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Unemployment Insureance Help
Hello guys, I have already posted this in the Insurance part of the MSE forum but nobody home so I will try here, could somebody point me in the right direction of an Insurance company that will cover all of my credit/debt repayments with one monthly payment, this is what I am looking for: 1. The policy will cover me from…
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pick a form for Tesco's bonus credit card but
what is it exactly? i have a normal credit card at the moment - is this the same? thanks
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Barclays Platinum credit card
I have been sent an application form that has pre approved me for the Barclays Platinum card.I dont have a credit card and was thinking of applying for one when this arrived.Only want it for online use really as i currently use my debit card and i would pay it off immediately.Is this card any good?or any other…
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Virgin Credit Card Promotion
hi i am new to this sight so be patient with me i recently transferred from lloyds credit card to virgin and have discoverd that if you are a day late with your payment they scrap your 15months interest free promotion you pay the standard £12 late payment fee and you have to pay interest on what you owe. i did contact them…
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Virgin Credit Card Promotion
hi i am new to this sight so be patient with me i recently transferred from lloyds credit card to virgin and have discoverd that if you are a day late with your payment they scrap your 15months interest free promotion you pay the standard £12 late payment fee and you have to pay interest on what you owe. i did contact them…
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Interest on cash withdrawls from CC
Hello I called one of my credit cards today to try to pay off the cash element of the balance and was told that they could not do that. I would have to clear the lower interest earning balance first. Is this right or should they do this for me if requested? Any advice would be great, thank you. Andy
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Need 7000k Which card
I want to pay for a car which is £7000 using a credit card. I will be able to repay this amount in full in less than 6 months. Which is the best card to apply for. I currently have 3 creidt cards all with 0 balance and an excelliant credit history. Thanks
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Easiest card to get from this shortlist
Hello, I have 5K on a Lloyds TSB card that is nearing it's end of interest free period. I am thinking of moving the debt to one of the below cards with a view to paying it off with overpayments. Apart from the Lloyds card I only have an MBNA with zero balance. These are the cards I am considering... Egg - 0% for however…
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Credit card used for rental deposit
When estate agents accept credit cards for deposits/holding deposits do they go through as cash advance or purchases? I realise I could ask the estate agents - but I get the feeling they will not know what I am talking about.
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card for 16 year old abroad
:wave: My daughter (16) will be studying abroad for 2 years. What is the best way of giving her access to money for cash and card spending? Can she use a pre-loaded charge card or similar?
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LTSB - how to pay off my credit card without statement
Here's the situation. I am a university student and about a week or so before moving out, I informed Lloyds of the change of address over the phone, and asked them to change it on a specific date. They said it would be fine, and even sent a letter to my old address confirming that the change would be done (but with no…
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Virgin card - BT to bank account?
I've just applied online for a virgin credit card and been accepted (0% on BT's for 15 months). I want to spend about £3K on a car and read in Martin's article re: credit cards that Virgin allowed BT's into bank accounts - perfect for me as I'm 99% sure I can pay off the £3K within the 15 months and pay no interest - just…
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can i not pay interest on credit card?
hi all im knew to all this and would appreciate your help. my partner has a credit card (iv never had one so bit clueless) and the interest is ridiculous an a friend told me she had heard martin on the radio saying that you can change credit card to another and as long as you dont spend on it then payments purely come off…
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Reporting fraud to your CC company
This is a cautionary tale about what to do if you find your card has been used fraudulently - bear with me, I need to set the scene first! A few weeks ago, I posted on here about Lloyds TSB allowing nearly £3k of fraudulent transactions to go through on my Amex card even though I reported it after noticing the first £900,…
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Credit card with a CCJ?
Hi all, Am after a little advice. I have a Halifax cc witha good credit limit of 5500 an dI am managing this account very well, so they have just arranged to reduce my interest for me. I stupidly however have a ccj that is 2 years old but satisfied(only 227 pounds) and really like the idea of getting another cc to maybe be…
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Lost Card Protection Policies.
Hi people, Newbie on the block. I currently use Sentinel, the charge has risen from £10 to a proposed renewal of £30 this year! Lots of extras that I don't really want! All I really want is to have a single phone number to call if I lose my wallet. Anyboby got any good, cost effective, simple alternatives?
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Mastercard Credit Card with Cashback and/or Discount offers
Hi all, I pay off my balances in full (never paid a penny of interest in all the time I have had a credit card and never planning on it). I currently have three credit cards (Egg Visa, Nationwide and Natwest) for different reasons: * Egg - 0% offer when I first got it back in 2005 but now has a £5000 credit limit and have…
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Credit card cheques?
Hello, I've got one of those offers of 0% on balance transfers for nine months (this includes using credit card cheques. Can I deposit a credit card cheque into my current account to clear the debt there? I am aware there is a fee for using the credit card cheque but it still will help me out in the long run. Thanks Bradley
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BT & Capital One
Hi everyone, hope ur all well and trying to save money. i just wanted to mention a point concerning Capital One. I believe there was one mention that it was worth trying to cut the int rate from your current providers. i called Cap One and they were as helpfull as a chocolate fireguard! they wouldnt consider lowering my…
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Pre Pay Credit Cards
Will it affect your credit rating if you own a normal and pre pay credit card?
