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Egg credit card limit
What amazes me about Egg is that, despite their recent culling of cardholders, I applied for an Egg card yesterday (for BT reasons) and within LITERALLY 1 min I had been approved for a card with a limit of £11,600!!!! I am self employed, and could have easily plucked the figures I entered out of thin air (I didn't, by the…
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Advice required
Hi all, I was wondering if you can claim back charges on current credit cards i have?. Can you claim back the £12 late charges and £12 over limit charges?. Thanks for advice in advance.:confused:
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can i have 15 credit cards?
I need the answers to a question i am 21, been in my job for 1 month. i have been officially unemployed for about 2 years, was homeless during that time i have only just swapped my council house, been there 1 month too MY CREDIT RATING IS FAULTLESS my current labouring job pays about 900 per month into my account and its…
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Barclays Platinum - "no can do" on lowering rate?
I've got a Barclays Platinum which I've had since about April 2007. The limit is £2k but I've only ever used it to £1.6k (actually £1.1k on purchases, then got that down to £400 using Egg card below and then took on a debt belonging to my boyfriend of £1.2k). It was supposed to be 0% but I got my payment dates mixed up,…
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Very Odd American Express Situation Going on right now
I decided to check my account balance online and noticed all of a sudden I had a SET CREDIT LIMIT on my account and I was wondering why when there has been NO CREDIT LIMIT since 2006. I called and was told that they recieved some negative information from the credit bureau and that's why there was a SET LIMIT. They told me…
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Card Fee reclaiming???
I have just been looking into my existing Credit Card which I have with Northern Rock (run by The Cooperative bank) and have noticed on the statement that I am being charged £4.00 per month for this card as it is a Mortgage Tracker Rate. I have not had a Mortgage with this company for over 6 years and was not aware of the…
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i have no idea what i am doing!
I understand this is probably some where on here but..... Credit card transfer!?!? i have a £1900 on Nationwide card and want to transfer to a 0% credit card for as long as i can. i want tthis paid off by the end of the year so plan to live as a hermit to do this! can you recommend a particluar card to transfer to? i am…
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Littlewoods Personal Finance.
If i get put through to one more Indian call centre i'll throttle someone. :mad: Does anyone know of a UK call centre i can call LPS customer services on where i can speak to someone who actually understands English & answers simple questions without putting me on hold 5 times in 10 minutes just to come back and still not…
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Using a credit card for current account debts
Hi, please forgive any ignorance that comes across - I am a student taking a-levels who has relatively little understanding of the way in which credit cards/loans etc work. Also for those of you with much larger debts than mine, I apologise for the trivialty of my problems, but they are problems all the same in the sense…
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Can't get a credit card!
Hello all, I have read some articles on here as to why i can't get a credit card and i don't seem to fit in any of the categories. I will be completely honest - to my knowledge. I earn 20k per year My missus earns 22k-24k per year we had a loan of £16,200 for a new car over 3 years we have 1 year left @ £460 a month ish we…
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Worth applying?
Hi there! I'm 18 and have had a credit card with Nationwide for 2 or 3 months. I've kept it paid in full and have a £1500 limit, which I assume is the 'default' for the account. Being in education I just have a very low income from part-time work. Obviously it's a pretty limited history, but I've read the Egg Money card is…
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Have a credit card but cant get another???
HI all I have a credit card and so does my hubby and we want to get another one with 0% on balance transfer. I have applied for Egg credit card for hubby and Virgin one and another one and have been refused each time, i have no idea why as we have an excellent credit rating. Any ideas appreicated?
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Transactions on Closed VISA account?
Hi all, I'm sure this isn't news to some regulars, but have a little story to share re: Fraud on my Vanquis Credit Card. I paid my balance off in full on Saturday Jan 26th. Didn't use my card again, got a call on Friday 1st Feb from Vanquis asking about suspicious transactions. They weren't mine so Vanquis cancelled the…
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Balance Transfer citi 5.9% offer?
I want to transfer 2700 full balance from my egg account as im not using it for purchases to another CCard with a lower APR This site recommended this http://www.citibank.co.uk/personal/cards/cards_plat.htm?source=3664&gclid=CLGr3o7h5JECFQOVMAodAlKgWQ&merchant=citi Is this genuine? at present im paying APR 16.9% per year…
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DCA ignoring my CCA request...where now?
Hi all, I'm sure people are getting fed up of answering CCA questions, but having searched for a while, I just can't find the answer I'm looking for! To summarise: * Lowell held an alleged debt against me (£585). * I requested CCA 4th Jan 08, they cashed the £1 cheque clearly marked as payment for CCA. And I've never heard…
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Advice with Egg Card Debt
Newbie on here and looks like a cracking forum :beer: Ive got are £2500 on an Egg card - the 0% is up and im currently paying the minimum payment :mad: Im planning on upping the monthly payment but not by much and considering transfering the balance to another card with a better APR What card would you advice? Any help…
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Ltsb Have Debited Minimum Payment From My Account Without My Permission!
Can they really do this? I have a LTSB Platinum Card and my Husband has a Mastercard. We are experiencing some cash flow problems at the moment due to a recent house move which resulted in me having to give up my job (my husband is in the armed forces) We both contacted our card providers in January to say that we were…
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Offset credit card debit with a Bank Personal Loan?
I had a meeting with my bank representative who suggested that I borrow £25,000 at 8%APR over 60 months to payoff 3 credit card debit of £26,500 with APR of 14.9%. Are there any better options availablr to me? Thanks Samkew
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Egg attempt to defend themselves against 161,000...
http://news.bbc.co.uk/1/hi/business/7266578.stm I still don't believe them.
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Credit Card for poor credit rating customers...
I ideally need a new credit card to get the interest I am paying on my current card down to a minimum.. Only problem is my credit rating is extremely poor I'm guessing due to a number of refusals.. yes I know, applying for more credit won't help. Do you think as an alternative if I contacted Barclaycard and asked for the…
