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pay as you go debit/credit cards
Sorry if its been covered before, like the idea of one of these (ones you can top up at the post office etc), what are the best ones, anyone use one, and ones to avoid, know how they work but all seem to be slightly different in terms and conditions, would only be a light user of it. Thanks
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Halifax 0% Credit Card - Help!
Hi I read about the Halifax 0% Credit Card and have tried applying for it but every time I get to the second page and fill in all my details it asks for me to put in the second cardholder's details event though a) there is no box to put in an additional card holder's details and b) I checked the box to say no I did not…
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Lose your Skycard, make sure it is during office hours!!
I have just noticed 2 fraudulent transactions on my Skycard online statement so called the number on the back of my card to block the card immediately. As Skycard are closed on a Sunday the numbers goes through to Barclayccard lost/stolen as they operate the Skycard. Can you believe that they have no access to Skycards,…
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Store Card
Hi I'm new to all this and I expect I'm posting this thread in the wrong place but this seemed the most logical. My boyfriend and I are in a pickle and I am after some advice. My boyfriend used to live in South Africa with his ex but it didn't work out and 3 years ago he came back to the UK. Before he left Sout Africa he…
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Transfer Balance To Husband's Card
Hi all My husband wants to make a large purchase this week (approx £3k) on a credit card. He doesn't currently have any cc's (or debts), so is going to put it onto my Egg card and transfer the balance when his new card comes through. He is going to apply for the Virgin one at 0% int on balance transfers for 15months. Can…
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What Do I Need To Do?
I have two credit cards. Sky card which i owe £1000 on. The interest alone is £25 per month. Barclaycard which i owe £500 on. The interest is about £9 per month. I am paying as much as i can which is about £50 per month on each. I have tried getting another credit card to get rid of the sky card, because i dont mind paying…
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£5000 on credit card
Hi, First time posting. I currently owe about £5000 on credit cards. Have a car loan for roughly £2500 which i am 1 year out of three of repaying and live permanently in my £1500 overdraft (from being a student). I am making all repayments and havenet missed one or struggling, but I would like see if anyone has any advice…
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Barclaycard - reducing their interest
Last week we called Barclays to set up a DD. We also asked if they could give us a good deal as "other" lenders give us deals. So right off the cuff they offered us as existing customers a reduction from 19.9% to 11.1% on the phone. Today we got the official letter where we now enjoy this special rate for the next 12…
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You cant win-well I cant!
Hello fellow and lady sufferers. Having cancelled three credit cards,offered,made,and have been acepted payment plans with them,I am experiencing what I would like to term as mild harrassment. In their turn,they are now telephoning me and asking me when I intend to pay them something! This has occured four times in two…
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Lloyds TSB Trustcard loyalty points
Hi, i'm just about to pay off my Lloyds Tsb credit card and close the account. The only thing is i've collected quite a lot of 'loyalty points' over the last 7+ years having never redeemed them. Has anyone had any experience on claiming these points as in what sort of things you can buy or get discounts on? I used to get a…
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Easyiest cards to get
Does anyone which are the easiest cards to qualify for? I want to apply for some new 0% ones but don't want too many searches on my file. I'ave already had problems with one while easily getting another. Thanks
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credit card advice
Hi everyone. Just wanted to see if anyone could give me a bit of financial advice or opinion! I currently have about £5000 of debt on 4 different credit cards. I'm managing payments on these and have been for about 2 years now since i've settled down a bit! i currently pay each month about double what the interest is and…
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Council Tax by Credit Card - = cash?
My local council accepts payment by CC. Does anyone know whether this would count as a cash payment by a CC company or whether it is treated as a normal merchant spend?
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Abbey Credit Card
I applied on line for an Abbey credit card in mid January and after not hearing anything from them for a couple of weeks gave them a call to find out what was happening with my application. I was told that it had been approved and my documentation would be in the post in the next couple of days. Having waited a further…
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Car Hire on Virgin Prepaid Mastercard ?
Hi, I found this in the T&C of the Virgin Prepaid card which seems to imply you can use it for Car Hire.............. "4.5 Due to security safeguards, Merchants that accept your Card are required to seek authorisation from us for all of the Transactions that you make. There are some circumstances where Merchants may…
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Big UK Banks to Issue Prepaid Cards ?
Do you think the Big Banks will ever issue 'Prepaid' or 'Guaranteed' Credit Cards, or will that be left to all the other 'Prepaid' compaines that seem to be springing up ?.
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Balance Transfer Question?????
If i was to do a balance transfer from old card to new card with 0% offer and wasn't able to transfer the full amount due to credit limit on new card, would that count as monthly payment on old card, or would I still need a payment on the old card aswell. Thanks
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store card
I have a Argos store card can anyone tell me if I can reclaim charges over the last 6 years on this?
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If i pay of the balance the next same day i won't get charged?
Say i buy something for £50 then come home the same day and pay it off using my card, I won't get charged a penny right? This is with captical one classic.
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Credit cards
Thinking of paying for a new boiler through using a credit card but i was thinking that if i was able to transfer to card that had 0% interest but i'm not sure how to do this anyone done this,i'm currently with barclaycard but if we use money from this to pay for new boiler we will get charged lots of interest,any advise…
