Late payment on Virgin CC

RavingMad

Hi

I've stupidly mistimed my payment this month. It's my first mistake and I'm little afraid of losing my 0% deal. What I'd like to know before I ring their CS is whether anyone has had leniency from them in the past?

Thanks

Bismarck

They have been known to show leniency in the past for a first time offence! Bless.

I'll leave others to shout at you for not setting up a DD!

They may hit you with a charge which I'd take on the chin if I were you....

exel1966

Many people have lost their 0% deals through making a late/non-payment, though some have had theirs reinstated by calling the c/s depts and speaking to them nicely, rather than demanding.
If you don't succeed the first time, call again and speak to a different operator who may be more sympathetic.

Moral : Set up a DD for minimum payment and you'll never put yourself at risk again !

tesco_addict

hi, i paid my bill but it arrived 1 day late due to the 3 days to clear from my bank account. i phoned there c/s when i recieved my statement with added interest. they reverted me back to 0% interest. its worth a try.

tesco_addict

p.s martin also set up a direct debit at the same time.....