-
Late payment on Virgin CC
Hi I've stupidly mistimed my payment this month. It's my first mistake and I'm little afraid of losing my 0% deal. What I'd like to know before I ring their CS is whether anyone has had leniency from them in the past? Thanks
-
visa problems - check your statement
I have looked at my credit card statement on line today only to find that five of my transactions have been debited then refunded then debited again. My bank's explanation for this is that there has been a problem with the processing of visa cards in that when my transactions were first debited, they were debited as cash…
-
Low Income - what credit card can I get?
I'm a full time mum & do admin for a local firm, I'm only contracted to do 4 hours a week, but occasionally do overtime. (last year I earnt £2100!) I want a new credit card as I'm fed up of Barclaycard, which I've had for 5 years. But most cards have minimum income. I only need it to buy stuff over the net. Always paid off…
-
Best Pre-pay card?
Sorry if this is in the wrong place, or answered before!! :P My mum recieved a spam email about getting a pre-pay credit card and is now exceptionally interested. After terrible experiences with moneysupermarket etc I wouldn't use those to compare so I'm running on word of mouth - Which are good, and which should be…
-
thoughts on tesco credit card...thought it would
help with getting loyalty points - though not sure how much more you get if you use the card and what credit limit you can get. thanks in advance for any help.
-
where do you find on site amounts you can get
on interest 0% cards? i think someone gave me some info but cannot find it anymore and dont remember site address. thanks.
-
Using Amex to buy car insurance?
Got all my quotes off the comparison sites, does anyone know if any car insurance companies accept Amex as I'm still in my 5% cashback period and want to make the most of it! Thanks!
-
Credit card without a permanent address
Hi, I'm from Australia and have worked in the UK for 9 months. It occurs to me most CC providers require a permanent address in the UKin order for them to do a credit check on me, but I haven't got one since I've only been here for 9 months. Does anyone know any Visa/Mastercard provider that will be happy to do business…
-
Best Card for buying abroad?
I've seen the articles saying it's a Nationwide or Post Office one because there's no charge, but am I right in thinking that only applies to a long term arrangement? The Amex 5% cashback card seems a better deal to me. Yes it's got a commission of 2.73% but if I'm in my first 3 months and getting 5% for using that then…
-
barclays 6.9% lifeofbal - as good as it sounds? what is interest rate on the interest
my current barclay card has an offer on 6.9% for the life of the balance on anything i transfer i was thinking though, the CL is 3000, so interest a month if i transfer that much is around £17.25 at 6.9%. so at the end of the year i would have £207 interest on the account (ignoring compound for now) i take it all my…
-
MBNA pays out on closed account.
Hello all, This is an unusual one I think. I closed my credit card account with MBNA on the 12th of January 2008 I also have a letter from them stating that they had closed the account at my request. Dated 4th March 2008. However Today I received a statement from them for £41.00 for a particular club membership which was…
-
Citigroup touting for business?
!!!!!!? Today received pre-approved Citi Platinum M'C bumph in post. Have discovered [via this site] they are an arm of Citigroup, who also own Egg. Now as one of the middle-aged, pay off in full every month users who managed to hold on to their Egg Money card through all the earlier culling, why would they be offering me…
-
What's the "coolest-looking" credit card?
I need to get a credit card for some section-75 protection on buying some electrical goods, and for some overseas spending. It's going to get paid in full at the end of the month, so the interest rate doesn't matter. With this in mind, instead of going for a boring card from my bank, I'm looking for the "coolest-looking"…
-
Egg payment query
Hiya Quick question - I paid off my Egg Card in full by selecting the 'pay off in full each month' option on the website. They paid it all of except 0.67p, which according to my statement is Merchandise interest @ 1.385 per month. What is this, and how come I was charged this when my balance is 'nil'? Katey
-
Barclaycard DD error - have I done all I should?
Hi all I was wondering if you could help me please – I'd like to find out if I have done all I should. Basically, last month I rang Barclaycard to set up a regular payment for £300 (a light bulb moment!), and today I logged onto my current account to check that it had gone through ok, and was a bit shocked to see that…
-
Useless at maths and need help.
OK i am totally useless at maths and need to work out something. I have a balance of £4200 and need to transfer it to another card. So £4200 Whats the transfer fee on that based at 3% Then, the cards 6.9% for 18months, min payment 2% so what would the min payment be? Please if someone could show me how to work these out as…
-
help with cunning plan
Hi Just to say I've searched the site and can't find the answer so if this question has been asked before i apologies. I have an overdraft if i put the overdraft onto a credit card it is classed as a money transfer and charged accordingly if i do this can i then transfer this balance to a 0% credit card or will they charge…
-
Barclay card question
Hi, I'm applying for a barclay platinum cashback card and on the application they ask for your work telephone number, do they actually call the workplace up? what info would they ask for? Jess
-
CCs for withdrawing cash (lost article)
I know I've read it somewhere on this site before so my question is probably answerable just by posting a link but, for the life of me, I can't find the guide to the best cards for withdrawing cash from. On my Halifax card, I have found myself using it as an emergency cash source plenty of times - not only incurring the…
-
really annoyed with Barclaycard
Barclaycard keep authorising transactions and letting me go over my limit. We are talking about £1/2 over limit. I knew I was close to limit, but when the card payment was accepted I assumed that there was more money there than expected. Now they keep charging £12 for 'over the limit charge'. Can then do this - charge for…
