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Next Credit
Not strictly a credit card but I have a query about Next accounts My credit limit seems to change on almost a daily basis - 1 minute it's £400, today I got a statement saying that it's £2200, then I check on website and it's back to £600!!! Gaaaah - I went in the other day to buy some clothes using the charge card thing…
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Vanquis or Aqua?
Which card would you more likely be accepted for if you have a part time job and are a student? I know this might be a sillly question but i was just a bit curious which one too apply for, seeing as i will hopefully have a full time job this time next year.
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Transfer from MBNA card to current account - how long?
Anyone know how long it will take? I called on Wednesday to request the transfer, and it only showed up on my online statement today (with a "posted to account" date of today (28/03)??!!). Anyone have any past experience?
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Daft question...
If I were to make a purchase on my credit card, when would I start incurring interest? I know it's a novice question but I've only ever use my card when it was 0% on purchases and it was paid off in good time.
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Abbey Credit Card.
Hi All New to this site but I got a letter in the post from Abbey National today that made me SO mad I had to come on and ask for some feedback. Now I don't own a credit card but do own an over draft that I am ALWAYS in. And I mean ALWAYS. I know that I need to change this and I will do with help from this site I hope. The…
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New Credit Card User
Hi I have just got my first ever credit card from halifax. I know you can pay through the nose if you use it to withdraw cash but is this the same if I used my card at Sainsbury's and asked for cashback or is this included in my purchases (currently at 0%)? Thanks for anyones help
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Card tampered with in the post?
Received my new MBNA card today in the post. Noticed the envelope was torn away down the side of the address window. You could open the hole to read the card number and even remove the card to get the 3 digit security number from the back. Could have been ripped accidently but had a vision of someone waiting for me to…
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Credit card following bankruptcy
Help please. I made myself bankrupt in March 2006, then discharged in December 2006....what an experience, one I wouldn't want to and will not go through again. Again since I have now been discharged I do want to re build my credit rating (what an uphill struggle that will be). I have applied for a capital one card,…
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M&S end life of blalance transfer after just 12 months
Today I noticed in very small writing on the back of my &more credit card statement it said that my introductory offer would end next month. I have a life of blanace offer which was fixed until that balance was cleared. It has only been 12 months and now they are ending it. Surely this is not legal. I have never missed a…
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Credit Card Query
I have had a credit card for a couple of years now, and make regular payments to clear the balance. At the moment it stands at around £600. I can afford the payments each month, this is just a general question. The card is through my bank HSBC, and shows up on my online banking with my current account and ISA. When i had…
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0% Balance transfer - full amount not being transferred.
Hello all, was wondering if anyone can offer any advice. My partner applied for an MBNA Platinum card, on a 0% balance transfer offer to transfer the balance from his HSBC existing card. He applied online, filling in the details of how much he wanted transfering etc etc. 2 weeks later he received a phone call telling him…
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Credit card transfer????
Hi everyone I want to know if I transfer my morgan card ( bal £2700) onto my natwest card ( bal £1500) on a natwest 5.9% lifetime balance, A) will my payments go of the £2700 transfer at 5.9% while the £1500 continues to rise at 17.9%? B) If I transfer the morgan to the natwest that will make a total of £4200 on my…
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need another 0% credit card..can you help
1) I have a barclaycard which gave me: £6,800 . They said to me that there was a 14 month promotional rate and i thought this was a good idea and i woudl be covered at 0% for this period. however i now gather now this was 14 months was for balance transfers only (which i did not need) bur I have being making purchases…
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credit card dilemma
My husband has 3 credit cards,one with marks and spencers (Balance £3250), Barclaycard (£5000) and Halifax (£3300). He would like to pay off all his debts on the cards, but he still would like to have a card which he could use for spending. What would be the best advice for him, as i understand that if he did a balance…
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Virgin Credit Card: rate of interest 34.9%!
My son has just shown me a letter he received from Virgin Money ( MBNA Visa ) in which he has been informed that the rate of interest that he pays on his credit card is increasing to 34.9% per annum from next month! I then discovered that the current rate of interest that he pays is in excess of 27%. I am appalled that…
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Virgin credit card application. Text message.
I recently applied for a virgin credit card online. After submitting the application, i was told a decision would be made within 7 days. Today i recieved a text message saying "Thanks for taking out a vigin credit card. We've popped your pin in the post, and you'll get your card and credit limit in the next 10 days too."…
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Paying off car hp with credit card?
Hi all i have about 25k left to pay on my taxi which is on hp,i was wondering if its possible to transfer that over to a 0% credit card to pay it off Would it be classed as a balance or a credit transfer? and how would it affect my tax? Thanks
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Forex commision charges
Can anyone help me to find a credit card that doesnt charge for uses abroad. I have been charged £124 forex commision by goldfish mastercard use on a £5000 bill in finland. Thanks
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Tescos Credit card/ClubCard - Ba Miles, 600 miles for £2.50 cant be right?
Hi, I dont know if this is a mistake but this banner on the BA site says 600 ba miles for £2.50 of club card points. Sounds too good to be true?? anyone done this? Advert is attached
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Prepay Credit Cards
I am off to America for 4 months at the end of May and have been told that not everywhere will accept debit cards, and as I have no credit card I was looking into gettin a prepay credit card, I was wonderin if anyone could suggest/recommend a good one to get. I graduated from uni last september and do not have a steady…
