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Cheap credit card loan
I currently have a loan of £3500 at 14.9% APR and have been looking at the cheap credit card loan article on the main site. This recommends obtaining a low life of balance transfer card and using an Egg money card as a "mule card". My question is, if i apply for the two cards, do i do this on the same day or is the search…
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cash back credit card
first time user, apologies, I have £7000 loan which i can repay, could i apply for a cash back credit card to use to my advantage or would my limit not stretch that far
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Emergency credit card for traveling?!
Hey! Im going to Australia traveling for a year so I need to get a credit card for emergencys when im out there just incase, but I've never had one before and all the %'s for this and that confuse me!!! Does anyone know any good kinds or recommendations of a certain type that would be good for this? Thanks :rotfl: Girl in…
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a vent
:mad: i just got my beneficial cc statement and it says that from next month the interest has gone up its going from 27.9% to 33% how the fook am i supposed to get my debts down with rises like this ? i know that in this current climate and the already existing rip off country of ours things are hard but come on !! if i…
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do card providers have to give transcripts of calls?
Hi I have 2 credit cards with the same company, and received a call some time ago to say I wasnt allowed to use 1 of them for online gambling transcations. I was told in the phone call that I could still use the other card, but have just had a call to say that since I have used the 2nd card for a gambling transaction, they…
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Debit Card / Pin
Hello all, I have a situation where my Barclays Bank debit card was stolen whilst in a public place. Within an hour they had made 3 transactions at a cash machine to withdraw 550 pounds. When the card was reported stolen (lag time 1 day when I realised and delayed by 4 hours of not being able to get through to their lost…
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cancelling transaction?
In May I bought a laptop, the advertising stated that I was able to get some free RAM by contacting the manufacturer. The manufacturer stated when I contacted them, on an automated recorded voice, that I must contact the retailer. The retailer said that they were trying to sort things out and to try again at the end of…
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CC transfer fee interest - corporate robbery
I have never transferred CC debit to another card and seem to have come a cropper with interest charges. Transferred £7500 to Virgin, there was a fee of £222 involved for 14 months interest free. When I come back from 7 weeks work abroad, the transfer fee has not been added to the debt as I presumed, and there's 1st and…
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tesco credit card
The tesco credit card does not seem all that good to me or is it. If i buy £100 of shopping in store and use my ordinary club card I get 100 point = £1. If I use my Tesco credit card on £100 of shopping i get 5 points for every £4 spent so it would be worth £ £1.25. If I just for me club card for the 100 points and than a…
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New arrival to UK...possible to get CC?
Hi guys, Been trawling the forums for a while now looking for an answer. I have just arrived in the UK in Feb 2008 and have been working for the past 4 months now as a contract accountant. I earn a pretty decent salary (£40K per annum)and bank with HSBC. However, I seem to have problems applying for a Credit Card...even…
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Land registry
I have an outstanding debt with Sainsbury’s Credit Card. I have a debt arrangement plan but Sainsbury’s weren’t happy with this and issued me with a CCJ and now they have contacted Land Registery who have written to me with “Notice to a registered proprietor of an applicatin to enter an agreed notice”. Basically they want…
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Equifax problems
I have just registered for the 30 day free trial on Equifax but i can't seem to figure out how to view my report. Any ideas? x
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Using credit cards abroad
I often travel abroad and my usual style is to take my credit cards as a means of backup in case money is lost of i need to purchase something unexpectedly. However my last trip was a little longer and so I decided to use my credit card for all accommodation fees so that my cash was available elsewhere. I did however see…
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Paid on my Credit Card now the company have gone bust
Last year I booked a wedding in Orlando for this September and paid on my Asda credit card. I paid the deposit and then the full balance of £1100 in November 2007. I received an email from the wedding company on Monday saying that they have gone out of business and my wedding will be now organised by another company. After…
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capital one debit card payment - problems!!
Has anyone had problems this month???? I have paid my bill (in full) via debit card online last week and it's still showing outstanding although it's been taken from my bank account Monday. I called today and they say there is a system fault with these transactions and they are looking into it. My payment has been approved…
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Are Egg still closing accounts?
I'm wondering if I should close my Egg account(before its closed for me!) as its already been filtered down to a balance that gets entirely cleared each month. I've read previous posts about Egg closing accounts that are non profitable. At the time when Egg had the mass cull on all those accounts that fell into that…
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credit card and paypal
Is there anyone who is using credit card and paypal services on the net. I just want to know which is the best source for online shopping without showing our credit card to them ?
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Want credit cards, but credit history missing.
Hi all, Need some advice. After finally deciding to get my finances in order I applied for A&L and Nationwide current accounts and was surprised to be rejected for both. Decided to check both Equifax and Experian credit reports and was surprised to find I had no credit history! The only listed account was the Barclays…
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Vanquis Credit Card
Hi, I've just applied and been rejected for a Vanquis Credit Card. I have no particularly bad credit history, just one amber that was settled 18 months ago. Other than that my credit history is blank. I work full time and I'm a joint home owner. When I've checked my credit history I'm listed as having 2 aliases and 2…
