Unison credit card

HazelwoodHolly

Hi looking for a credit card with 0% on purchases and balance transfers. Found Unison card with 0% for 9 months on purchases and also balance transfers. Is this card safe? Is there a catch?

bethanyrayne

HazelwoodHolly wrote: »

Hi looking for a credit card with 0% on purchases and balance transfers. Found Unison card with 0% for 9 months on purchases and also balance transfers. Is this card safe? Is there a catch?

You have to go out on strike when the union says so and support the Labour Party. Also, drink in working mens clubs and wear a cloth flat cap.

Really though, why shouldnt it be safe?

RichyRich

The Unison Credit Card is issued by Bank of Scotland as an affinity card.

You should be aware that there's a 3% fee for balance transfers and that if you miss a payment or make one late you will probably lose your 0% rate as well as be hit with a £12 fee.

The card's web site implies that the cars is solely for Unison members. Depending on how much you're planning on borrowing, £3 a week union fees will probably wipe out any benefit of 0% interest!

Cheers
Rich