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Mbna & ppi
I have written at least 6 times to mbna to try and reclaim my ppi for the last 8 years or so and they have blatantly ignored everyone of my letters.I finally got a different address to send my letters to and yet again they have ignored them to,i do not know what to do now as they don't even have an email address i can…
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How legal??
I recently bought a TV from Argos and applied for an Argo card to take advantage of the 10 months interest free offer. The tv was delivered a few days later, however, the paperwork for the card and credit application arrived after that. Considering i hadn't yet signed anything, could i, in theory, have wrangled the tv for…
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Cashback = cashback???
Can someone help with this one You do your shopping at TESCO and ask for £50 Cashback. If you use your Amex / Egg / whatever CASHBACK CC, does the £50 come out as a CASH withdrawal (ie like from the hole in the wall) and therefore charged at high rates etc or does it show as a bog standard products/shopping purchase and…
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Marks And Spencer Online Card Services Having Problems With Debit Card Payments
I check my Marks and spencer credit card online and on Friday I tried to Pay my bill online using my debit card. On the second attempt it accepted my payment but said they might have to contact me. I checked online with my bank and it usually shows up immediately in my available balance and it did not. So today I rang…
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Credit card error
On Thursday 27th March, by telephone, I paid my council tax for the year, using my credit card. This morning I checked my online statement, and to my disbelief, an extra £10,000 is showing as owing on my credit card balance. This is one transaction to the council. Obviously the person who has keyed in the payment has added…
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turned down by hsbc, i want to re-apply
hiya, I applied to hsbc credit card a while ago.I earn ok money and have a couple of credit cards.I have only ever made a late payment once on a credit card, and now pay off my credit cards every month. I've never been late with a mortgage payment. When I applied to hsbc, the site crashed before I could I examine why I had…
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Debit card cashback
I've applied for the egg money card on Martins recomendation and intend to switch from using my debit card for my routine purchases. I know they will charge me for cash withdrawals so was only going to use it for purchases, but then it occurred to me I use my debit card occasionally for cashback from retailers. Hope it…
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Barclay card oyster card
Dear peopl sorry for being dumb, as i have six months purchases intrest free with barclays, do i have to pay of the outstanding balance at the end of the month, or at the end of the six months? thanks in advance.
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Credit Score
Hubby has just checked his credit file and notice there are a number of anomalies on it! Are there some standard letters that we can just fill in the gaps in order to get this sorted out! Do we contact the credit agencies or the companies involved?:confused:
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How to work out balance????
I apologise in advance if the answer to this question is here somewhere but I have looked and can't find it. How would I work out what the balance on an Egg credit card was if the minimum payment is £69.44. I don't know anymore details than this so if this is impossible to do please ignore the question. Thanks.
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Am I Secretly Credit Blacklisted?
I lived overseas for a number of years so my credit file is obviously quite thin. However, I am on the Electoral Roll and my home phone landline is registered to my name and address. I have no CCJs or defaults or late payments and I am not on CIFAS. I earn £35k a year and have no debts. I cannot get a store card, mobile…
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Good finances - rejected for credit card?!
Hi all, Just joined here as I need some advice. I applied for a Capital One cashback credit card a week ago and have received a letter this mroning saying I had been rejected but could appeal... I have an excellent financial history - have paid off all my debts apart from the mortgage and my student loan - both of which I…
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Credit Card Reclaim
I have credit card debts that have been stagnant for approx. 6 years. If I try to reclaim charges will they take the last 6 years that the card was active or the applied charges over 6 years which will probably be nothing because the cards have not been active for approx. 6 years. Thank You:confused:
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I got turned down for credit by Furniture Village
Sorry I know this probably isn't the correct board, but it was the closest match I could find. I went to the Ideal home show yesterday & furniture village were doing 10% off & 20 months interest free credit. I applied for credit to get a Tempur bed (about £1800). I was turned down. I'm really mystified? My hubby got…
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My Late Father's Credit Cards...
Looking for some advice if poss. My father passed away last Februrary. He did not have a will. He left a house which I have put into my name and taken on a large mortgage. He also left considerable credit card balances, up to about £25,000. As there is no liquidity left in the estate, am I ok to fill in the credit card…
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Amazon Credit Card - Gift Voucher Problems
I opened an Amazon card at the end of December, with interest free purchases to July. During January I made a large purchase. On the statement in early Feb, 'voucher' points were removed. Along with the supposed introductory voucher for starting to use the card, Amazon owe me £45 in vouchers, which should have been…
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Bank Giro Credit - 3/4 working days to reach account!!?
Probably a thread somewhere with regard to this but here goes. Why, if i pay money into , say a Nat West credit card, using a bank giro slip provided on the bill, at a Nat West Bank does it take 3/4 working days to reach the credit card account whilst, if I take out cash at the very same counter using the same credit card…
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Help! Morgan Stanley demanding 'evidence' of 3%
Following the 'alert' from Martin (and reading the posts and here) I checked my cashback and noted that like others, I have only had 1% then 0.5% rates, not the 3% introductory rate that I'm sure I signed up for. Foolishly though I don't seem to have kept any paperwork that has the cashback details on it (that'll teach…
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Balance transfer question
Hi, I took a life of balance transfer with Barclaycard last year at 6.9%. Again they are offering the same rate with no fee. After the transfer last year I cut the card up so as not to use it again. My question is if I transfer another balance on to the card how will this new balance transfer be treated when it comes to…
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credit card limit reduction
recently payed of a credit card, then owed them 50 pence for the intrerest i forgot about didnt pay it and reduced my credit limit from £3000 to £500 because of 50 pence,not intending to use it again,but think its very petty action by bos
