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How legal??

PandaPants_2
PandaPants_2 Posts: 1,978 Forumite
in Credit cards
I recently bought a TV from Argos and applied for an Argo card to take advantage of the 10 months interest free offer. The tv was delivered a few days later, however, the paperwork for the card and credit application arrived after that.

Considering i hadn't yet signed anything, could i, in theory, have wrangled the tv for free?? Im not considering this by the way, i have signed and posted said documents..... :rotfl: :rotfl:

I was just wondering what the legal stance was....
Undefeated Wii Fit ski jump champion!
Vegas Junkie....

Festering_Plates' number one fan! :T

Comments

  • Scousebird_2
    Scousebird_2 Posts: 811 Forumite
    Not possible i'm afraid. With any store card application, you will of signed a Merchant reciept the same as if you had made a card purchase-when they process the start of your application in store, the card is automatically charged, and the account number and store card number is produced before you even leave with the goods.

    They will have your personal details on file, and with it being Argos, I am assuming buying a tele that they took your details to pass on to TV Licencing as they are bound by law to do now, so really, although I can't blame you for the thoughts of dishonesty (you are only human of course)....

    IT'S NAUGHTY AND YOU SHOULD RETURN THE PAPERWORK AND PAY YOUR DEBT!

    Sorry, I probably sound like your Mum.
    Loan-£3600 only 24 months of payments to go!!!
    All debt consolodated and cards destroyed!!
    As D'Ream would sing 'Things.....can only get better'!!!
  • PandaPants_2
    PandaPants_2 Posts: 1,978 Forumite
    It wasn't instore though, it was over the phone.... :D
    And when the TV came, there was no Argos documentation.....

    I've signed and sent the credit agreement but im just wondering..... ;)
    Undefeated Wii Fit ski jump champion!
    Vegas Junkie....

    Festering_Plates' number one fan! :T
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    No, you filled out an application and signed the application, i used to work for Argos and when we done the applications we phoned the processing dept and read the contents of the application to the underwriter, we could not proceed with the app unless it was signed first.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • PandaPants_2
    PandaPants_2 Posts: 1,978 Forumite
    I didn't sign anything until 3 days AFTER i got the tv.....
    Undefeated Wii Fit ski jump champion!
    Vegas Junkie....

    Festering_Plates' number one fan! :T
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    PandaPants wrote: »
    I didn't sign anything until 3 days AFTER i got the tv.....
    Well the staff didnt do the application correctly, you could have bumped them, if you wanted to :D
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • PandaPants_2
    PandaPants_2 Posts: 1,978 Forumite
    Dammit!! :rotfl: :rotfl:

    I don't think i would have had the guts, but i can fantasise... :D
    Undefeated Wii Fit ski jump champion!
    Vegas Junkie....

    Festering_Plates' number one fan! :T
This discussion has been closed.
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