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A few questions
I recently been accepted for my first Credit Card. Its the Capital One Classic Visa Card with £100 limit. I got a question is possible. I had my pin arrive on the 5/01/08. When should I get my card?
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have i been had?
have had capital one card for 9 years and was offered 0% till april 2009 with transfer fee of 1.7%. Transferred balance from another card of £3000. When statement came through i deducted my transferred amount from total spend amount say total £3900 this i though left me purchase balance of £900. paid £950 thinking i was…
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Company Credit Card
I've been told to apply for a company credit card because it looks like I will be doing some travelling over the next few months. I didn't want the money to be leaving my account and then having to wait 20+ days to get it back! How do company credit cards work in terms of your credit rating? Would they even show up on…
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need credit card but poor credit history
need help to improve my credit history, is there any credit card company would give me a card. p.s "I dont want prepayment card thanks". Thank you:o
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0% on purchases - how does it work?
I want to buy a car for my other half. Cashflow is a little bit tight until later in the year when I get some payouts from some shares I have. I was thinking of getting a credit card with 0% on purchases for 6 months but don't know how they work. Do you have to do something special when you make a purchase on one of these…
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Amex 3% deal - last year
Hi Guys, I got the American Express 3% deal last ooooh......say November?? 3% for 3 months, blah blah, usual deal after that, anyway. one year on, i rung em up to cance. yatter yatter, ultimately, they dont want to let me go - the entire point of this post is that the fella first offered me DOUBLE cashback for 3 months,…
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Money refunded to a credit card I no longer have
Hi all I purchased a Ireland rugby world cup package that included tickets up to the semi finals if my team made it through the stages. Ireland didnt have a good world cup! "The Organising Committee had stated: If the Team chosen for the Team Pack does not qualify for the quarter and/or semi-finals of the Rugby World Cup…
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Do MBNA accept mastercard?
I want to make my monthly repayments to MBNA from my egg money card. Mastercard isn't an option on their website though. Does anyone know if they accept mastercard payments? Its not paying debt with debt as my egg money card has a positive balance, I just want to earn 1% cashback on the repayments!! thanks,
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Credit card interest problems.
Hi I am wanting to sort out my debt problem but I have a terrible credit rating. I have just read about ringing credit card companies up to ask if they can lower the interest but that hasn't worked. At the moment I'm paying 36.26&% on Capital One and 24.9% on Barclaycard which are incredibly high but neither of them would…
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Have HSBC Visa, who can I transfer my debt to and take advantage of interest free?
Hello all, I currently have a Visa card through my bank and have £2000 to pay off it, After recently getting the good news that we're going to have our first child in June I want to make sure I'm debt free by the time it's born, so I was thinking of getting a new card that offers an initial interest free period, and…
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Electoral Role
Hello! This probably is a daft question as I remember getting myself on the Electoral role before. Does anyone know where you get the form to fill in an the addresses for the local offices where you send off to be put on the electoral role. https://www.rollingregistration.gov.uk doesnt work now days:rolleyes: so its a…
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Paid for something that wasn't received - advice?
This is probably going to sound like a stupid question but I've literally had a credit card for two weeks so I have no idea about these things. I don't want to go into much detail, so briefly: I bought something with my credit card online. It was a ticket for something that was supposed to be printed off as it was a few…
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Credit card to current account
I am wanting to get some money off my credit card into my current account so I can pay off my loan. I have a few credit cards where I can balance transfer between, 1 offer is 0% for 6 months and another is 0% for 12 months but how do I get the money from the credit card to my current account at the 0% rate, is it only for…
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halifax c/card
hi just wanted advice i currently have a halifax c/card and i was looking at tranfering balance to another c/card,but which one? not sure if halifax is a member of mnba
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Barclays Limit Request
Hello I am using my Barclay mastercard from 22 months and my credit limit was £1000 , I never missed my payment and the remaining balace is £650. Today i raag barclays to increase my limit coz it has never been increased and she said they can not increase my limit at this moment but try after 2 months. And end of my…
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Abbey 0% purchases + 0% BT (fee waived)
I've been using the Abbey Card for supermarket shopping since October. Have already reached the £1,000 spend to qualify for the £50 cashback. Just today (i.e. 5th Jan) I got a letter from Abbey dated 21 Dec. stating that you can also have a 0% BT "we have waived the handling fee of 2.5% (min £3) until 31st January" I have…
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credit limits
I currently have 3 credit cards, egg money, halifax and nat-west owing about £6000. I want to balance transfer onto a new card at 0% over 15 months so i can just make one payment a month to pay it off. I applied for a barclaycard and was accepted but the credit limit is only £1000. I have rung a few others up like egg and…
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Debenhams Card - Charges for travel money interest question
Hello, I hope you guys can help me. I recently used my Debenhams credit card (operated by GE Money) to buy some currency for a trip to the USA from a Travelex branch. I took out $750 and was charged circa £15 on my statement I think for a cash withdrawal fee. Not so fussed about that as I guess they see it as a cash…
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Halfix take away interest free
Can anyone help me? I went into hospital in the summer as I gave birth prematurely and missed a payment on my card. I paid it as soon as I got out and they took off the charge. I found out in December that they took away the 12 month interest free period and I have unknowingly been paying interest since July! They did not…
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Should I split one card three ways?
I have a Halifax credit card with about £3,500 on it which has come to the end of it's 0% life. I have tried to transfer it to another card but am having difficulty getting this amount of credit. It looks like the only way to do it is to transfer it to about 3 separate cards. Does anyone have any advice on what I can do?…
