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credit card dilemma

My husband has 3 credit cards,one with marks and spencers (Balance £3250), Barclaycard (£5000) and Halifax (£3300). He would like to pay off all his debts on the cards, but he still would like to have a card which he could use for spending. What would be the best advice for him, as i understand that if he did a balance transfer it would not be adviseable to use the balance transfer card for spending because of the high interest rate. I really would appreciate a reply. Thanks

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    if he pays off his three credit cards he can still retain them and use them as he likes.
    If he does a BT to a new card offering 0% then indeed it is advisable not to use it for purchases.
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