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MBNA increase rates 18.9% - 32% !!!!!!!
Just checked my bank account and min payment for credit card had gone out at £80.36 instead of last months £47. I called up and was told by a very relaxed cust service op that "yeah we've put interest rates up as it is in the terms and conditions" and went on to say hed had "a few" calls on this!!!!! I was put through to…
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Which credit card for just cash.
I just want a credit card to get cash. Which one should I get.
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Car Hire
OK people need advice Going on holiday next week staying out in the middle of no place need a car. Looked on the web ordered a car paid using debit card Now I get confirmation through saying I need to pay a €250 deposit using a credit card in my own name Anyone with any ideas how I can get round this I expected to be able…
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LTSB...is it just me?
in with this months Lloyds cc statement, changes they are making... "we will charge you a fee of £12 for each month you do not repay the full amount you owe. This is a new condition... :confused: You cant win can you?
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Phoned up Lloydstsb to cancel a credit card yesterday
Looks like they wanted to retain my custom and made me a couple of offers: 'We can offer you a 5.9% lifetime balance transfer with no BT fee' or '0% interest free balance transfer for 6 months again with no BT fee' Might be uesful info for somebody?
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Change of credit card
Hi, can anyone help me? I was a day late paying my MBNA credit card online and they've charged me interest and a late fee for it and have refused to remove it, even though I pay my card off in full on time every month. I'm so annoyed by this, after being a loyal customer for years, I now want to change my credit card, but…
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Egg card charges for closed account
Hi Everyone I have recently been informed that my egg card is being closed and that I had 35 days to settle the account. I looked in to different options and decided that a balance transfer would be my best option. I successfully moved the balance ok, however I have been charged by egg £282 for a balance transfer…
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Can I negociate with Card Companies
I have total C Card debts of £28,000 and a family member has loaned me on a long term basis £20,000, can I negociate with the companies for them to accept less than the total owed and close the acct
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Options for existing credit card after balance transfer
I'm thinking about transferring my existing credit card debts (2 cards) to a single lower rate card (probably 15 months 0%) so I can clear them off. Once I transfer the debt, MoneySaving advice is to 'never, ever spend on the new 0% card, put in a drawer and forget it till debt is paid off'. So, i order to spend, my…
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CC payment arrangements
The Alliance Leicester have increased there interest on my CC as have Marbles. I am now in a position where I am going to struggle to meet the minimum payment. I understand if I go onto a payment arrangment it will prevent me getting credit for some time. Will it effect my existing Bank account at all? Also will it effect…
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Multiple £10's to the same credit card issuer???
Can anyone please tell me if i need to send £10 per account when claiming back for several credit cards from one issuer, or is ir accptable to send one £10 fee with a list of the credit card numbers. Any help would be much appreciated as i'd like to get these sent off this week.
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Halifax - Standard practice?
My grilfriend has just discovered that her card statements have been sent to her old address for about 4 years. She contacted the Halifax and discovered that she'd been paying their minimum payment throughout the 4 year period. Despite this, her debt has ballooned from £500 to near £1800. I've examined the statement and it…
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Stickies
Are there too many stickies on this board ? :wink:
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Applying for credit cards and credit score
Hi All, does applying for a credit card, ie to balance transfer money from exisiting card mean that you will get credit checked everytime?? We are currently undergoing changing mortgages and trying to find the best deal, so wanted to know if this would affect our credit score?? thanks:rolleyes:
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guaranteed platinum card - while on benefits?
Hi all, Yet another letter from good old Barclays offering me a platinum card. Which is pretty decent of them since I've been on benefits for a good few years now. I use a debit card. I can't afford to get into debt - it's case of I can buy it now or if there ain't enough money in the account... do without. But I'm…
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student creditcard (?)
hey im currently a student looking to get a credit card at 0% percent to pay off my car insurance for the year. Can anyone reccomend a good card to apply for? Not even sure if ill get accepted but its worth a try, itll save me over more than £100 for the year :j
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Capital One Credit Card
Hi, I have applied for a Capital One Credit Card as my Credit is, well less than perfect (Needs Improvement as they say), there is supposed to be a 1 minute instant response time, but I just got an application reference number and a message to say my application would need to be reviewed as further checks would be required…
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Capital One limit increase woes
Hi, Have been with Capital One since September, and have paid every single statement off on time and in full, earned them money, generally been a good customer. As such, I was expecting to, in line with what their website says, receive a credit limit increase today, as this is my 4th statement date. So I call up Capital…
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Electron Credit Cards
:confused: Can anyone tell me what is an Electron Credit Card? How can I get one? How is it different from the usual credit cards Tipp-Ex
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Can I apply for a new tesco clubcard/creditcard?
Have had a joint Tesco card for ages (initially for the o% purchases deal). Now just use it for the weekly shop and pay it off in full every month. Its in my husbands name with me named as second card holder. I also have a Barclaycard with a £2400 debt on it. The 0% runs out in August and I obviously would like to transfer…
