to BT that balance to a new card so I can clear the balance. Also, I quite fancy a cashback credit card so that when I clear my balance from the…
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Egg Money Card
Can someone just explain to me how i transfer money on to my egg money card. I have £13000 in available credit and i want to transfer it on to my egg money card, do i need to call the various cc companies or do i call egg money and transfer it there end. Thanks
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Possible credit card compromise
This one is both puzzling and frustrating! This morning, I received a phonecall from Barclaycard about my B/card Visa possibly having been compromised. As I was then asked to give details to verify my ID, I said I would call back on the number on the back of my card, just in case the phonecall itself was a con. When I…
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Nationwide, avoid interest paying off introductory 3 mths
Hi, I hope someone has experience of the Nationwide card. I got a card with 3 months interest free on purchases, and I have put as much of my usual spending plus holiday spending on the card as possible. I am coming to the end of my 3 months 0% introductory period and I am trying to work out when I have to pay back to…
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debt collector letters for previous tenant
Hey all Im recieving debt collection letters for a previous tenant- this has been ongoing from when i moved in in sept, i returned the collection letters to the bank and then when i started getting debt collector letters i returned those as well- but still kept getting them i called them 7 times in total- each time i was…
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Credit Card for Purchase only for 18 year old
Hey all Im sorry if this has already been posted, couldn't find it with the search tool. Basically I am looking to get a credit card because recently I have had a bad experience buying some festival tickets online and they realising the company was a fraud and I was not able to cancel the transaction due to me paying with…
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have i gone mad!!
hi, im looking for the sub prime credit card club sub board cant find it can someone direct me? i think im going mad!! i just cant see it. looked in debt free wannabe and here also sorry for being such a dumba** !! louise
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How to stop Purchase Interest Charge
Hi Bit of background - I took out a Tesco cc a few months ago. It had a 3 months interest free offer, however I stupidly didn't pay the balance in time, so incurred an interest charge on the statement after that one. I phoned them and they refunded it, and I paid the statement in full. This month I have another interest…
