How do I find out what Credit Cards I have had over the years to reclaim my charges?

jamesy1965

Does anyone know how I would go about finding out what credit cards and when I had them, so that I can register a claim against the unfair charges that were brought about by them?
Cheers!

bethanyrayne

jamesy1965 wrote: »

Does anyone know how I would go about finding out what credit cards and when I had them, so that I can register a claim against the unfair charges that were brought about by them?
Cheers!

Last 6 years will be in your credit files, Experian, Equifax.

jamesy1965

Thanks for that, Bethany!

Is there any way to get that info without being charged?

emlee

I got a report from Equifax online today - it says 30 days free and then you can cancel before the 30 days is up

I think Experian do similar too.

bethanyrayne

jamesy1965 wrote: »

Thanks for that, Bethany!

Is there any way to get that info without being charged?

Yes both Experian and Equifax do a free 30 day trial but make sure you sign up for the correct deal and most importantly cancel when you have your report.

http://www.creditexpert.co.uk/

https://www.econsumer.equifax.co.uk/consumer/uk/landing.ehtml?start=&

m00head

jamesy1965 wrote: »

Thanks for that, Bethany!

Is there any way to get that info without being charged?

Yes, if you already have a Capital One credit card (or if you apply for one and are accepted),
then you can get 2 free credit reports per year from Equifax:

http://www.moneysavingexpert.com/cards/identity-fraud#can

http://www.equifax.co.uk/capitalone


You could also try Annual Credit Report, as they are also free:

http://www.annualcreditreport.co.uk/