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credit card company rights of access.

Hi, could anyone tell me what access credit companies (and their insurance companies) are entitled to your personal information, i.e bank balances and bank records etc. We have an issue where by we have been unable to pay balances due to ill health, and although covered by the insurance policies, we are being asked to offer bank account details etc to prove lack of income. Can they do this? Are we obliged to offer the information?

any help will be greatly received.

Comments

  • bengal-stripe
    bengal-stripe Posts: 3,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Of course, every insurance can ask for evidence in support of your claim.
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    I would have thought that this would be covered in their T&Cs

    Have a look and see what it says must be provided.
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
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