My Credit Card Shuffle

cozasmom

I have just spent all afternoon re arranging and re shuffling my credit cards - I had some O% cards coming to the end of the term. But I just wanted to say after recently joining the forums on this site and with all the knowledge gained from you regulars out there I felt more in control of what had to be done . Transfered balances over and also set up direct debits at the same time to pay minimum payments. No more missing payments for me and having extra charges slapped on and rates going up because of missed payments. I
feel as if I am playing them at their own games now - and WHAT A FEELING ITS GREAT......One thing I did notice is that they are tring to sell PPI and also Fraud Identity Insurance - which I naturally refused - Anyway just wanted to say thank you all for helping me to feel this great.(OK I Know I still owe them money but feel its on my terms now ).:D

clio

well done on getting your self in order, it's nice to be able to control the situation instead of them dicatating...

cozasmom

Thanks -Yes it feels great and just wanted to share it with someone... (think I need to get a life ).

clio

I know how you feel when it,s all organised and running well it makes all the shuffling worth while.