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  • FIRST POST
    • slowlyfading
    • By slowlyfading 28th Nov 15, 8:34 PM
    • 12,877Posts
    • 73,940Thanks
    slowlyfading
    The "Save 12k in 2016" Thread!
    • #1
    • 28th Nov 15, 8:34 PM
    The "Save 12k in 2016" Thread! 28th Nov 15 at 8:34 PM
    So, the title is pretty self explanatory, but this is the place to be in 2016

    In 2016, the aim is to save £12k (or, any other amount if you like!) from 1st January 2016 til 31st December 2016. I know it's early, but it gives you the time to plan for how you are going to do it!


    RULES:
    - This challenge starts on 1st January 2016 00:00 and finishes on 31st December 2016 23:59.
    - Everything saved MUST be done between these two dates.
    - Any interest gained during this challenge on your savings can be counted!


    Feel free to sign up but, please only sign up if you intend to go the distance - the thread for 2013/2014/2105 started off great and then lots of people disappeared

    Challenger List:
    001. slowlyfading - £10,000
    002. Lolly88 - £8,000
    003. PrincessLou - £5,000
    004. jamiednm - £11,000
    005. Melaniep101 - £12,000
    006. tempus_fugit - £14,000
    007. Wentthedaywell? - £13,000
    008. darkidoe - £12,000
    009. mummytummy - £12,000
    010. bsms1147 - £15,000
    011. cathybird - £15,000
    012. brizzledfw - £12,000
    013. freezspirit - £6,000
    014. ajdj - £12,000
    015. frasersmum123 - £3,000
    016. Westie983 - £12,000
    017. garfield33 - £6,000
    018. abba1772 - £5,000
    019. savings my hobby - £10,000
    020. chrislee2810 - £15,000
    021. Phaelok - £15,000
    022. geoffers4 - £25,000
    023. Cweb - £12,000
    024. jacci45 - £12,000
    025. kev2009 - £6,000
    026. Ruthy1604 - £28,000
    027. Starting Again - £16,000
    028. Hantsman - £19,000
    029. wifey27 - £10,000
    030. Unicorns - £12,000
    031. sofarbehind - £12,000
    032. calltheshots - £5,000
    033. Notfarfromtheborder - £19,000
    034. Dragon Lily - £2,000
    035. tara747 - £12,000
    036. chelseasblue
    037. letiss7 - £6,000
    038. SMGee - £6,000
    039. copperjar - £6,000
    040. Hairpin - £12,000
    041. TrustyOven - £6,000
    042. MrsC2be - £4,000
    043. aidysproule - £12,000
    044. rjrs0510 - £30,000
    045. george4064 - £12,000
    046. enthusiasticsaver - £15,000
    047. letThemPlay - £2,000
    048. summerlady - £1,200
    049. Sox77 - £6,000
    050. lessavyfav -£9,000
    051. tmsbry - £12,000
    052. dmackaywork - £12,000
    053. coolcats - £7,000
    054. Bradlad9 - £4,000
    055. Justonething - £24,000
    056. Lomcevak - £30,000
    057. Tea&Biscuits - £7,000
    058. Miss money penny - £5,000
    059. ourcornercottage - £3,000
    060. ALIBOBSY - £6,000
    061. Speedster2 - £12,000
    062. Hopeful30 - £12,000
    063. FlareStar - £5,000
    064. lynnejk - £6,000
    065. Anouchka - £7,000
    066. micron - £12,000
    067. YoungBusinessman - £15,000
    068. laurra - £8,000
    069. mylastpound - £6,000
    070. x0emz0x - £3,000
    071. BE95 - £6,000
    072. velocity_girl - £6,000
    073. Gem-gem - £9,000
    074. FinallyGettingFree - £3,000
    075. adam68 - £5,000
    076. sezamma - £5,000
    077. ViktorOnopko - £6,000
    078. selloptape - £2,000
    079. Rosie D - £10,000
    080. matt_66 - £9,000
    081. black taxi - £10,000
    082. Saver-upper
    083. Twiggy_34 - £2,000
    084. ToiletLicker - £12,000
    085. boglehead - £100,000
    086. bobobski - £10,000
    087. Karen's girl - £6,000
    088. IvanovSteliyan - £10,000
    089. XSpender - £5,000
    090. mas2000 - £12,000
    091. wishus - £5,625
    092. Suffolk lass - £6,000
    093. Squitchley - £6,000
    094. jessy-eve - £5,000
    095. savingfortomorrow
    096. Dird - £15,000
    097. hydrangea - £6,000
    098. lessonlearned - £12,000
    099. Buffythedebtslayer - £4,500
    100. Urchhh - £3,350
    101. lisa110rry - £15,000
    102. dark.knight - £9,000
    103. chris9393 - £8,500
    104. phil09 - £15,000
    105. TheBanker - £12,000
    106. amyt13 - £6,000
    107. Marcus_C - £7,000
    108. s1ipmatt - £2,500
    109. daveyjones95 - £13,000
    110. Kreacher - £6,000
    111. geeovana - £17,500
    112. monochome_blue - £8,000
    113. Wilkos - £10,000
    114. imajica37 - £6,000
    115. Short-n-Sweet - £5,000
    116. benbenandme - £6,000
    117. Shrewbie - £10,000
    118. maul123 - £9,000
    119. Carrie85 - £10,000
    120. alja - £10,000
    121. Determined diva - £12,000
    122. ruby911 - £12,000
    123. brenda10 - £15,000
    124. nat21luv - £10,000
    125. Leeruddecology - £6,000
    126. fabforty - £12,000
    127. Domayne - £8,000
    128. r0ckyd0g - £2,400
    129. lol omg wtf - £6,000
    130. user1168934 - £18,000
    131. 166million - £5,357.69
    132. ipie - £12,000
    133. allie23 - £5,000
    134. loopy53 - £12,000
    135. SusySweden - £14,450
    136. aNom - £18,000
    137. FlacosFloozie - £5,000
    138. GTR King - £4,000
    139. Bryando - £5,000
    140. e4rly - £4,000
    141. NectarCollector - £2,000
    142. ffacoffipawb - £
    143. ArmyDillo - £20,000
    144. gazzer666 - £40,000
    145. RichyRich - £12,000
    146. jacquelinestar - £9,000
    147. Ben91 - £13,000
    148. emincosi - £8,000
    149. ahX - £12,000
    150. There Is A Light - £14,400
    151. JamesFews - £12,000
    152. SilverFox89 - £6,000
    153. lolo06 - £6,000
    154. Stickleback27 - £14,000
    155. scratched - £16,000
    156. mattdeeks - £5,000
    157. Ashers92 - £12,000
    158. Cambia - £12,000
    159. Born_Free - £12,000
    160. Bruce Bumba - £6,000
    161. kitjos - £12,000
    162. Galenzorz - £6,000
    163. Hutchch0920 - £7,150
    164. kitty_ - £9,000
    165. sweetpeas - £18,000
    166. BelfastFTB - £10,000
    167. Candyapple - £12,000
    168. Me! Me! Me! - £4,500
    169. darksoul - £6,600
    170. myteeduck - £2,500
    171. Seafoam - £22,000
    172. Tiglath - £10,000
    173. SusanneCape - £12,000
    174. Anavand - £30,000
    175. PoorGuyNextDoor - £10,000
    176. Save Dosh - £12,000
    177. Downes2013 - £5,000
    178. Aliliva - £7,300
    179. vicky_ - £12,000
    180. -Selene - £6,000
    181. Susuzak - £5,000


    CLICK HERE for the easy update form:
    https://docs.google.com/forms/d/1cfJVWP62Cmn-rnS3TEfSIQJ9uAkxFHdFHPyf3vLZr4s/viewform


    CLICK HERE to see the total amounts so far:
    https://docs.google.com/spreadsheets/d/13i1sj4B3PnNpa-77U9EEGjWMqLiej9W0LGvvBo7vKIY/edit?usp=sharing



    Last edited by slowlyfading; 31-07-2016 at 9:34 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Jan NSD - 6 / Ultimate Dream Fund - £19,661.40/£306,000
Page 1
    • Lolly88
    • By Lolly88 28th Nov 15, 8:43 PM
    • 265 Posts
    • 780 Thanks
    Lolly88
    • #2
    • 28th Nov 15, 8:43 PM
    • #2
    • 28th Nov 15, 8:43 PM
    I'd like to join please. Feels like only yesterday I was joining the 2015 thread. I was number 139 in last years thread, if there are any numbers higher up the table available I would like one of those please.

    I'm aiming to save £8000 in 2016, very ambitious but I'll try my best.
    House Fund - £32104.67
    Currently buying a house
    • PrincessLou
    • By PrincessLou 28th Nov 15, 9:18 PM
    • 494 Posts
    • 1,917 Thanks
    PrincessLou
    • #3
    • 28th Nov 15, 9:18 PM
    • #3
    • 28th Nov 15, 9:18 PM
    I'd really like to join the 2016 challenge please!

    Rather embarrassingly, I am one of the people who disappeared from the 2015 challenge without providing any updates (sorry about that ), even though I did actually achieve my target.

    Anyway, I promise to try and be better this year - please put me down for £5000.
    • jamiednm
    • By jamiednm 28th Nov 15, 10:04 PM
    • 11 Posts
    • 14 Thanks
    jamiednm
    • #4
    • 28th Nov 15, 10:04 PM
    • #4
    • 28th Nov 15, 10:04 PM
    I'll join please. I aim to save £11,000 in 2016.
    • Melaniep101
    • By Melaniep101 28th Nov 15, 10:48 PM
    • 609 Posts
    • 2,278 Thanks
    Melaniep101
    • #5
    • 28th Nov 15, 10:48 PM
    • #5
    • 28th Nov 15, 10:48 PM
    Ooh yes please! Missed the 2015 one :-) I'll aim for £12000.
    Last edited by Melaniep101; 28-11-2015 at 10:49 PM. Reason: Typo
    • tempus_fugit
    • By tempus_fugit 28th Nov 15, 11:08 PM
    • 375 Posts
    • 344 Thanks
    tempus_fugit
    • #6
    • 28th Nov 15, 11:08 PM
    • #6
    • 28th Nov 15, 11:08 PM
    Hi, I would like to join please. My target is £14,000, but it depends on how things go with my job, which is not going too well at the moment. Thanks.
    • Wentthedaywell?
    • By Wentthedaywell? 28th Nov 15, 11:15 PM
    • 456 Posts
    • 2,484 Thanks
    Wentthedaywell?
    • #7
    • 28th Nov 15, 11:15 PM
    • #7
    • 28th Nov 15, 11:15 PM
    Ooh, me again please! Can you put me down for £13k, but I'll try to see if I can make £15k (that'll be a big leap).

    Thanks SlowlyFading for doing this again, I'm sure we do all appreciate it. I wouldn't have kept on the straight and narrow for these last 3 years without the motivation of this thread.
    Save £12k in 2018#37:
    £365 in 365 days 2018
    • darkidoe
    • By darkidoe 29th Nov 15, 12:48 AM
    • 906 Posts
    • 1,055 Thanks
    darkidoe
    • #8
    • 29th Nov 15, 12:48 AM
    • #8
    • 29th Nov 15, 12:48 AM
    Okay! I have seen the threads with interest! I think this might be a good challenge for myself and enjoy some banter with fellow MSErs! Put me up for the full 12K.

    Do we just keep track of our monthly savings and update using the monthly update form?
    • mummytummy
    • By mummytummy 29th Nov 15, 1:43 AM
    • 712 Posts
    • 3,567 Thanks
    mummytummy
    • #9
    • 29th Nov 15, 1:43 AM
    • #9
    • 29th Nov 15, 1:43 AM
    Yes please, count me in again, was no.6. For 2015 and achieved target with still a month to go
    MFiT-T4 #62 (68.2% saved)
    • bsms1147
    • By bsms1147 29th Nov 15, 1:50 AM
    • 1,932 Posts
    • 3,459 Thanks
    bsms1147
    Let's go round again!

    In for £15,000.
    • brizzledfw
    • By brizzledfw 29th Nov 15, 8:34 AM
    • 7,166 Posts
    • 34,861 Thanks
    brizzledfw
    Hello

    Would love to join....please put me down for £12k.. 12 is my lucky number

    Have subscribed, thanks SF
    MFiT-T4 Member No. 96 - 2022 is my MF goal
    Winter 17/18 Savings Rate Goal: 25% [October 30%]
    Declutter 60 items before 31.01.18 35/60 ** LSDs Target 10 for Jan 03/ 10 **AFDs 09/15 ** Sales Target 2018 £500 NSDs Target 10 for Winter 04/10 Trying to be a Frugalista
    • cathybird
    • By cathybird 29th Nov 15, 8:52 AM
    • 2,863 Posts
    • 10,520 Thanks
    cathybird
    Can I join please? ... Setting a target of £15,000.
    No. 15 in Save 12K in 2018. £0/£12,000
    2017: £12,978.51/£12K 2016: £20,880.11/£15K 2015: £25,464.86/£10K
    Jan AFDs: 20/21. 2018 AFDs: 20/260. 2017: 306/252
    • freezspirit
    • By freezspirit 29th Nov 15, 10:11 AM
    • 978 Posts
    • 1,229 Thanks
    freezspirit
    I guess you didn't see my message on the other thread. Sign me up again and I think this time I will try for £6000 so going to aim for £500 per a month.
    Last edited by freezspirit; 29-11-2015 at 10:14 AM. Reason: changed goal target
    • ajdj
    • By ajdj 29th Nov 15, 10:14 AM
    • 545 Posts
    • 1,222 Thanks
    ajdj
    I'm in again, can't believe it will be my 4th year in the challenge! £12,000 this time
    Save in 2016 #14 £4,710.01 / £12,000 target
    Total Savings Stash = £31,845.64 / Target £39,000 by 31st December 2016.
    Mortgage Neutral in 99 months: £204,128 £172,282.36
    Target date February 2024

    Saved 2013 £5,905 / Saved 2014 £9,995 / Saved 2015 £11,235.63
    • frasersmum123
    • By frasersmum123 29th Nov 15, 11:04 AM
    • 855 Posts
    • 5,742 Thanks
    frasersmum123
    I joined once before but never managed to keep up and ended up using all that I had saved. I promise to be better at it this time. I am going to aim for £5000.

    Thanks for running the thread SF.
    Moving on up SPC #382 ~ £40 banked
    12k in 2016 #15. £541.91/£3000
    • slowlyfading
    • By slowlyfading 29th Nov 15, 12:22 PM
    • 12,877 Posts
    • 73,940 Thanks
    slowlyfading
    Spreadsheet updated

    Please make a note of your challenger number (see spreadsheet or first post) and put it in your sig - it makes it so much easier to update the spreadsheet!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / Jan NSD - 6 / Ultimate Dream Fund - £19,661.40/£306,000
    • sofarbehind
    • By sofarbehind 29th Nov 15, 12:55 PM
    • 281 Posts
    • 1,183 Thanks
    sofarbehind
    Oh I'm really pleased you're doing this again SF! I thought that with a new baby it would be a bit too much. Thanks for all the time and effort you put into it. It's helped me so much, it really has. I can't believe how much I've saved this year..


    I intend to finally buy my own place in 2016 so I may need to adjust my target but for now please sign me up for £12k.
    Save 12k in 2015, Number #052 (19.4k)
    Save 12k in 2016, Number #031 (15.1)
    Save 12k in 2018, £800 / £10k target

    Mortgage overpayments 2018: £0
    Huge mortgage £145K
    • Wentthedaywell?
    • By Wentthedaywell? 29th Nov 15, 1:50 PM
    • 456 Posts
    • 2,484 Thanks
    Wentthedaywell?
    Great, I'm 007 - Licence to Save!
    Save £12k in 2018#37:
    £365 in 365 days 2018
    • garfield33
    • By garfield33 29th Nov 15, 2:02 PM
    • 195 Posts
    • 361 Thanks
    garfield33
    Please can I join again? 2015 was my first year, I'm not going to make my £6k target (pending a lottery win or a long lost aunt putting me in her will!) but I will try to make it next year!


    Thanks to SF for running these threads

    Save £12k in 2018 #044. £0.00 / £6,000 (0.0%)
    Save £12k in 2017 #039. £4119.82 / £6,000 (68.7%)
    Save £12k in 2016 #017. £2919.47 / £6,000 (48.7%)
    Save £12k in 2015 #041. £4668.15 / £6,000 (77.8%)
    • abba1772
    • By abba1772 29th Nov 15, 2:26 PM
    • 4,157 Posts
    • 13,153 Thanks
    abba1772
    I would love to join again.......make my target £5000 please xx
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £3995.93
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £368.09
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