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credit limit
hi all this is my first post so be gentle with me,I have a halifax visa card my statement arrived today and they have reduced my credit limit from £14,800 to £8,750 with no notice (first i knew about it),so i phoned them to ask why they they had and for what reason the man on the phone said they were having problems…
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Amazon Credit Card With £15 Voucher
Does anyone have anything good to say about the Amazon offer of spending on their card & receiving a voucher worth £15 to spend on their site? I'm not even sure i've understood it properly! I THINK you spend on the card, no minimum, & they e-mail a code that entitles you to a £15 spend with them. But i'm not sure if the…
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Why is it easier to get a Mastercard?
Hello all, I've been reading these forums for a few months now and finally decided to register :) Ever since going a bit mad with money back in my student days I've found it extremely difficult to get credit, either in the form of a loan or a credit card. Years have passed by, I was no longer the misfit I once was, and…
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Lloyds TSb mastercard
Last year Lloyds transferred their credit card from Visa to Mastercard. At the time I was promised the same rate but in fact it has jumped from 1.492% to 2.210% per month. Has anybody else found this? I feel really stupid for not checking before
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Recomend a Credit Card for use in Holland?
We are planning a trip to Holland next month for a wedding and wanted to use a credit card as a way of funding it. It will be used to pay for flights, the hotel and any spending we do over there. The airline is either BA or a royal dutch airlines... The balance will not be more than £800 and will be cleared after 3 months…
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panic, think my card is being used by someone else!!
Ahh! Just checked my egg account online, and there is a transaction that I do not recognise, from a company that I do not know at the end of May. It is only for £9.95, but what do I need to do? I have emailed egg and changed my password etc. I have only ever used the card online (never activated it or got pin number etc)…
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Can i pick your brains for some advice
Hello everyone, This is the first time i have posted on this board, i usually am found on the DFW or up your income, i need a credit card for out up coming holiday. there is 5 of us and i want to make sure we have enough cash. we have 3 credit cards already and i am worried that we may get turned down, Does anyone have any…
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transferring credit card debt
Hi all can anyone tell me if it is possible for us to take out one of the 0% balance transfer cards in our name and then transfer a debt from my daughters card onto it? She has tried to do this herself but unfortunately due to some loans she has outstanding she has been denied it. It seems the best way of her clearing this…
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Platinum credit cards
What sort of annual income do you need to be earning to have either a platinum or gold card? I'd ideally like one with a large limit so I can transfer balances over and have one credit card rather than two. Any help would be appreciated.
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Visa Cards for School Kids?
I am posting because, following talks with my bank - I think I'm going nuts! They believe it is right for them to contact my 14 yr old son and offer him a visa debit card - and the only way I would be able to stop it coming is if 1) My son showed me the letter, and 2)If I then read the small print and realised I needed to…
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Cash from Credit Cards?
Hi, I need some cash, £2,000-5,000 what is the cheapest way to get is?
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HSBC Credit Card PPI - I think it was mis-sold to me...help
In July 02 my bank, HSBC phoned me to ask if Id like to apply for a credit card as I was now elgible. During the phonecall where the guy was taking details I told him that I was still in Full time education but was trying to start up a business at the same time. My education didnt finish until July 2004. As he was asking…
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Barclaycard bill payment of £800 taken twice.
Hi, I'm curious to know what my rights are here. Barclaycard took my bill payment from my bank account twice in error. Only one payment was allocated against my Barclaycard account, the other went somewhere else in their organisation and it took 7 working days until I got it refunded back into my current account. They have…
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Pay off credit card or transfer balance??
Hello. I have a Halifax One Card - 0% on Purchases which comes to an end next month. There is a balance of c£1500 on this card. I have just won some money on game show and was wondering what is the best thing to do. I will need about £1500-2000 in a few months to spend on carpets/furniture for my house. So really my…
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Help egg card default??
hi What a mess?? Is there any way get that default off my credit file?? I have so much loan payments much bigger than that egg card payment. I went into that mess because I opened an account with Halifax and transferred my dd to them, I did not transfer my wage so I was underestimating I guess!! But to make matter worse…
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Which credit card?
Hi. For 12 years my husband & I have had a HSBC credit card. I do not use mine very often here in the UK but when I go abroad I tend to use it for simplicity. My average spend is probably £300 a month. My husband does use his very often for work & probably on average spends £3000/£4000 a month. Now two things have happened…
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How do I find out what Credit Cards I have had over the years to reclaim my charges?
Does anyone know how I would go about finding out what credit cards and when I had them, so that I can register a claim against the unfair charges that were brought about by them? Cheers!:confused:
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Credit score and Barclay card (fish)
Just checked my credit score (CreditExpert) for the 1st time and on it I have a card I dont recall ever owning. It says its been 6 months over due for 11 months and now its up to date this month. Never more than 6 months though. Just a long line of 6s Now I dont recall having it but theres a few Ive had and not used for…
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The BT Credit Card
Good morning all I received an invite yesterday from BT for me to apply for there Money off phone bill and 0% for 12 months on balance transfers and transferring cash into current account at 3% plus 0% for 3 months You can make an annual saving of £75 Quid on phone calls just by using your card I just recently was approved…
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Oh no. Have I ruined things
Oh dear I've just realised my GE payment is due today and havent paid it, I usually pay it over the net. I've just tried to phone but they aren't open yet, but even if I do it will still take a few days to reach the account:cry: I can't beleive I've done this Should I give up now? Does anyone know just how bad it will be?
