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Burtons Store Cards
Hi Guys This is my first post but im sure its been replicated hundreds of times. I'm looking for a bit of advice, before university i took out a Burtons store card (Arcadia Group) and dude to a small error on my part i have stacked up a few 'late payment' charges of £12-£15, are these reclaimable? Any advise would be…
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credit card for moi?
hi, wondered if any one can sugest the best credit card for me--- i never had one or i may have ;) have had hsbc current account for 3 years and hsbc bussines account 3 years on bussines account comes with a ''comercial card'' which to me sounds like a credit card.. its a visa. 1000 a month credit small bussines and some…
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Unison credit card
Hi looking for a credit card with 0% on purchases and balance transfers. Found Unison card with 0% for 9 months on purchases and also balance transfers. Is this card safe? Is there a catch?:confused:
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Can anyone help me?
I'm an 18 year old college student doing my A-levels, and running a car. I have a part time job but it is cash in hand! The only other thing that I think goes towards credit rating is my DD for my phone bill (I have only missed one payment in 2 and a half years!). My years car insurance runs out in sept and it was…
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Abbey MBNA cards
I've had a few calls about these over the past few days. It seems cards due for renewal that were run on behalf of Abbey by MBNA have been reissued by MBNA without Abbey branding. I think it's mainly the sky blue ones at the moment. I assume statements will soon reflect this as well? At least this will be less confusing…
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HSBC Credit Card
Just applied for one as its interest free for 13 months and my current card runs out in August. Im shocked to see there trying to charge me £130.27 classed as some kind of interest charge for having the credit card ! Is this normal ? I've never been charged for just getting a new credit card :mad:
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PPI on Credit Cards vrs payment plan
Hi Sorry if this is the wrong place. Hoping someone can help here as I am baffled with the whole idea! I have 4 Credit Cards, and am struggling and falling behind with repayments and now getting calls from card companies several times a week sometimes twice a day! The hassling / harrassment is depressing me. I have been on…
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Warning about using credit card to pay somebody elses insurance premium
Last year I used my credit card to pay the annual vehicle insurance premium for somebody. The renewal notification for this year received stating the insurers will automatically renew policy using my card details. I took exception to this as I had not authorised any payment other that last years premium. I contacted…
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My Credit Card Shuffle
I have just spent all afternoon re arranging and re shuffling my credit cards - I had some O% cards coming to the end of the term. But I just wanted to say after recently joining the forums on this site and with all the knowledge gained from you regulars out there I felt more in control of what had to be done . Transfered…
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Just want to check
Ok mainly to put my gfs mind at ease can you just make sure that I have got this right. I got a marriott reward credit card for the free 10,000 reward points and for 6 months free intrest on purchases so I couold do my motorbike test before the law change in October. Rang the motorbike school and they dont take cards :mad:…
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Claiming credit card charges back when on a DMP?
Hello everyone I'd like some advice on claiming back credit card charges while on a debt management plan. Has anyone here any experience of it? Would I get money back and then have to settle the balance straight away as I still have a few years left on my DMP. Also would I be able to cliam back credit card insurance? One…
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Capital One Mastercard. Buying Euros !!!
Hi Guys n girls. This is my first post so please be gentle :D I recently used Martins currency forum to obtain the best quote I could when ordering Euros over the net. All went well until i received my CCard bill which capital one kindly put £12.03p on for a cash transfer. At first I thought it was a genuine error as I…
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Help! So confused!
Ok so a month or two ago the bank offered me a credit card, for some reason I accepted! I've now run up a £900 bill and my only income is benefits! I want to pay online but cant figure that out, I'm also looking for a new account but cant find any that accept people with no income! Someone please explain to me how I pay it…
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virgin credit car & Abbey card declined
Hi i applied for the abbey zero credit car and got rejected so i applied for the virgin card and also got rejected. I already have two credit cards, one with hsbc and other with halifax. I checked my credit file and all seems ok so i have not got a clue why they rejected me. Did anyone else have problems with virgin and…
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Egg Overlimit charges
I recently asked Egg to send me my last 6 years statements so I could see if I had been charged any fees in order to claim back. What I found was that when you do a balance transfer (the system only allows you transfer say 90% of your limit!) they don't calculate into that the interest they load on in that month, so when…
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Warning...Virgin Credit Card...plaese read
A note of caution... I recently received a letter from Virgin stating that their APR is going up to....wait for it...27.9% !!!... and the minimum monthly payment will now be 5% of balance!:eek: Now off to apply for 0% balance transfer card pretty damn quick! You work hard for your cash...make "them" do the same!
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'Credit Searches'
Hi, About two weeks ago, I went into Abbey, to close an old account (I've got two), and the woman behind the counter said I'd been 'pre-approved' for a c.c. I took this with a pinch of salt (they probably say it to everyone), but I enquired as to the credit limit I'd get. She said she'd have to put it through the system,…
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Gambling debts accrued on credit cards.
I have been browsing here for a while and searching the site for an answer. My friend is going through bankruptcy and he has at least £22K owing to quite a few different credit card companies that were mostly his gambling debts. He maintains that they will all be written off but I am not so sure.I know he did switch some…
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Abbey zero credit card overseas purchase.
Hi, I have abbey zero credit card with 4400 Credit limit. I have balance transfered 3500 pounds of which into my A&L 8.5% account (£2450) and remainder to Bham Midshire saving ac. I am going for Bull run to San Fermin, Spain next week. I want to use my abbey card overseas for purchases. Once I survive my bull run, I do not…
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RBS Credit Card
Hi, I have applied for an RBS Credit Card which I received today. The credit limit they have set for is £800. This is very low as I would like to make a BT higher amount. Any idea how can I arrange an higher increase with RBS? Thanks StarM
