-
Llyods tsb premium airmiles credit card
Hi all sorry if this has been spoken about before. I have done a forum search and read a bit about it but was hoppen to get some fresh thoughts. I have just signed up to the premium £50 a year airmiles credit card. My plan is to put everything on my card and pay it monthly. I do not have a mortgage as of yet so i cant put…
-
CC Debt advice ?.
Sorry if this is in the wrong place, please move if it is. Got a mate that is looking for advice on her CC debt. She has a Halifax CC (not sure which or the %) with a £7,000 balance (£14,000 credit limit) on it. She has just got her last statement and the minimum payment is £158 & next months estimated interest is £95 odd.…
-
Time limit on credit card transactions?
Hello. I paid for a meal with a credit card back in October and as yet, the monies owed have not appeared on my credit card statement. I feel slightly guilty for not alerting the restaurant as presumably they haven't received the payment for the meal but as the meal and service were terrible, I'm also reluctant to…
-
Egg Money Positive Balance Limit?
Hello, I have an Egg Money Card and was wondering if there is a limit to how much you can transfer in? Is it the same as your credit limit or can you transfer an unlimited amount. I wouldnt usually bother doing this but I have recently applied for a new card its been approved and the agreement has been signed and returned…
-
billingsvc.com
Hi all, Does anybody recognise the above? Just checked my credit card account and it's showing a transaction from Spain for 4.95 Euro (£3.85) for billingsvc.com, then a 12p foreign transaction fee! I'm very careful with my card details, so confident it's not something I've done. A Google search returns only 3 results with…
-
Balance transfer question bit confused
If i wanted to apply for a credit card just to use the balance transfer offers to have some money for a loan quickly without paying interested and getting it transferred to my Visa Current account Nationwide flex can this be done or does it have to be transferred to another credit card? as i just need it for a few months…
-
Nationwide Credit Card Customer Services Contact Problem
Yesterday evening I notice a debit of £9.64 for "Merchandise Interest" taken on 25th March on my online CC statement. Concerned about what "Merchandise Interest " was all about, I called the Nationwide Customer Services phone line. I was on the phone for 2 hours listening to muzak and a constantly repeated messsage about…
-
Is having credit cards with no balance good for your credit score?
Hi everyone, pls can someone advise. We have old credit cards with 0 balance. (from balance transferring) My questions are : 'do they automatically close accounts which havent been used in a while?' ALSO 'if they are still 'active' does this go AGAINST you or FOR you when applying for credit?' How do you close a credit…
-
Personal cash question
Hi experts - CAN YOU HELP!! Car loan with Sainsburys balance = £13478 as of today. Over 5 years as of Oct 07. Paying £266 per month at an annual interest rate of 6.55%. I have (according to experian) an excellent credit rating. Questions I have to all out there are; Is it worth my while transfering this to a 0% CC (3%…
-
Has anyone heard of E-Gold
Help i have been asked to pay for an item by e-gold only and have never heard of this. Can anyone help me!
-
Cashback CC on ebay / paypal
Can anyone tell me whether using the Amex or other cashback card for buying through paypal for ebay items gives you the same benefits? ta:confused:
-
Transfer away, transfer back again...
Hi guys, im quite new to the whole money saving expert thing and have been working through the credit card tips on the website. One question i dnt seem to be able to find an answer to anywhere, and excuse my stupidity if it is obvious: I have 2 credit cards. Card 1: virgin, interest free on balance transfers till april…
-
Quick Barclaycard interest question
I am not very clued-up when it comes to credit cards - I have a Barclaycard that I use very rarely. Anyway, I had £23.97 to pay back by the 19th March. I paid all of this via online banking on the 12th March. Today I got my statement which confirmed the payment and then charged me 0.25p on the 19th March! It says:…
-
barclaycard shifted payment date
Barclays have just shifted my payment dates, without giving me any notification, and i just opened my bill to see that it said i have a late payment! is there anything that I can do to claim back the money as I have spoken to them before and they made it impossible for me to pay without me going over my overdraft?
-
HELP! Paypal Chargeback advice needed
Hi everyone, I'm looking for a little bit of help: In January of this year, I sold a phone on ebay to a user in India (I'm based in the UK). I sent the phone through international recorded delivery and received an e-mail from the user confirming that it had a arrived and that he was very happy with the product. In…
-
Overseas credit card debt
Hi All I just had a quick look but couldn't find anything on this. Does anyone know what the laws are regarding credit card debt form over seas. (Over drawn UK credit card, I'm now in Australia) What are the powers of the service provider to chase debt? Will it affect my credit rating here? They keep charging since I told…
-
Quick balance transfer question...
Good morning, I set up a couple of balance transfers onto a new card the other week, the woman on the phone said it might take "X" days for it to happen.. thing is its fast approaching payment date for the cards I'm trying to move the balances off, what should I do? Just make the usual payments?
-
MBNA Mastercard - I was paying 34.9% APR without realising!
I want to share an experience I had yesterday as I hope it can help others. In the past, I haven't paid close attention to my changing credit card APRs as (very naively :mad: ) I simply remembered the APR that the cards had when I took them out and mentally added any base rate interest changes or assumed that they would…
-
Skycard Systems 26/27th March - Down?
Morning Are any oher MSE Skycard users having issues getting to the online credit card of Skycard? I was able to log on on Tuesday but the payments system was not working. I then had to call them to make a payment over the phone to clear my balance. At that time the payment system was offline so they wrote down card…
-
Are egg still cancelling accounts?
Hi Guys, Over the past year my egg is constantly going over it's limit and I've been in the position where I had to take about £400 of cash out on it. As a result I'm being charged a fortune in interest and charges. I have a plan to reduce this interest that I would like to run past you guys 1st. My parents are about to…
