📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Car Hire on Virgin Prepaid Mastercard ?

Options
Hi,
I found this in the T&C of the Virgin Prepaid card which seems to imply you can use it for Car Hire..............

"4.5 Due to security safeguards, Merchants that accept your Card are required to seek authorisation from us for all of the Transactions that you make. There are some circumstances where Merchants may require you to have an Available Balance greater than the value of the Transaction you wish to make. You will only be charged for the actual and final value of the Transaction you make. Merchants request this as they may need to access more funds than you initially planned to spend. For example:
4.5.1 Hotels and rental cars – As Merchants may not be able to accurately predict how much your final bill will be, they may request an authorisation for funds greater than your Available Balance."

Comments

  • jimbo26
    jimbo26 Posts: 954 Forumite
    Part of the Furniture 500 Posts Name Dropper
    it will depend on the individual hire company and whether they seek authorisation for a figure greater than the balance on your card.
  • This was the reply I got when I asked Virgin...........

    "
    Thank you for contacting Virgin Money.
    The Pay As You Go Card can be used wherever the MasterCard logo is
    displayed as an accepted means of payment. There is some specific
    information regarding Car Hire on our website, we have included this below
    for you:
    4.5 Due to security safeguards, Merchants that accept your Card are
    required to seek authorisation from us for all of the Transactions that you
    make. There are some circumstances where Merchants may require you to have
    an Available Balance greater than the value of the Transaction you wish to
    make. You will only be charged for the actual and final value of the
    Transaction you make. Merchants request this as they may need to access
    more funds than you initially planned to spend. For example:
    4.5.1 Hotels and rental cars
    – As Merchants may not be able to accurately
    predict how much your final bill will be, they may request an authorisation
    for funds greater than your Available Balance.
    Some rental companies do take a paper imprint of a credit card as a
    security deposit. If they try to do this with the Pay As You Go card then
    it will not work as the card can only be used for electronic (online)
    authorization requests. If the car hire company has the facility to perform
    an online authorization of the security deposit then they will definitely
    be able to use the card.
    If you require any additional information, please let us know."
  • Do you know how much they normally request authorisation for? Would it be the amount of the excess?
  • In_debt wrote: »
    Do you know how much they normally request authorisation for? Would it be the amount of the excess?

    Someone mentioned £500, but I am not sure.
  • nickc25
    nickc25 Posts: 114 Forumite
    Dannydebt wrote: »
    Someone mentioned £500, but I am not sure.
    Ive created a thread on this and just found this thread! Anyone managed to find any information about this?

    THanks
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.