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credit card company rights of access.
Hi, could anyone tell me what access credit companies (and their insurance companies) are entitled to your personal information, i.e bank balances and bank records etc. We have an issue where by we have been unable to pay balances due to ill health, and although covered by the insurance policies, we are being asked to…
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Paying Egg Card Off
The other day I paid my credit card off with Egg and emailed them to ask them to close the account down altogether. This is their reply. Dear Madam, You?ll receive a statement in June 2008 with residual interest on this is due to you not clearing your full statement balance when you first made transactions with your Egg…
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Can you pay an indivual with a credit/debit card?
Evening all. This may sound like a silly question, but is it possible for one to receive payment by someone through a debit/credit card? To rephrase, can I pay someone using my credit/debit card as if I was paying a shop? If so, how can I do that? Would Paypal allow such flexibility? Please advise. Thanks in advance
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Bit of a pickle
Hey there, We're going to the South of France on Saturday, and went to get some euros today stupidly thinking i could just bang £500 quids worth on the 0% halifax one credit card. After being told it is treated as a cash advance, meaning there is a 2.7% charge and then 23%apr interest. I've thought of two options.. would…
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card in credit - failed dd charge
just opened my former homeowners cc statement and the poor sods DD bounced. he was 40 in credit anyway so why they are taking a dd i dunno, anyway they have charged him a tenner. since i dont know where he lives, should i inform the cc company he has moved and sort his charge out?
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Warning possible credit card fraud - Morrisons petrol station
Just want to make people aware and warn them when filling up at Morrisons petrol station and using their credit card. I recently used my Tesco credit card instore and receipt came out with some of my credit card numbers crossed. Fine not a problem. No security issue. However, I then filled up at Morrisons petrol station…
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credit card whilst abroad
Anyone got an advice on what currency and how to pay for things whilst im on my honeymoon in the maldives? whats best credit card to use abroad? cheers chrisski
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Vanquis Card Odd Phonecall ?
Hi, I applied for the Vanquis card on 6th June, Today I received a call on my Landline number which was automated and said it was a call from Vanquis bank and they would call again in the future !, it was a free phone number and when I called it back the message was repeated, I called them on their customer services number…
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store card charges
hi there, please advise if i can use the template for credit card charges to claim store card charges? thanks
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Ex-Direct
Has anyone ever used a bank account with this company? I have been offered the chance to do this and they are financial registered but just wanted to know how sound they are?
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Maidenhead Card Fraud Alert - Check Your Statements
If you've used your credit or debit cards in Maidenhead recently, especially at Petrol Stations in the Town, then: 1. Check your statements. and if you have used your card there and you did use your PIN, 2. Change your PIN, OR get yourself Chip & Signature Cards. "Fears a gang of fraudsters are infiltrating Maidenhead…
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Anyone know anything about Lloyds tbs - 0% BT 6 months for existing customers
Just got off the phone to Lloyds and they say they are doing 6 months interest free on balance transfers for all existing customers done before the end of June. Pretty suprised as my account hasnt been great but ive got the bug for taking up these 0% offers at the mo and seems a waste not to use it. Anyone heard similar…
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barclaycard repayment plan
I owe Barclaycard £10,000 on my credit card. I have always paid on time but for the most part have only paid the minimum. I am now a pensioner and have paid off my mortgage. The debt is only reducing very slowly and as I am now on a fixed income I have asked Barclaycard to help. They have offered me a repayment plan until…
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barclaycard repayment plan
I owe Barclaycard £10,000 on my credit card. I have always paid on time but for the most part have only paid the minimum. I am now a pensioner and have paid off my mortgage. The debt is only reducing very slowly and as I am now on a fixed income I have asked Barclaycard to help. They have offered me a repayment plan until…
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Calculating Interest
Hi! Probably being thick but... I have a Tesco Credit Card. When the statement comes it estimates the amount of interest to be deducted next month if I only pay the minimum amount before the 20th - if I pay it all I don't get charged interest at all. I've been paying off the full amount, but last month it was a bit more…
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Online Pawn Shop
A tip for some quick cash - i sold some old bits of 9ct gold jewllery online. Process was dead easy and got £60.00 the next day. The company was called www.upawnit.co.uk and click on their sell gold banner. I was only going to chuck it at some time!!!!
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Vanquis Card arrived and those tiers!!!!
My hubbies Vanquis has arrived today, he applied for it on June 2nd so 10 days in all. Now they have put him in Tier A the cheapest of the APR's and they have given him a ..............£250 credit limit. It goes from Tier A-E there again you don't have to pay them any interest just pay in full:D Bo x
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Removal of entry on credit reference
Hi, :j Any advice greatly appreciated, my husband is paying instalments to clear a credit card which went into default. The 6 years will be up in July 2008 but the balance is not clear. Can the company re-enter this information and it stays on for another 6 years or does it come off his file.:confused: Many Thanks:beer:
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Credit rating...on the way up, but still a mess!
Morning folks, As a result of a number of factors, my credit file and score are a shambles, so I'm trying to sort them out a bit. :) I know that the "credit scores" don't really mean much, however they are a quantifiable measure of improvement, therefore I'm focussing on them to see how much my file is improving in the…
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current account vs. credit card
Hi, natwest keeps telling me that i cannot get credit from them. I went to another branch and said i had been refused twice. Then the lady checked the system and said I had not applied for a credit. She told me that If i had then the system would have shown it. Why on earth, i have received two decline letters. hmm. now i…
