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Lloyds TSB Platinum 'upgrade'
Hi, Just wondered if anyone has recieved this letter or knows what it about ? Lloyds TSB sent me a letter with the following - "Our Plans to upgrade your Mastercard account" ... "We recently reviewed out credit card range" .. "As a result we are planning to upgrade your Platinum Mastercard to a credit card that brings you…
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Any advice for a friend?
HI, Don’t know if anyone can help with this one , I’ll try and make it as simple as possible! Two friends ... Friend A – Has a bad credit rating and several cards with approx £7k on them. Friend B has agreed to have friend A’s credit card statements sent to his home address so that A’s family don’t find out about it. With…
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Credit Card refund of charges
Hi, Sorry to start a new thread about this topic, but I'm sure you can all help me. I sent off my letters to the 9 of the 10 credit cards I had. Had being the optimum word, as they are all in default and all of my debts are now being handled by the CCCS. I've started getting replies back, a few are offering the difference…
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Marks And Spencers &More Suspending Balance Transfers?
Hi Does anyone know if M & S have suspended balance transfers to the &More card? We have a life of balance deal but when we called to transfer a balance were told all transfers suspended. Thanks :money:
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refund of charges
I wrote to three credit card companies 10 days ago asking for a refund of charges. Got the first reply today. I've been offered half of what I requested as a good will gesture - which I will accept. I know I could push for more, but as this has been so easy and I hate hassle I am going for the easy option - one letter to…
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Credit Score
My husband has a poor credit history and entered into quite a few arrangements with people he owed money to about ten years ago, but since then never missed any payments. Last summer we re-mortgaged and paid them off except for one. I used to work with my sister and we had a joint account together. We no longer work…
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payment protection?
if you have payment protection - and have done for a while - can you call you credit card company up and tell them you no longer wish to have it??
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Have you had your Egg credit card closed? Take part in our poll...
Egg drops 161,000 customers as credit crunch bites. Egg’s shocked the market by writing 7% of its credit card customers' accounts saying they’re too high a risk; meaning they'll be able to pay off existing debts but not borrow more. This shows the credit crunch is biting. Worryingly many who’ve received the letter say they…
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Balance Transfere 3 cards into 1
Hi, I am new to this site and was wondering how to balance transfere 3 credit cards with a total of £4K onto 1 card so i am only paying one card each month. I am not in a hurry to pay it off so i am looking for the easiest way not necessarily the quickest.
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Can you send more than one payment a month?
Hi all can anyone help with the following: My bf has a credit card with Nationwide that he only uses for work expenses: diesel, materials etc. He then submits receipts to his boss who gives him a cheque for the amount. This is usually weekly or fortnightly. When the bill comes in I pay the full amount via his online…
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Halifax Credit Card Charges - Please Help
Hello I don't know if I'm in the right place here, I've looked aimlessly through the forums to see if there is something similar to what I need advice on. I would be very grateful if someone could help/offer advice please. I have been paying on my Halifax Credit card for what seems like an eternity and getting nowhere fast…
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Plastic loans
Hey guys, I'm pretty new to tarting and what not, but eager to give it a go and willing to closely study and follow instructions so I figure I should be alright. The only question I have at the moment is ine the process of plastic loans, when you transfer balance from another account to create a positive balance on your…
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damm pending charges getting nowhere
Yesterday I made an oline tracaction to 'Blizzard' who run Warcraft to upgrade my account. This upgrade is a once only per account trasaction. Upon going on thier site it said 'Invalid card number' I put the correct details in tried serveral times to no avial. I then realised I should not have resubitted it. After a call…
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Lost ipod
I stayed in an hotel in Southern Ireland at the w'end. It was only at 9 pm last night, I realised I did not have my precious ipod with me. My partner had left it on the bed and we now guess our children (bouncing on the bed) must have made it slip out of sight - we guess under the bed clothes. We phoned the hotel last…
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Help what cards do i have?
Hello does anyone know if a search can be done to see what credit cards i have in my name?.. I am currently seperating from my wife and over several years we have built up an aray of credit cards making use of the 0% intrest on balance transfers. Some have been in my name, some in my wifes but we have both held a second…
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help needed, please!
i am currently about to move into my new house (my mortgage is on my and wife name) i have a balance of 6k on my Mbna CC credit limit of 7k (i reduced this from 15k) and i also have a llyodstsb mastercard CC (credit limit of 15k I pay balance in full every month) with my bank. My wife has not had a credit card for over 1…
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0% transfer 2.5% fee vs last 10 months of an 84 month loan
Hello! I, like many, have had a wake up call with MBNA shifting up my rate. As a result I have a plan to pay off my CC debt Basically I owe £4500 Citibank 5.8% LOB £8600 MBNA 2.9% until October I have an empty MBNA with £11k and Barclaycard empty with £6.5k Barclaycard have given me a deal for 0% until November. I have…
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carhire and prepaid mastercards
hope someone can help me as i am after some info on prepaid mastercards and which cards you can use for car hire in the uk only? i was told that the cashplus gold card does but does anybody know any others as i cant seem to find any more? also do they charge any extra fees and charges and how much do they charge for the…
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stoozing - cards with same company behind them?
This is a general wondering. I've been looking at the idea of stoozing for a few months, as I'm now debt-free, and fancy a bit of this free-money. I currently have a credit card that is empty, no interest free period left, etc.. it was originally HBOS but they sold the card to MBNA. Looking at the stoozing guide, it…
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Using credit cards to pay of debts
Hi Guys I am a approx £19500 in debt im not really worried about it as I have assets I could sell to pay off no problem but I'd like to use credit cards to help me pay this debt off. Here's what I owe out £2056 to Lloydstsb credit card 15.9%Apr outstandding I have just balanced transfered £13k from an MBNA card which is…
